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公开(公告)号：US20240185188A1
公开(公告)日：2024-06-06
申请号：US18441296
申请日：2024-02-14
Inventor： Leo Nelson Chan , Jacob J. Alt , Matthew S. Megyese , Steven C. Cielocha , Kristopher Keith Gaudin , Brian Mark Fields
CPC classification number: G06Q10/20 , G06Q40/03 , G06Q40/08 , G07C5/006 , G07C5/008 , G07C5/0808 , G07C5/0841
Abstract: A computer-implemented method includes receiving software version data generated by an on-board system of a vehicle via a network, wherein the software version data indicates a version of software executed by the on-board system to control operational parameters of the vehicle. The method also includes determining, based at least upon (i) the software version data and (ii) a known current version of the software, whether a latest software update was installed for the on-board system, setting, based at least upon whether the latest software update was installed for the on-board system, at least a portion of a driver profile associated with the driver, and transmitting the at least the portion of the driver profile to a third party server.
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公开(公告)号：US20230350869A1
公开(公告)日：2023-11-02
申请号：US18221132
申请日：2023-07-12
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
IPC: G06F16/23 , H04L9/06 , G06Q40/08 , G06F16/901 , G06F16/182 , G06F16/21 , G07C5/08 , G06Q10/20 , G06Q40/00 , G06F16/27 , G06Q30/04 , G06Q30/0601 , G06Q30/0645 , G06Q40/12 , G07C5/00 , G06Q40/03
CPC classification number: G06F16/2358 , H04L9/0643 , G06Q40/08 , G06F16/9024 , G06F16/182 , G06F16/219 , G07C5/085 , G06Q10/20 , G06Q40/00 , G06F16/27 , G06Q30/04 , G06Q30/0611 , G06Q30/0645 , G06Q40/12 , H04L9/0637 , G07C5/008 , G06Q40/03 , H04L67/104
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.
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公开(公告)号：US20230316414A1
公开(公告)日：2023-10-05
申请号：US18206899
申请日：2023-06-07
Inventor： Shawn M. Call , Jaime Skaggs , Eric Bellas , Douglas A. Graff , William J. Leise , Vicki King , Jacob J. Alt , Eric R. Moore , Stacie A. McCullough
IPC: G06Q40/08
CPC classification number: G06Q40/08 , G06Q20/0655
Abstract: A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim, such as sending data to a smart contract deployed on the shared ledger. The parties to the claim may request arbitration, especially after attempts to settle the claim on-chain between the two parties have failed. An arbitrator may request evidence from the parties and/or request responses from the parties to accept damages calculations and/or settlement offers. Once the claim is resolved, the arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.
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公开(公告)号：US20230153842A1
公开(公告)日：2023-05-18
申请号：US18157151
申请日：2023-01-20
Inventor： Leo Nelson Chan , Jacob J. Alt , Matthew S. Megyese , Steven C. Cielocha , Kristopher Keith Gaudin , Brian Mark Fields
IPC: G06Q30/0201 , G06Q40/08 , G07C5/08 , G07C5/00 , G06Q40/03
CPC classification number: G06Q30/0201 , G06Q40/03 , G06Q40/08 , G07C5/08 , G07C5/008
Abstract: In a computer-implemented method for detecting and acting upon driver behavior while driving with passengers, telematics data is collected by one or more electronic subsystems of a vehicle and/or mobile electronic device of a driver or passenger. The collected data is transmitted to a computer system, and analyzed to identify respective time periods during which the driver of the vehicle drove with and without passengers, and one or more driving behaviors of the driver during those time periods. The method also includes determining, based upon the driving behavior(s) of the driver during the time periods with and without passengers, how the driver modifies his or her driving when driving with or without passengers, and conveying to an entity at least a portion of a driver profile associated with the driver that has been adjusted based upon how the driver modifies his or her driving.
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公开(公告)号：US20220392342A1
公开(公告)日：2022-12-08
申请号：US17887982
申请日：2022-08-15
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis Davis , Nathan W. Baumann , Giles Roll
IPC: G08G1/0967
Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.
