Patent search ap:("STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY") AND inv:"Scott T. Christensen" Page 1

1.

发明申请
Systems and Methods of Building a Consistent Vehicle Data Repository 有权

公开(公告)号：US20250118119A1

公开(公告)日：2025-04-10

申请号：US18981919

申请日：2024-12-16

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Jody Ann Thoele , Jaime Skaggs , Scott T. Christensen , Ashish Sawhney , Neill Broadstone , Angela Glusick , Gustufus Phillip Theofanis

IPC: G07C5/08 , G06N20/00 , G06Q40/08

Abstract: Systems and methods for building a vehicle data repository (VDR) are provided. In some embodiments, the VDR is constructed by adding standardized build sheets to it. The standardized build sheets may be constructed by selecting data from various data sources (e.g., original equipment manufacturer (OEM) databases, National Highway Traffic Safety Administration (NHTSA) databases, Highway Loss Data Institute (HLDI) databases, and/or Insurance Institute for Highway Safety (IIHS) databases). Furthermore, a common ontology may be created and applied to the various data sources to aide in the selection of data between the data sources to construct the standardized build sheets.

2.

发明申请
DETECTING AND RESPONDING TO AUTONOMOUS VEHICLE INCIDENTS AND OPERATING CONDITIONS 有权

公开(公告)号：US20250085120A1

公开(公告)日：2025-03-13

申请号：US18946602

申请日：2024-11-13

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Blake Konrardy , Gregory Hayward , Scott Farris , Scott T. Christensen

IPC: G01C21/34 , B60L53/36 , B60L58/12 , B60P3/12 , B60R16/023 , B60R21/00 , B60R21/01 , B60R21/0136 , B60R21/34 , B60R25/04 , B60R25/10 , B60R25/102 , B60R25/104 , B60R25/25 , B60R25/30 , B60R25/31 , B60W10/04 , B60W10/18 , B60W10/20 , B60W30/095 , B60W30/12 , B60W30/16 , B60W30/18 , B60W40/04 , B60W60/00 , G01B21/00 , G01C21/36 , G01S19/13 , G01S19/42 , G05B15/02 , G05B23/02 , G05D1/223 , G05D1/227 , G05D1/228 , G05D1/247 , G05D1/249 , G05D1/617 , G05D1/646 , G05D1/69 , G05D1/692 , G05D1/693 , G05D1/695 , G05D1/697 , G06F11/36 , G06F16/2455 , G06F16/903 , G06F17/00 , G06F21/32 , G06F21/55 , G06F30/15 , G06F30/20 , G06N20/00 , G06Q10/1093 , G06Q10/20 , G06Q30/0283 , G06Q30/0645 , G06Q40/08 , G06Q50/163 , G06Q50/26 , G06Q50/40 , G07C5/00 , G07C5/08 , G07C9/00 , G08B21/00 , G08B21/02 , G08B21/18 , G08B25/00 , G08B25/01 , G08G1/00 , G08G1/017 , G08G1/0965 , G08G1/0967 , G08G1/14 , G08G1/16 , G16Y10/80 , G16Y30/00 , H04L12/28 , H04L67/12 , H04L67/306 , H04N7/18

Abstract: Methods and systems for assessing, detecting, and responding to malfunctions involving components of autonomous vehicles and/or smart homes are described herein. Autonomous operation features and related components can be assessed using direct or indirect data regarding operation. Vehicle collision and/or smart home incident monitoring, damage detection, and responses are also described, with particular focus on the particular challenges associated with incident response for unoccupied vehicles and/or smart homes. Operating data associated with the autonomous vehicle and/or smart home may be received. Within the operating, an unusual condition indicative of a likelihood of incident may be detected. Based on the unusual condition, it may be determined that the incident occurred. Accordingly, a response to the incident may be determined. The response may be implemented by the autonomous vehicle and/or smart home.

3.

发明申请
Systems and Methods of Determining Vehicle Reparability 有权

公开(公告)号：US20250029072A1

公开(公告)日：2025-01-23

申请号：US18906389

申请日：2024-10-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Jody Ann Thoele , Jaime Skaggs , Scott T. Christensen , Ashish Sawhney , Neill Broadstone , Angela Glusick , Gustufus Phillip Theofanis

IPC: G06Q10/20 , G06N20/00 , G06Q30/0283 , G06Q40/08

Abstract: Systems and methods for determining a reparability of a vehicle are provided. In some embodiments, vehicle data is obtained, and a list of variables is generated from the obtained data. A machine learning algorithm may then be trained to generate a reparability metric by: (i) generating correlation metrics between the variables and costs to repair the vehicle, (ii) removing variables with correlation metrics below a threshold, and (iii) training the machine learning algorithm based upon unremoved variables.

4.

发明授权
Autonomous vehicle operation feature monitoring and evaluation of effectiveness 有权

公开(公告)号：US12140959B2

公开(公告)日：2024-11-12

申请号：US18149488

申请日：2023-01-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Blake Konrardy , Scott T. Christensen , Gregory Hayward , Scott Farris

IPC: G06Q40/00 , B60W10/04 , B60W10/20 , B60W30/09 , B60W30/18 , G05D1/00 , G06N20/00 , G06Q40/08

Abstract: Methods and systems for monitoring use and determining risks associated with operation of a vehicle having one or more autonomous operation features are provided. According to certain aspects, operating data may be recorded during operation of the vehicle. This may include information regarding the vehicle, the vehicle environment, use of the autonomous operation features, and/or control decisions made by the features. The control decisions may include actions the feature would have taken to control the vehicle, but which were not taken because a vehicle operator was controlling the relevant aspect of vehicle operation at the time. The operating data may be recorded in a log, which may then be used to determine risk levels associated with vehicle operation based upon risk levels associated with the autonomous operation features. The risk levels may further be used to adjust an insurance policy associated with the vehicle.

