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    Vehicular driver warnings
    52.
    发明授权
    Vehicular driver warnings 有权

    公开(公告)号：US10977945B1

    公开(公告)日：2021-04-13

    申请号：US16944787

    申请日：2020-07-31

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Brian Mark Fields ,  Steven C. Cielocha ,  Jacob J. Alt ,  Laura A. Uphoff ,  Leo Nelson Chan ,  Mohamed A. Wazeer ,  Kristopher Keith Gaudin ,  Justin Davis ,  Nathan W. Baumann ,  Giles Roll

    IPC: G08G1/16 ,  G08G1/0968

    Abstract: Methods and systems are disclosed for providing vehicular driver alerts. In various aspects a vehicle operating environment may be monitored by one or more sensors associated with a first vehicle operating within the vehicle operating environment. The first vehicle may be determined to be in proximity to a second vehicle based upon sensor data obtained from the one or more sensors. An identifier associated with the second vehicle may be determined based upon the sensor data and the identifier may be used to receive evaluation data associated with the second vehicle. The evaluation data may indicate a quality level associated with operation of the second vehicle. Based upon the evaluation data, it may be determined that the second vehicle is associated with a heightened risk of a vehicle accident. A warning regarding the heighted risk may be generated and presented, by an output device, to a vehicle operator of the first vehicle.

    Merchant terminal for receiving payment from a vehicle
    53.
    发明授权
    Merchant terminal for receiving payment from a vehicle 有权

    公开(公告)号：US10949830B1

    公开(公告)日：2021-03-16

    申请号：US15428656

    申请日：2017-02-09

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Kristopher Keith Gaudin ,  Leo Nelson Chan ,  Justin Davis

    IPC: G06Q20/32 ,  G06Q20/20 ,  G06Q20/40

    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

    MANUAL CONTROL RE-ENGAGEMENT IN AN AUTONOMOUS VEHICLE
    54.
    发明申请
    MANUAL CONTROL RE-ENGAGEMENT IN AN AUTONOMOUS VEHICLE 有权

    公开(公告)号：US20210064028A1

    公开(公告)日：2021-03-04

    申请号：US16950588

    申请日：2020-11-17

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Brian Mark Fields ,  Leo Nelson Chan ,  Kristopher Keith Gaudin ,  Aaron Williams

    IPC: G05D1/00

    Abstract: Vehicles may have the capability to navigate according to various levels of autonomous capabilities, the vehicle having a different set of autonomous competencies at each level. In certain situations, the vehicle may shift from one level of autonomous capability to another. The shift may require more or less driving responsibility from a human operator. Sensors inside the vehicle collect human operator parameters to determine an alertness level of the human operator. An alertness level is determined based on the human operator parameters and other data including historical data or human operator-specific data. Notifications are presented to the user based on the determined alertness level that are more or less intrusive based on the alertness level of the human operator and on the urgency of an impending change to autonomous capabilities. Notifications may be tailored to specific human operators based on human operator preference and historical performance.

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