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Patent Agency Ranking
公开(公告)号：US20220269668A1
公开(公告)日：2022-08-25
申请号：US17683211
申请日：2022-02-28
Inventor： William J. Leise , Jacob J. Alt , Jaime Skaggs , Eric Bellas , Shawn M. Call , Eric R. Moore , Melinda Teresa Magerkurth , Vicki King
IPC: G06F16/23 , H04L9/06 , G06Q40/08 , G06F16/901 , G06F16/182 , G06F16/21 , G07C5/08 , G06Q10/00 , G06Q40/00 , G06F16/27 , G06Q30/04 , G06Q30/06 , G06Q40/02 , G07C5/00
Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. For example, (1) receiving vehicle data from one or more remote computing devices; (2) detecting a change in a condition of the vehicle from analysis of the vehicle data, such as that the vehicle has been in a collision and is now a total loss; (3) identifying a VIN of the vehicle or retrieving the VIN from a memory unit when a change in a condition of the vehicle is detected; (4) generating a transaction (i) including the vehicle's VIN, and (ii) describing the detected change in the condition of the vehicle and/or the status of the total loss vehicle; and/or (5) transmitting the transaction to facilitate creating and/or maintaining a VIN-based distributed ledger for the particular vehicle and/or transferring ownership of the total loss vehicle.
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公开(公告)号：US20220138741A1
公开(公告)日：2022-05-05
申请号：US15877982
申请日：2018-01-23
Inventor： Jacob J. Alt , Eric Bellas , Jaime Skaggs , Shawn M. Call , Melinda Teresa Magerkurth , Vicki King , Charles H. Roscow , Scott Shoop , Greg Hayes , Robert Alpine Jennings , Amber Nelson-Wolfe , Shyam Tummala
Abstract: Systems and methods are disclosed for interacting with a blockchain and users of the blockchain to perform banking identity authentication services. For example, a method may include receiving a bank transaction from a participant; verifying the bank transaction; generating and communicating a confirmation that the bank transaction is valid to the participant; adding the bank transaction to a block of bank transactions; generating a cryptographic hash for the block of bank transactions; solving a cryptographic puzzle involving the hash of the block of bank transactions; adding the block to the blockchain; and/or transmitting the solution to the cryptographic puzzle, and the block of bank transactions to another participant. Otherwise, if the identity data is not valid, generating and communicating the confirmation that the bank transaction is not valid to the participant.
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公开(公告)号：US20210256552A1
公开(公告)日：2021-08-19
申请号：US15975536
申请日：2018-05-09
Inventor： Benjamin Tarmann , Richard R.. Rhodes , Lokesh Awasthy , Denise DeRoeck , Jaime Skaggs , Jacob J. Alt , Shanna L. Phillips , Shyam Tummala , Matthew S. Meierotto , Richard D. Groonwald , Brian J. Hughes
Abstract: A computer-implemented method of incentivizing an insurance agent to update a memory storage location. The method includes receiving, at one or more processors, a message indicating an agent updated a memory storage location with information about a customer or a real estate property. The method also includes increasing, via the one or more processors and according to an interval of time, a score of the agent for at least one item of information about one or more of the customer or the real estate property updated to the memory storage location. The method further includes calculating, via the one or more processors, an agent rating based upon the score of the agent, the agent rating used to compute one or more of compensation or bonus of the agent.
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公开(公告)号：US20210241368A1
公开(公告)日：2021-08-05
申请号：US15782540
申请日：2017-10-12
Inventor： Kristopher Keith Gaudin , Justin Davis , Jacob J. Alt , Matthew S. Megyese , John Lucas Bothwell
Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate one or more terms (e.g., a variable interest rate and/or variable principle amount) of a vehicle loan. Further, terms of the vehicle loan may be adjusted based upon vehicle usage-based data, including telematics data, and/or estimated vehicle depreciation. Additionally or alternatively, the one or more generated and/or adjusted terms may be based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.
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公开(公告)号：US11037177B1
公开(公告)日：2021-06-15
申请号：US15784840
申请日：2017-10-16
Inventor： Leo Nelson Chan , Jacob J. Alt , Matthew S. Megyese , Steven C. Cielocha , Kristopher Keith Gaudin , Brian Mark Fields
Abstract: In a computer-implemented method, telematics data collected during one or more time periods by one or more electronic subsystems of a vehicle and/or a mobile device is received. The telematics data includes operational data indicative of how a driver of the vehicle operated the vehicle. The telematics data is analyzed to identify one or more driving behaviors of the driver. Based upon the one or more of driving behaviors, a driver profile is generated or modified. A suggested vehicle component type matching the generated or modified driver profile is identified, at least by determining that the generated or modified driver profile meets a set of one or more matching criteria associated with the suggested vehicle component type. An indication of the suggested vehicle component type is displayed to a user.
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