5.

发明授权
Cloud-based vehicular telematics systems and methods for automatically generating rideshare-based risk profiles of rideshare drivers of a transport network company (TNC) platform 有权

公开(公告)号：US12125106B1

公开(公告)日：2024-10-22

申请号：US17036228

申请日：2020-09-29

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： James M. Gallagher , Scott T. Christensen

IPC: G06Q40/08 , G06N20/00 , G06Q10/10 , G06Q30/0201 , G06Q30/0204 , G06Q40/03 , G06Q50/40 , G07C5/00 , G07C5/08

CPC classification number: G06Q40/08 , G06N20/00 , G06Q10/10 , G06Q30/0201 , G06Q30/0205 , G06Q30/0206 , G06Q40/03 , G06Q50/40 , G07C5/008 , G07C5/0841

Abstract: Cloud-based vehicular telematics systems and methods are described for automatically generating rideshare-based risk profiles of rideshare drivers of a transport network company (TNC) platform. The systems and methods comprise receiving telematics data originating from sensor(s) traveling with a rideshare vehicle during an operating segment of the rideshare vehicle; and rideshare data originating from a rideshare app configured to execute on a telematics device during one or more portions of the operating segment. The rideshare data indicates a rideshare app mode for each portion of the operating segment. The systems and methods include determining, based on the telematics data, operating state(s) of the rideshare vehicle during the operating segment of the rideshare vehicle, and generating, based on the telematics data and the rideshare data, a rideshare-based risk profile and driver score of a driver.

6.

发明公开
Artificial Intelligence for Flood Monitoring and Insurance Claim Filing 审中-公开

公开(公告)号：US20240331047A1

公开(公告)日：2024-10-03

申请号：US18216449

申请日：2023-06-29

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Aaron Williams , Joseph Harr , Scott T. Christensen , Ryan M. Gross

IPC: G06Q40/08 , G06N3/045 , G06Q30/0601

CPC classification number: G06Q40/08 , G06N3/045 , G06Q30/0617 , H04L51/02

Abstract: A computer system for flood monitoring and insurance provider notification, the computer system may include one or more processors configured to: detect a flood event in a structure, transmit information associated with the structure and a prompt for flood reimbursement services to a machine learning (ML) chatbot to cause the ML chatbot to file a flood reimbursement claim with an insurance provider having an insurance policy associated with the structure via telephone by converting a text output into a voice output.

7.

发明公开
Generative Artificial Intelligence as an Automated Investment Advising System 审中-公开

公开(公告)号：US20240331043A1

公开(公告)日：2024-10-03

申请号：US18216346

申请日：2023-06-29

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Aaron Williams , Joseph Harr , Scott T. Christensen , Ryan M. Gross

IPC: G06Q40/06

CPC classification number: G06Q40/06

Abstract: A computer system for automated investment advising may include one or more processors configured to: receive from an investor an investment strategy, send the investment strategy and a prompt for investment instructions to an ML chatbot (or voice bot) to cause an ML model to generate the investment instructions, and receive the investment instructions from the ML chatbot (or voice bot).

8.

发明公开
Artificial Intelligence for Sump Pump Monitoring and Service Provider Notification 审中-公开

公开(公告)号：US20240328410A1

公开(公告)日：2024-10-03

申请号：US18216374

申请日：2023-06-29

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Aaron Williams , Joseph Harr , Scott T. Christensen , Ryan M. Gross

IPC: F04B51/00 , G06Q10/20 , G08B21/18

CPC classification number: F04B51/00 , G06Q10/20 , G08B21/187 , F04B2207/70

Abstract: A computer system for sump pump monitoring and repair service provider notification may include one or more processors configured to: detect that a sump pump is faulty, transmit a prompt for service quotes to a machine learning (ML) chatbot to cause the ML chatbot to: request sump pump replacement or repair services from one or more service providers, receive cost estimates from the one or more repair service providers, receive schedule availability from the one or more repair service providers, receive, from the ML chatbot, the cost estimates and the schedule availability, and communicate the cost estimates and/or the schedule availability to a user associated with the sump pump.

9.

发明授权
Dynamic safe storage of vehicle content 有权

公开(公告)号：US12005910B2

公开(公告)日：2024-06-11

申请号：US18130736

申请日：2023-04-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen , Brian Mark Fields , Stephen R. Prevatt , Steve Roberson

IPC: B60W50/00

CPC classification number: B60W50/0098 , B60W2900/00

Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to determine at least one of a characteristic or a trait of the transportable article; detect, based on sensed data, an emergency condition; select one or more article protection components based on (i) the at least one of the characteristic or the trait of the transportable article, and (ii) the detected emergency condition; and in response to detecting the emergency condition, deploy the selected one or more article protection components to protect the transportable article.