公开(公告)号：US20240257194A1

公开(公告)日：2024-08-01

申请号：US18632726

申请日：2024-04-11

Applicant: U.S. Bank National Association

Inventor： Jeremy M. Silver ,  Todd C. Moning ,  James Andrew Cantrell ,  Terron C. Hyde

IPC: G06Q30/04 ,  G06K7/10 ,  G06K7/14 ,  G06K19/06 ,  G06K19/07 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/12 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/0207 ,  G06Q30/0226 ,  G06Q30/0234 ,  G06Q30/0279 ,  G06Q30/0601 ,  H04L67/141 ,  H04L67/143

CPC classification number: G06Q30/04 ,  G06N20/00 ,  G06Q20/027 ,  G06Q20/123 ,  G06Q20/127 ,  G06Q20/227 ,  G06Q20/3255 ,  G06Q20/3272 ,  G06Q20/3276 ,  G06Q20/40145 ,  G06Q20/4015 ,  G06Q30/0222 ,  G06Q30/0226 ,  G06Q30/0234 ,  G06Q30/0279 ,  G06Q30/0613 ,  G06Q30/0633 ,  H04L67/141 ,  H04L67/143 ,  G06K7/10297 ,  G06K7/1413 ,  G06K7/1417 ,  G06K19/06028 ,  G06K19/06037 ,  G06K19/0723 ,  G06Q20/3278

Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device. Upon receiving a payment selection from the connected device, the transaction platform may transmit the payment information to a payment processing system, and provide payment confirmation to at least the management system.

公开(公告)号：US12125076B2

公开(公告)日：2024-10-22

申请号：US17518904

申请日：2021-11-04

Applicant: U.S. Bank National Association

Inventor： Jeremy M. Silver ,  Todd C. Moning ,  James Andrew Cantrell ,  Terron C. Hyde

IPC: G06Q30/00 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/12 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/0207 ,  G06Q30/0226 ,  G06Q30/0234 ,  G06Q30/0279 ,  G06Q30/04 ,  G06Q30/0601 ,  H04L67/141 ,  H04L67/143 ,  G06K7/10 ,  G06K7/14 ,  G06K19/06 ,  G06K19/07

CPC classification number: G06Q30/04 ,  G06N20/00 ,  G06Q20/027 ,  G06Q20/123 ,  G06Q20/127 ,  G06Q20/227 ,  G06Q20/3255 ,  G06Q20/3272 ,  G06Q20/3276 ,  G06Q20/40145 ,  G06Q20/4015 ,  G06Q30/0222 ,  G06Q30/0226 ,  G06Q30/0234 ,  G06Q30/0279 ,  G06Q30/0613 ,  G06Q30/0633 ,  H04L67/141 ,  H04L67/143 ,  G06K7/10297 ,  G06K7/1413 ,  G06K7/1417 ,  G06K19/06028 ,  G06K19/06037 ,  G06K19/0723 ,  G06Q20/3278

Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device. Upon receiving a payment selection from the connected device, the transaction platform may transmit the payment information to a payment processing system, and provide payment confirmation to at least the management system.

公开(公告)号：US11195215B1

公开(公告)日：2021-12-07

申请号：US17115070

申请日：2020-12-08

Applicant: U.S. Bank National Association

Inventor： Jeremy M. Silver ,  Todd C. Moning ,  James Andrew Cantrell ,  Terron C. Hyde

IPC: G06Q30/00 ,  G06Q30/04 ,  G06Q20/32 ,  G06Q20/22 ,  G06Q20/02 ,  G06Q20/12 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q20/40 ,  G06N20/00 ,  H04L29/08 ,  G06K19/07 ,  G06K7/14 ,  G06K7/10 ,  G06K19/06

Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device. Upon receiving a payment selection from the connected device, the transaction platform may transmit the payment information to a payment processing system, and provide payment confirmation to at least the management system.

公开(公告)号：US20240169404A1

公开(公告)日：2024-05-23

申请号：US18428783

申请日：2024-01-31

Applicant: U.S. Bank National Association

Inventor： Jeremy M. Silver ,  Todd C. Moning ,  James Andrew Cantrell ,  Terron C. Hyde

IPC: G06Q30/04 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/12 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/0207 ,  G06Q30/0226 ,  G06Q30/0234 ,  G06Q30/0279 ,  G06Q30/0601 ,  H04L67/141 ,  H04L67/143

CPC classification number: G06Q30/04 ,  G06N20/00 ,  G06Q20/027 ,  G06Q20/123 ,  G06Q20/127 ,  G06Q20/227 ,  G06Q20/3255 ,  G06Q20/3272 ,  G06Q20/3276 ,  G06Q20/40145 ,  G06Q20/4015 ,  G06Q30/0222 ,  G06Q30/0226 ,  G06Q30/0234 ,  G06Q30/0279 ,  G06Q30/0613 ,  G06Q30/0633 ,  H04L67/141 ,  H04L67/143 ,  G06K19/0723

Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device. Upon receiving a payment selection from the connected device, the transaction platform may transmit the payment information to a payment processing system, and provide payment confirmation to at least the management system.

公开(公告)号：US20220180414A1

公开(公告)日：2022-06-09

申请号：US17518904

申请日：2021-11-04

Applicant: U.S. Bank National Association

Inventor： Jeremy M. Silver ,  Todd C. Moning ,  James Andrew Cantrell ,  Terron C. Hyde

IPC: G06Q30/04 ,  G06Q20/32 ,  G06Q20/22 ,  G06Q20/02 ,  G06Q20/12 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q20/40 ,  G06N20/00 ,  H04L67/141 ,  H04L67/143

Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device. Upon receiving a payment selection from the connected device, the transaction platform may transmit the payment information to a payment processing system, and provide payment confirmation to at least the management system.