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1.发明公开公开(公告)号：US20240362728A1
公开(公告)日：2024-10-31
申请号：US18631481
申请日：2024-04-10
申请人： RoomRite, Inc.
发明人： Michael Weiss
CPC分类号： G06Q50/12 , G06Q20/401
摘要： The present invention relates to a hotel room online marketplace system, methods, and network that enables secondary buyers to purchase subsets of hotel rooms from hotel room block owners (block owners) that would otherwise go unused and assume the same contract terms as the block owners. Such contract terms can comprise a number of hotel rooms, a price for the number of hotel rooms, a room type, an occupancy date for the number of hotel rooms, and other terms. Fees can be collected and/or paid between the hotel, the block owner, and/or the secondary buyer. The marketplace can also curate third-party digital content to enhance the offer-for-sale listings and value proposition to secondary buyers.
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公开(公告)号：US20240362648A1
公开(公告)日：2024-10-31
申请号：US18652713
申请日：2024-05-01
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4097 , G06Q20/4014 , G06Q20/4016 , G06Q20/405
摘要： In one embodiment, a predictive contextual transaction scoring system receives transaction review data associated with person-to-person transactions from a marketplace, the transaction review data including feedback information relating to the person-to-person transaction. The system identifies contextual characteristics of the person-to-person transactions by analyzing the feedback information related to the person-to-person transactions. The system pairs a first party requesting a service to a second party providing the requested service by matching a contextual characteristic of the first party to a contextual characteristic of the second party. The system also predicts a transaction score for a new person-to-person transaction involving the first party and the second party, and provides the predicted transaction score to the marketplace to facilitate pairing of the first party requesting the service.
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公开(公告)号：US20240362647A1
公开(公告)日：2024-10-31
申请号：US18766925
申请日：2024-07-09
发明人： Vincent PHAM , Jeremy GOODSITT , Anh TRUONG , Mark WATSON , Austin WALTERS , Galen RAFFERTY , Reza FARIVAR
IPC分类号： G06Q20/40 , G06F1/3206 , G06Q20/32 , G06Q40/02 , G07F19/00 , H04L5/00 , H04L5/14 , H04L9/00 , H04L9/06 , H04W72/044 , H04W72/541 , H04W84/18
CPC分类号： G06Q20/405 , G06F1/3206 , G06Q20/3221 , G06Q40/02 , G07F19/203 , G07F19/206 , H04L5/0082 , H04L5/1469 , H04L9/0637 , H04W72/0473 , H04W72/541 , H04W84/18 , H04L9/50 , H04L2209/56
摘要： Disclosed herein are system, method, and device embodiments for ATM access during a power outage. In an example embodiment, an automated teller machine (ATM) may receive power from a mobile device including a banking application, send the power to a rechargeable battery of the ATM, and enter a reduced power mode, wherein the ATM is powered by the rechargeable battery. Further, the ATM may receive a transaction request including an authentication credential from the banking application, determine an account associated with the authentication credential, determine an authorization result indicating whether to perform the transaction request, and generate recordation information corresponding to the authorization result.
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公开(公告)号：US20240362637A1
公开(公告)日：2024-10-31
申请号：US18140869
申请日：2023-04-28
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4015 , G06Q20/4014
摘要： Techniques for managing data transactions are described and are implementable to enable data transactions (e.g., payment transactions) to be automatically generated in response to different conditions. In implementations, user interactions to generate payment transactions are tracked at different locations over different time durations. Accordingly, when payment transactions at a particular location reach a threshold, a data transaction record can be generated. The data transaction record can be used to automatically generate subsequent data transactions. Further, application presence across different devices can be used to generate data transactions.
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公开(公告)号：US20240362636A1
公开(公告)日：2024-10-31
申请号：US18768775
申请日：2024-07-10
发明人： Kevin OSBORN , Michael WOLF
CPC分类号： G06Q20/40145 , G06Q20/341 , G06Q20/352 , H04W4/80
摘要： Disclosed embodiments include aspects that relate to authentication of contactless interactions. Identifying information can be provided from multiple sources. A chip-embedded card can be registered to an individual and include identifying information associated with the information. During a contactless transaction, identifying information can be acquired. An individual's identity can be validated based on identifying information. A chip-embedded card can be read by a card reader at a particular location providing physical presence information. In one instance, identifying information from the chip-embedded card can be compared to other identifying information to determine whether there is a match or mismatch. A confidence score can be computed based on the amount and type of information provided. An individual's identity can be validated when the confidence score satisfies a threshold.
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公开(公告)号：US20240362631A1
公开(公告)日：2024-10-31
申请号：US18309667
申请日：2023-04-28
申请人： PAYPAL, INC.
