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    Automatic synchronization of payment data across distributed systems
    2.
    发明授权
    Automatic synchronization of payment data across distributed systems 有权

    公开(公告)号：US12125077B1

    公开(公告)日：2024-10-22

    申请号：US17977105

    申请日：2022-10-31

    Applicant: COUPA SOFTWARE INCORPORATED

    Inventor： Tushar Rawal ,  Scott Harris

    IPC: G07F19/00 ,  G06F16/23 ,  G06F16/27 ,  G06F16/9535 ,  G06Q10/10 ,  G06Q30/018 ,  G06Q30/04

    CPC classification number: G06Q30/04 ,  G06F16/2379 ,  G06F16/27 ,  G06F16/9535 ,  G06Q10/10 ,  G06Q30/0185

    Abstract: In an embodiment, a computer-implemented method comprises receiving supplier invoice data comprising one or more supplier payment objects corresponding to a supplier to a customer of a supplier-customer transaction. A match determination is made between the supplier payment object and a verified payment object. In response to a no-match determination, a customer transaction system is queried to validate the supplier, and in response to the supplier validation, a validation payment object is created, validating the supplier. A match determination is made between the supplier payment object and the verified payment object, and the supplier invoice is automatically generated. In response to receiving subsequent supplier invoice data corresponding to the supplier of subsequent supplier-client transactions, for each subsequent supplier-client transaction, the subsequent supplier invoice is automatically generated with the verified payment object.

    STORAGE BILLING SYSTEM AND STORAGE BILLING METHOD
    4.
    发明公开
    STORAGE BILLING SYSTEM AND STORAGE BILLING METHOD 审中-公开

    公开(公告)号：US20240346560A1

    公开(公告)日：2024-10-17

    申请号：US18237086

    申请日：2023-08-23

    Applicant: Hitachi, Ltd.

    Inventor： Yuya YAMAMOTO

    IPC: G06Q30/04 ,  G06Q50/06

    CPC classification number: G06Q30/04 ,  G06Q50/06

    Abstract: A storage billing system including a fee calculation section that determines a fee on the basis of an amount of storage usage according to a contract that is renewed when the storage is updated, a contract history check section that, when the fee for the usage of the storage is to be determined, determines whether the contract is renewed, a carbon dioxide emissions calculation section that, when the contract history check section determines that the contract is renewed, determines a difference between an amount of power usage by the storage before the update and an amount of power usage by the storage after the update, and calculates an amount of carbon dioxide emissions reduction, a fee adjustment section that determines the fee by reducing the fee determined by the fee calculation section according to the amount of carbon dioxide emissions reduction determined by the carbon dioxide emissions calculation section.

    Data activity visibility
    5.
    发明授权
    Data activity visibility 有权

    公开(公告)号：US12106340B2

    公开(公告)日：2024-10-01

    申请号：US17020037

    申请日：2020-09-14

    Applicant: DASH FINANCIAL TECHNOLOGIES LLC

    Inventor： Timothy Miller

    IPC: G06Q30/00 ,  G06F7/58 ,  G06Q30/04 ,  G06Q40/04

    CPC classification number: G06Q30/04 ,  G06F7/582 ,  G06Q40/04

    Abstract: Disclosed examples include systems, methods, and computer products relating to data activity visibility though the use of an identifier. A method includes receiving registration data regarding a customer. The customer is registered in association with a set of customer data. An identifier is generated that encrypts the set of customer data. The identifier is transmitted to a front-end device that sends the identifier as part of a transaction message. An executed transaction report containing the identifier and relating to a transaction is received from an exchange. The set of customer data is determined from the identifier of the executed transaction report. A request is received from an authorized entity device. Dashboard data is provided for rendering at the authorized entity device that includes data regarding the transaction in association with the customer.

    FACTORING SYSTEM AND METHOD
    6.
    发明公开
    FACTORING SYSTEM AND METHOD 审中-公开

    公开(公告)号：US20240320725A1

    公开(公告)日：2024-09-26

    申请号：US18612743

    申请日：2024-03-21

    Applicant: FACTOR-e, Inc.

    Inventor： Leonard Jackson ,  Alexander Tsao

    IPC: G06Q30/0601 ,  G06Q30/04

    CPC classification number: G06Q30/0619 ,  G06Q30/04

    Abstract: A factoring system and method in the form of an online marketplace for invoice factoring services enables invoice sellers to create business and invoice profiles and solicit factoring companies to submit proposals. Factoring companies can shop invoice seller profiles and determine whom they wish to make proposals to. The system and method of the present invention enables legal documents to be automatically created and signed/stored by the parties to an engagement.

    BILLER-SIDE BILLER DIRECTORY AND PAYMENTS ENGINE ARCHITECTURE
    7.
    发明公开
    BILLER-SIDE BILLER DIRECTORY AND PAYMENTS ENGINE ARCHITECTURE 审中-公开

    公开(公告)号：US20240320718A1

    公开(公告)日：2024-09-26

    申请号：US16704453

    申请日：2019-12-05

    Applicant: Wells Fargo Bank, N.A.

    Inventor： Alan W. Hecht ,  Sotirios Barkas ,  Ann M. Kirk ,  Peter Rozovski ,  Peter L. Shen ,  Chate Yap

    IPC: G06Q30/04 ,  G06Q20/02 ,  G06Q20/36 ,  G06Q40/02

    CPC classification number: G06Q30/04 ,  G06Q20/023 ,  G06Q20/367 ,  G06Q40/02

    Abstract: A biller processor computing system is associated with a biller. The biller processor computing system includes a processing resource, a memory resource, and computer-executable instructions stored thereon and embodied in a biller processor application programming interface (API) engine. The instructions, when executed by the processing resource, cause the biller processor computing system to extract a payer identifier from an electronic bill (e.g., an electronic bill received from the biller). Based at least on the payer identifier, a corresponding electronic token is retrieved from data storage media. The electronic token relates to payer authentication information for a biller computing system, which is communicatively coupled to the biller processor computing system. The electronic token is included in the electronic bill, and the electronic bill is transmitted to a payer computing system.

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