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    System and Method for Electronic Prepaid Account Replenishment
    1.
    发明申请
    System and Method for Electronic Prepaid Account Replenishment 有权
    电子预付帐户充值的系统和方法

    公开(公告)号：US20140214575A1

    公开(公告)日：2014-07-31

    申请号：US13914360

    申请日：2013-06-10

    申请人： Blackhawk Network, Inc.

    发明人： Miles Paschini ,  Marshall Rose

    IPC分类号： G06Q20/10 ,  G06Q20/24 ,  G06Q20/40 ,  G06Q20/20

    CPC分类号： G06Q20/349 ,  G06Q20/10 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/346 ,  G06Q20/363 ,  G06Q20/3672 ,  G06Q20/40 ,  G07F7/0866 ,  G07F7/1008 ,  H04M17/00 ,  H04M17/20 ,  H04M17/204 ,  H04M2017/24

    摘要： A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from the customer at a point-of-sale. The method further includes generating, at the point-of-sale, an authorization message including at least the membership account number and embedded transaction information identifying the service offered by the vendor and the requested amount. The embedded transaction information is then communicated from the point-of-sale to a database server. The customer account is credited, in response to the embedded transaction information, based upon an amount of the payment. The method also includes electronically transferring funds based upon the amount of the payment from a first account associated with the point-of-sale to a second account associated with the vendor.

    摘要翻译： 本文公开了一种用于记录由客户供应商维护的客户帐户以响应于从客户接收的支付的方法。 该方法包括向客户发送与至少客户账户相关联的会员帐号。 在销售点从客户处收到与供应商提供的所请求的服务量相对应的会员帐号和付款。 该方法还包括在销售点生成包括至少包括会员帐户号码和识别由供应商提供的服务的所嵌入的交易信息和所请求的金额的授权消息。 然后将嵌入式交易信息从销售点传递到数据库服务器。 根据嵌入的交易信息，根据付款金额记入客户账户。 该方法还包括基于来自与销售点相关联的第一帐户的支付金额向与供应商相关联的第二帐户电子转帐资金。

    Controlling the use of a wireless mobile communication device
    2.
    发明授权
    Controlling the use of a wireless mobile communication device 失效
    控制无线移动通信设备的使用

    公开(公告)号：US08204494B2

    公开(公告)日：2012-06-19

    申请号：US12568536

    申请日：2009-09-28

    申请人： Mark A. Weinzierl

    发明人： Mark A. Weinzierl

    IPC分类号： H04M3/00

    CPC分类号： H04M3/38 ,  H04M3/436 ,  H04M17/204 ,  H04M2017/24 ,  H04W48/08

    摘要： A controlling party can set limitations on a controlled party's access to applications operating on the controlled party's wireless mobile communication device. The controlling party can effectuate these limitations via various different mechanisms. In one instance, the controlling party uses another wireless communication device to effectuate the limitations. In another instance, the limitations are effectuated by the controlling party's operation of a data processing apparatus connected by a wired data communication bus to the controlled party's wireless mobile communication device. In a still further instance, the controlling party effectuates the limitations by accessing a website supported by a web server.

    摘要翻译： 控制方可以对受控方对在受控方的无线移动通信设备上运行的应用的访问设置限制。 控制方可以通过各种不同的机制来实现这些限制。 在一个实例中，控制方使用另一无线通信设备来实现限制。 在另一个实例中，限制由控制方通过有线数据通信总线连接到受控方的无线移动通信设备的数据处理设备的操作来实现。 在另一个实例中，控制方通过访问web服务器支持的网站来实现限制。

    System and method for providing prepaid services via an internet protocol network system
    3.
    发明授权
    System and method for providing prepaid services via an internet protocol network system 有权
    通过互联网协议网络系统提供预付费服务的系统和方法