发明人： Atul Kumar Agrawal , Anu Kumari , Anurag Singh , Chun Kiat Ho , RaviKumar PhoolChand Vishwakarma , Jie How Ko , Nilotpal Paul , Jyothish Kozhipurath , Vipul Jain , Lin Song , Mihir Sirohi , Rey Neo
IPC分类号： G06Q20/40 , G06Q30/018
CPC分类号： G06Q20/4014 , G06Q30/018
摘要： Methods and systems for content distribution and management are presented. A transaction flow for conducting different stages of a transaction is determined in response to a request for the transaction from an application executable at a user device. The transaction flow includes a sequence of content pages to be displayed within a graphical user interface (GUI) of the application over the different stages of the transaction. The content associated with a tagged UI element of at least one content page is identified. The content is validated for the tagged UI element of the at least one content page, based on a software and hardware configuration of the user device. The validated content is provided via a network to the application at the user device to be displayable with the tagged UI element on the at least one content page of the transaction flow during a corresponding stage of the transaction.
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公开(公告)号：US20240362628A1
公开(公告)日：2024-10-31
申请号：US18766217
申请日：2024-07-08
发明人： Hee Soo KIM
CPC分类号： G06Q20/389 , G06Q20/3825 , G06Q20/405 , G06Q40/04
摘要： A service server providing a tracking service for a transportation device based on a blockchain network system is provided. The service server includes a memory and a processor. The processor receives an information disclosure request for trading, distribution, or repair of the transportation device from a first terminal of an entity holding a token specifying the transportation device or a second terminal of an organization performing trading, distribution, or repair of the transportation device as a proxy; discloses information on the transportation device to a platform providing the service based on the information disclosure request; receives, from a third terminal of an entity purchasing the transportation device, transmission information on currency at a price corresponding to the token; and transmits the token to a node managed by the third terminal and transferring the currency to an account managed by the first terminal based on verification of the transmission information.
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公开(公告)号：US12131574B2
公开(公告)日：2024-10-29
申请号：US17802442
申请日：2021-02-18
发明人： Masashi Nakata
IPC分类号： G06V40/13 , G06Q20/40 , G06V10/143 , G06V40/10 , G06V40/12 , G06V40/60 , H10K50/86 , H10K59/40 , H10K59/65
CPC分类号： G06V40/1318 , G06Q20/40145 , G06V10/143 , G06V40/1335 , G06V40/1365 , G06V40/67 , H10K50/86 , H10K59/40 , H10K59/65 , G06V40/15
摘要： Implementing fingerprint authentication during a swipe motion on a display.
Electronic equipment includes a display and an optical fingerprint sensor. The display includes a display surface including light-emitting pixels in an array in a first direction and a direction intersecting the first direction. The optical fingerprint sensor includes as imaging element including light-receiving elements in an array in the first direction and the second direction on a side opposite to the display surface of the display in a third direction intersecting the first direction and the second direction, and each of the light-receiving elements transfers a photoelectrically converted charge at the same timing.-
公开(公告)号：US12131378B2
公开(公告)日：2024-10-29
申请号：US18380333
申请日：2023-10-16
CPC分类号： G06Q40/03 , G06N5/043 , G06N20/00 , G06Q20/22 , G06Q20/4016 , G06Q20/405
摘要： Aspects of the disclosure relate to machine learning based automated management of a user account. A computing platform may determine, via a computing device and based on historical user activity of a user, a pattern of the user activity. Subsequently, the computing platform may detect a deviation from the pattern of the user activity. Then, the computing platform may identify an anticipated transaction of the user. Then, the computing platform may retrieve, from a repository of user data, one or more user-defined preference rules associated with the anticipated transaction. Then, the computing platform may determine whether the one or more preference rules apply to one or more attributes of the anticipated transaction. Subsequently, the computing platform may trigger, based on a determination that the one or more preference rules apply to the one or more attributes of the anticipated transaction, an action associated with the anticipated transaction.
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公开(公告)号：US12131331B2
公开(公告)日：2024-10-29
申请号：US16784018
申请日：2020-02-06
申请人： SKUxchange, LLC
发明人： James Sampey , Bobby Tinsley , Robert Zaccardo , Kenneth Douglas , Moshe Joshua
CPC分类号： G06Q20/409 , G06Q20/202 , G06Q20/203 , G06Q20/204 , G06Q20/342 , G06Q40/02
摘要： Systems and methods for facilitating real-time item-specific application of a gift card balance to a purchase within a collaborative gift card network are described. Such methods permit restriction of gift cards and gift card balances to purchase of specific items. Collaborative systems are used to implement such methods, such as computer systems and networked computer system. Methods for facilitating item-specific application of a gift card balance may be performed using computer systems managed by a single entity as well as in distributed computing environments wherein aspects of the methods are implemented by disparate parties. Unique bank card number are associated with a promotional offer as well as item-specific information relating to authorized uses of the offer. When an offer is attempted to be redeemed, a secondary item-specific authorization check is performed in addition to a check of the validity of the overall promotional offer.
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