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    SCRAPING EMAILS TO DETERMINE PATENTABLE IDEAS
    3.
    发明公开
    SCRAPING EMAILS TO DETERMINE PATENTABLE IDEAS 审中-公开

    公开(公告)号：US20240291785A1

    公开(公告)日：2024-08-29

    申请号：US18443614

    申请日：2024-02-16

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Brian Mark Fields ,  Nathan L. Tofte ,  Joseph Robert Brannan ,  Vicki King ,  Justin Davis

    IPC: H04L51/21 ,  G06F40/40

    CPC classification number: H04L51/21 ,  G06F40/40

    Abstract: The following relates generally to using artificial intelligence (AI) and/or machine learning (ML) to identify patentable ideas from company emails. In some embodiments, one or more processors: access one or more email messages; identify, via a machine learning (ML) chatbot trained to analyze text and generate text, one or more patentable concepts in the one or more email messages; compare the one or more patentable concepts to a patent database including published patent applications with respective publication dates on or before the date of database access, wherein comparing includes generating a comparison document indicating at least one difference and/or at least one similarity between the one or more patentable concepts and the patent applications of the patent database, wherein the comparing includes using the ML chatbot; and generate, based upon the comparison, one or more novelty scores for each of the one or more patentable concepts.

    AI/ML CHATBOT FOR NEGOTIATIONS
    4.
    发明公开
    AI/ML CHATBOT FOR NEGOTIATIONS 审中-公开

    公开(公告)号：US20240291778A1

    公开(公告)日：2024-08-29

    申请号：US18378329

    申请日：2023-10-10

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Brian Mark Fields ,  Nathan L. Tofte ,  Joseph Robert Brannan ,  Vicki King ,  Justin Davis

    IPC: H04L51/02 ,  G06Q50/18

    CPC classification number: H04L51/02 ,  G06Q50/188

    Abstract: Systems and methods for an artificial intelligence (AI)/machine learning (ML) chatbot for intelligent negotiation of terms is disclosed herein. An exemplary computing system includes one or more processors; and a memory storing executable instructions thereon. When executed by the one or more processors, these instructions may cause the one or more processors to: receive, from a first contracting party during a negotiating period, a plurality of prospective terms for a contractual agreement; and determine, via an AI chatbot, whether the plurality of prospective terms are acceptable terms based on a plurality of parameters indicated by a second contracting party. Responsive to determining that the plurality of prospective terms are unacceptable terms, the instructions may further cause the processors to generate, via the AI chatbot, a plurality of counter terms based on the plurality of parameters; and transmit the plurality of counter terms to the first contracting party.

    CONNECTED CAR AS A PAYMENT DEVICE
    8.
    发明申请
    CONNECTED CAR AS A PAYMENT DEVICE 有权

    公开(公告)号：US20230110258A1

    公开(公告)日：2023-04-13

    申请号：US18079354

    申请日：2022-12-12

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Kristopher Keith Gaudin ,  Justin Davis ,  Leo Nelson Chan

    IPC: G06Q20/20 ,  G06Q50/06 ,  G06Q20/40

    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

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