    公开(公告)号：US08175965B2

    公开(公告)日：2012-05-08

    申请号：US09873001

    申请日：2001-06-01

    申请人： Richard G. Moore ,  David K. Vognsen ,  Anna M. Appleby

    发明人： Richard G. Moore ,  David K. Vognsen ,  Anna M. Appleby

    IPC分类号： G06Q40/00

    CPC分类号： G06Q20/06 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/12 ,  G06Q20/1235 ,  G06Q20/28 ,  G06Q20/342 ,  G07F7/025 ,  H04L12/1467 ,  H04M15/00 ,  H04M15/49 ,  H04M15/51 ,  H04M15/745 ,  H04M15/805 ,  H04M17/00 ,  H04M17/20 ,  H04M17/201 ,  H04M17/204 ,  H04M2017/22 ,  H04M2017/24 ,  H04M2215/0108 ,  H04M2215/0168 ,  H04M2215/0176 ,  H04M2215/22 ,  H04M2215/32 ,  H04M2215/46 ,  H04M2215/54 ,  H04M2215/7457

    摘要： A system and method are disclosed for providing prepaid services via an open network architecture system having access to a network, such as the Internet via an Internet protocol. The architecture system is operated by a system operator and includes a customer profile database which stores various customer-related information, such as customer names and their respective payment and contact information, a plurality of databases each storing prepaid accounts for a particular prepaid service, such as telephony, Internet access, paging, and cellular, and web-site system hardware connected to the customer profile database and the plurality of databases and to a network, such as the Internet, for ubiquitously accessing the databases via the Internet for viewing and managing one's prepaid services, as well as purchasing additional prepaid services and/or usage rights. The architecture system further includes network hardware connected to the web-site system hardware for enabling outside system operators, e.g., wholesalers, online retailers, system developers and ISPs, to utilize the architecture system to brand their own prepaid services and offer them through the architecture system.

    摘要翻译： 公开了一种用于通过具有通过因特网协议访问诸如因特网之类的网络的开放网络架构系统来提供预付费服务的系统和方法。 架构系统由系统操作员操作，并且包括客户简档数据库，其存储各种客户相关信息，例如客户名称及其各自的支付和联系信息，多个数据库，每个数据库存储用于特定预付费服务的预付帐户， 作为连接到客户简档数据库和多个数据库以及诸如因特网的网络的电话，互联网访问，寻呼和蜂窝以及网站系统硬件，用于经由因特网无处不在地访问数据库以便观看和管理 一个预付费服务，以及购买额外的预付费服务和/或使用权。 架构系统还包括连接到网站系统硬件的网络硬件，以使外部系统运营商（例如批发商，在线零售商，系统开发商和ISP）能够利用架构系统来品牌化自己的预付费服务，并通过架构提供 系统。

    System and method for electronic prepaid account replenishment
    5.
    发明授权
    System and method for electronic prepaid account replenishment 有权
    电子预付帐户补充的系统和方法

    公开(公告)号：US07909242B2

    公开(公告)日：2011-03-22

    申请号：US11552915

    申请日：2006-10-25

    申请人： Miles Paschini ,  Marshall Rose

    发明人： Miles Paschini ,  Marshall Rose

    IPC分类号： G06F17/60

    CPC分类号： G06Q20/349 ,  G06Q20/10 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/346 ,  G06Q20/363 ,  G06Q20/3672 ,  G06Q20/40 ,  G07F7/0866 ,  G07F7/1008 ,  H04M17/00 ,  H04M17/20 ,  H04M17/204 ,  H04M2017/24

    摘要： A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from the customer at a point-of-sale. The method further includes generating, at the point-of-sale, an authorization message including at least the membership account number and embedded transaction information identifying the service offered by the vendor and the requested amount. The embedded transaction information is then communicated from the point-of-sale to a database server. The customer account is credited, in response to the embedded transaction information, based upon an amount of the payment. The method also includes electronically transferring funds based upon the amount of the payment from a first account associated with the point-of-sale to a second account associated with the vendor.

