公开(公告)号：US20240061870A1

公开(公告)日：2024-02-22

申请号：US18385975

申请日：2023-11-01

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Torri Wollenschlager ,  Molly Vaughn ,  John Lucas Bothwell ,  Kristin E. Booth ,  Tyler Haycraft ,  Connor Lirot ,  Bart Paul Pousson ,  Courtney Gerard Smith ,  Garrick Douglas Gabbrants ,  James Joseph Mellinger ,  Charles Allen Stokes ,  Tim Vernon ,  Anthony Todd Frazier ,  Thomas Clausing

IPC: G06F16/29 ,  G06F16/2457 ,  H04W4/021 ,  G06Q50/16 ,  G06F3/0482

CPC classification number: G06F16/29 ,  G06F16/24578 ,  H04W4/021 ,  G06Q50/167 ,  G06F3/0482

Abstract: A method and system provide areas with lifestyle preferences selected by a user. Generally, a computing device receives a selection of one or more lifestyle preferences from the user. In response to the selected lifestyle preferences, a visual display of one or more areas of a geographic map that includes one or more of the lifestyle preferences that favorably compare to the lifestyle preferences of the user is presented to the user via a user interface of the computing device. Additionally, the user may submit a review of the lifestyle preferences available in a particular location.

公开(公告)号：US20210241368A1

公开(公告)日：2021-08-05

申请号：US15782540

申请日：2017-10-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Kristopher Keith Gaudin ,  Justin Davis ,  Jacob J. Alt ,  Matthew S. Megyese ,  John Lucas Bothwell

IPC: G06Q40/02 ,  G06Q30/02 ,  G07C5/00 ,  G07C5/08

Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate one or more terms (e.g., a variable interest rate and/or variable principle amount) of a vehicle loan. Further, terms of the vehicle loan may be adjusted based upon vehicle usage-based data, including telematics data, and/or estimated vehicle depreciation. Additionally or alternatively, the one or more generated and/or adjusted terms may be based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.

公开(公告)号：US11847146B2

公开(公告)日：2023-12-19

申请号：US17554391

申请日：2021-12-17

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Torri Wollenschlager ,  Molly Vaughn ,  John Lucas Bothwell ,  Kristin E. Booth ,  Tyler Haycraft ,  Connor Lirot ,  Bart Paul Pousson ,  Courtney Gerard Smith ,  Garrick Douglas Gabbrants ,  James Joseph Mellinger ,  Charles Allen Stokes ,  Tim Vernon ,  Anthony Todd Frazier ,  Thomas Clausing

IPC: H04W4/021 ,  G06Q50/16 ,  G06F3/0482 ,  G06F16/29 ,  G06F16/2457

CPC classification number: G06F16/29 ,  G06F3/0482 ,  G06F16/24578 ,  G06Q50/167 ,  H04W4/021

Abstract: A method and system provide areas with lifestyle preferences selected by a user. Generally, a computing device receives a selection of one or more lifestyle preferences from the user. In response to the selected lifestyle preferences, a visual display of one or more areas of a geographic map that includes one or more of the lifestyle preferences that favorably compare to the lifestyle preferences of the user is presented to the user via a user interface of the computing device. Additionally, the user may submit a review of the lifestyle preferences available in a particular location.

公开(公告)号：US20210398207A1

公开(公告)日：2021-12-23

申请号：US15782596

申请日：2017-10-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Kristopher Keith Gaudin ,  Justin Davis ,  Jacob J. Alt ,  Matthew S. Megyese ,  John Lucas Bothwell

IPC: G06Q40/02 ,  G06Q30/02 ,  G07C5/00 ,  G07C5/08

Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate and/or adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle data system and/or a mobile electronic device. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.

公开(公告)号：US20210241369A1

公开(公告)日：2021-08-05

申请号：US15782610

申请日：2017-10-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Kristopher Keith Gaudin ,  Justin Davis ,  Jacob J. Alt ,  Matthew S. Megyese ,  John Lucas Bothwell

IPC: G06Q40/02 ,  G06Q30/02 ,  G07C5/00 ,  G07C5/08

Abstract: Vehicle usage-based data, including telematics data, may be utilized to generate and/or adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle mounted and/or mobile electronic device-mounted sensors. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.

公开(公告)号：US20220107969A1

公开(公告)日：2022-04-07

申请号：US17554391

申请日：2021-12-17

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Torri Wollenschlager ,  Molly Vaughn ,  John Lucas Bothwell ,  Kristin E. Booth ,  Tyler Haycraft ,  Connor Lirot ,  Bart Paul Pousson ,  Courtney Gerard Smith ,  Garrick Douglas Gabbrants ,  James Joseph Mellinger ,  Charles Allen Stokes ,  Tim Vernon ,  Anthony Todd Frazier ,  Thomas Clausing

IPC: G06F16/29 ,  G06F3/0482 ,  H04W4/021 ,  G06Q50/16 ,  G06F16/2457

Abstract: A method and system provide areas with lifestyle preferences selected by a user. Generally, a computing device receives a selection of one or more lifestyle preferences from the user. In response to the selected lifestyle preferences, a visual display of one or more areas of a geographic map that includes one or more of the lifestyle preferences that favorably compare to the lifestyle preferences of the user is presented to the user via a user interface of the computing device. Additionally, the user may submit a review of the lifestyle preferences available in a particular location.

公开(公告)号：US11222049B1

公开(公告)日：2022-01-11

申请号：US16823109

申请日：2020-03-18

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Torri Wollenschlager ,  Molly Vaughn ,  John Lucas Bothwell ,  Kristin E. Booth ,  Tyler Haycraft ,  Connor Lirot ,  Thomas Clausing ,  Bart Paul Pousson ,  Courtney Gerard Smith ,  Garrick Douglas Gabbrants ,  James Joseph Mellinger ,  Charles Allen Stokes ,  Tim Vernon ,  Anthony Todd Frazier

IPC: G06F16/29 ,  G06F16/2457 ,  G06F3/0482 ,  G06Q50/16 ,  H04W4/021

Abstract: A method and system provide areas with lifestyle preferences selected by a user. Generally, a computing device receives a selection of one or more lifestyle preferences from the user. In response to the selected lifestyle preferences, a visual display of one or more areas of a geographic map that includes one or more of the lifestyle preferences that favorably compare to the lifestyle preferences of the user is presented to the user via a user interface of the computing device. Additionally, the user may submit a review of the lifestyle preferences available in a particular location.

公开(公告)号：US20210264512A1

公开(公告)日：2021-08-26

申请号：US15782566

申请日：2017-10-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Kristopher Keith Gaudin ,  Justin Davis ,  Jacob J. Alt ,  Matthew S. Megyese ,  John Lucas Bothwell

IPC: G06Q40/02 ,  G06Q20/10 ,  G06Q30/02 ,  G07C5/00 ,  G07C5/08

Abstract: Vehicle usage-based data, including telematics data, may be utilized to adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle data system and/or a mobile electronic device. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.