    摘要翻译： 本文公开了一种用于记录由客户供应商维护的客户帐户以响应于从客户接收的支付的方法。 该方法包括向客户发送与至少客户账户相关联的会员帐号。 在销售点从客户处收到与供应商提供的所请求的服务量相对应的会员帐号和付款。 该方法还包括在销售点生成包括至少包括会员帐户号码和识别供应商提供的服务的所嵌入的交易信息和请求的数量的授权消息。 然后将嵌入式交易信息从销售点传递到数据库服务器。 根据嵌入的交易信息，根据付款金额记入客户账户。 该方法还包括基于来自与销售点相关联的第一帐户的支付金额向与供应商相关联的第二帐户电子转帐资金。

    Mobile terminal device, mobile terminal method, mobile terminal program, and electronic money server
    6.
    发明授权
    Mobile terminal device, mobile terminal method, mobile terminal program, and electronic money server 有权
    移动终端设备，移动终端方法，移动终端程序和电子货币服务器

    公开(公告)号：US07720717B2

    公开(公告)日：2010-05-18

    申请号：US10547977

    申请日：2004-03-05

    申请人： Norihiko Fujita ,  Koji Ito ,  Hisanori Arai ,  Masaji Nagai

    发明人： Norihiko Fujita ,  Koji Ito ,  Hisanori Arai ,  Masaji Nagai

    IPC分类号： G06Q30/00 ,  G06Q40/00 ,  G06F11/30 ,  G06F12/14

    CPC分类号： H04M15/68 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/341 ,  G06Q20/40 ,  G06Q30/0609 ,  G07F7/0886 ,  G07F7/1008 ,  H04M15/00 ,  H04M17/00 ,  H04M17/10 ,  H04M17/204 ,  H04M2017/24 ,  H04M2215/0196 ,  H04M2215/32

    摘要： A mobile terminal device has an information processing unit that processes electronic money information and a storage unit that stores the electronic money information. A receiving unit receives from an electronic money server an electronic money identification (ID), a mobile terminal identification (ID) identifying the mobile terminal device, and a money information processing program for enabling the information processing unit to execute processing of the money information stored in the storage unit. An installation unit installs into the storage unit the money information processing program and the IDs received by the receiving unit. A sending unit sends to the electronic money server information necessary for enabling the electronic money server to provide electronic money service, the necessary information being sent to the electronic server before the receiving unit receives the money information processing and the IDs.

    摘要翻译： 移动终端装置具有处理电子货币信息的信息处理单元和存储电子货币信息的存储单元。 接收单元从电子货币服务器接收电子货币标识（ID），识别移动终端装置的移动终端标识（ID）和用于使信息处理单元能够执行存储的货币信息的处理的货币信息处理程序 在存储单元中。 安装单元将货币信息处理程序和由接收单元接收的ID安装到存储单元中。 发送单元向电子货币服务器发送使电子货币服务器能够提供电子货币服务所必需的信息，在接收单元接收货币信息处理和ID之前将必要的信息发送到电子服务器。

    Method, communication apparatus and system for handling a recharge service
    7.
    发明申请
    Method, communication apparatus and system for handling a recharge service 有权
    用于处理充值服务的方法，通信装置和系统

    公开(公告)号：US20100094734A1

    公开(公告)日：2010-04-15

    申请号：US12576885

    申请日：2009-10-09

    申请人： Bin Wang

    发明人： Bin Wang

    IPC分类号： G06Q40/00 ,  G06Q10/00

    CPC分类号： G06Q30/02 ,  G06Q20/105 ,  G06Q20/349 ,  G06Q20/40 ,  G06Q40/12 ,  G07F7/1008 ,  G07F19/20 ,  H04M15/00 ,  H04M15/47 ,  H04M15/58 ,  H04M15/90 ,  H04M17/00 ,  H04M17/02 ,  H04M17/20 ,  H04M17/204 ,  H04M2017/24 ,  H04M2215/0148 ,  H04M2215/016 ,  H04M2215/0188 ,  H04M2215/204 ,  H04Q3/0029 ,  H04W4/24

    摘要： Methods and systems for handling a recharge service and communication apparatuses thereof are disclosed according to embodiments of the present disclosure. The method for handling a recharge service includes receiving a recharge service request; checking whether an abnormal recharge log includes a recharge card ID and whether a recharging process has been successfully performed via a recharge card associated with the recharge card ID; requesting a voucher center to authenticate the recharge card associated with the recharge card ID so that the voucher center may recharge, after the recharge card passes the authentication, the user account via the recharge card if the recharge card ID carried in the recharge service request is not contained in the abnormal recharge log, or a recharging process has not been successfully performed via the recharge card associated with the recharge card ID carried in the recharge service request. The methods and systems for handling a recharge service and communication apparatuses thereof according to embodiments of the present disclosure may effectively prevent the situation that one recharge card is used for recharge repeatedly, and thus avoiding economic loss to the operator.

    摘要翻译： 根据本公开的实施例公开了用于处理再充电服务的方法和系统及其通信装置。 用于处理充值服务的方法包括接收充值服务请求; 检查异常充值日志是否包含充值卡ID，以及是否通过与充值卡ID相关联的充值卡成功执行充值过程; 请求凭证中心对与充值卡ID相关联的充值卡进行身份验证，以便在充值卡通过身份验证之后，如果充值服务请求中携带的充值卡ID为 不包含在异常充电日志中，或者通过与充值服务请求中携带的充值卡ID相关联的充值卡未成功地执行充值处理。 根据本公开的实施例的用于处理充值服务的方法和系统及其通信装置可以有效地防止一个充值卡被重复充电的情况，从而避免对操作者的经济损失。

    Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system
    10.
    发明授权
    Prepaid calling time processing: a method and apparatus for processing pre-paid calling time in a telephone communication system 有权
    预付费呼叫时间处理：用于在电话通信系统中处理预付费呼叫时间的方法和装置

    公开(公告)号：US07447300B2

    公开(公告)日：2008-11-04

    申请号：US10751672

    申请日：2004-01-05

    申请人： Keith Halford

    发明人： Keith Halford

    IPC分类号： H04M15/00

    CPC分类号： H04M15/765 ,  G06Q20/102 ,  H04M15/00 ,  H04M15/77 ,  H04M15/854 ,  H04M17/00 ,  H04M17/20 ,  H04M17/204 ,  H04M2017/24 ,  H04M2215/724 ,  H04M2215/7254 ,  H04M2215/8166

    摘要： Methods and systems are provide for processing prepaid calling time to a subscriber by determining an identity of a subscriber of prepaid calling time upon origination of a call to which a subscriber of prepaid calling time is to be a party; determining an amount of prepaid calling time available to the subscriber; allowing a call to which the subscriber is to be a party to be connected if prepaid calling time is available to the subscriber; and deducting calling time from the available prepaid calling time of the subscriber as the connected call proceeds. The method also provides for purchasing pre-paid calling time by electronically transferring funds from an account of the subscriber to an account of a pre-paid call time provider, the amount of funds transferred equal to the dollar amount of pre-paid calling time to be credited to the subscriber; and crediting to the subscriber an amount of pre-paid calling time corresponding to the dollar amount of the transferred funds.

    摘要翻译： 提供方法和系统，用于通过在预付费呼叫时间的订户成为一方的呼叫发起时确定预付费呼叫时间的订户的身份来处理预订呼叫时间给用户; 确定可用于订户的预付费呼叫时间量; 如果订户有预付费的呼叫时间，允许用户为其连接的呼叫; 并在所连接的呼叫进行时从用户可用的预付费呼叫时间中扣除呼叫时间。 该方法还提供通过电子方式将资金从用户帐户转移到预付费呼叫时间提供者的账户，转移的资金金额等于预付费呼叫时间的美元数量来购买预付费呼叫时间 记入订户; 并向订户记入对应于转移资金的美元金额的预付费呼叫时间量。