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公开(公告)号：US11356821B2
公开(公告)日：2022-06-07
申请号：US16987362
申请日：2020-08-06
Inventor： George T. Dulee , Natalie R. Smith , Matthew Clarenson , Michelle Ann Curtis , Justin Davis , Jacob Alt
IPC: H04W4/40 , G06Q40/08 , H04W4/029 , H04W4/021 , G06F16/951 , H04N5/232 , H04W4/02 , H04W12/06 , H04L9/40
Abstract: A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server. The customer's device may transmit a request for roadside assistance (e.g., towing services), and a current GPS location. In response, a closest, trusted service provider vehicle may be determined, and then directed to the customer's location. For instance, a software application may receive the customer location and compare it with availability information to match the customer with a close and trusted service provider. The customer's device may receive an acknowledgement that help is on the way, and be able to track the current location of the service provider vehicle while en route. Payment for the roadside assistance may be automatically and electronically paid by the insurance provider. As a result, prompt and safe roadside assistance may be provided.
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公开(公告)号：US20210264512A1
公开(公告)日：2021-08-26
申请号：US15782566
申请日：2017-10-12
Inventor： Kristopher Keith Gaudin , Justin Davis , Jacob J. Alt , Matthew S. Megyese , John Lucas Bothwell
Abstract: Vehicle usage-based data, including telematics data, may be utilized to adjust one or more terms (e.g., a variable interest rate and/or variable principle amount) of a variable vehicle loan. Telematics data may include, for example, data generated via a vehicle data system and/or a mobile electronic device. The one or more terms may be additionally or alternatively be adjusted based upon transportation metrics associated with usage of the vehicle by a transportation network company (TNC) and/or TNC driver.
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公开(公告)号：US20210133886A1
公开(公告)日：2021-05-06
申请号：US15863284
申请日：2018-01-05
Inventor： Aaron Williams , Justin Davis , Kristopher Keith Gaudin , Leo Nelson Chan
IPC: G06Q40/08
Abstract: A computer-implemented method of providing insurance coverage using temporary risk data may include: (1) receiving data indicative of a risk of a loss associated with a vehicle; (2) determining, based upon the data indicative of the risk, whether the risk of the loss associated with the vehicle is temporarily different from an ordinary risk of the loss; (3) determining, when the risk of the loss is temporarily different from the ordinary risk, one or more terms of temporary insurance coverage for the loss having the risk that is temporarily different from the ordinary risk; and (4) providing an indication that the temporary insurance coverage for the loss is provided and/or is to be provided. As a result, insurance-cost savings may be passed on to risk averse customers.
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公开(公告)号：US10803440B1
公开(公告)日：2020-10-13
申请号：US15428636
申请日：2017-02-09
Inventor： Kristopher Keith Gaudin , Leo Nelson Chan , Justin Davis
Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.
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公开(公告)号：US10580085B1
公开(公告)日：2020-03-03
申请号：US16363417
申请日：2019-03-25
Inventor： Justin Davis , Kristopher Keith Gaudin , Craig Cope
Abstract: The systems and methods may transmit a plurality of locationing pulse requests from a mobile device in a vehicle to an audio system of the vehicle during a period of operation of the vehicle. The audio system may have an array of speakers disposed inside the vehicle, and the locationing pulse requests may include a request to emit a locationing pulse from the array of speakers. The systems and methods may further receive the locationing pulse at a microphone of the mobile device; and determine, based upon receiving the locationing pulse, that the vehicle was in service of a TNC company, or otherwise operating as a TNC vehicle, during the period of operation based upon passengers entering and leaving the vehicle during the period of operation. Insurance covering the operation of the vehicle for TNC use may be verified, and/or alternatively, offered to facilitate insuring TNC vehicle operation.
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Patent Agency Ranking
56.发明授权公开(公告)号：US10580084B1
公开(公告)日：2020-03-03
申请号：US16052714
申请日：2018-08-02
Inventor： Justin Davis , Kristopher Keith Gaudin , Craig Cope
IPC: H04W4/20 , G06Q40/08 , H04R29/00 , H04R1/40 , G07C5/02 , G01S15/74 , H04W4/02 , B60C23/02 , G05D1/02
Abstract: The systems and methods may transmit a plurality of locationing pulse requests from a mobile device in a vehicle to an audio system of the vehicle during a period of operation of the vehicle. The audio system may have an array of speakers disposed inside the vehicle, and the locationing pulse requests may include a request to emit a locationing pulse from the array of speakers. The systems and methods may further receive the locationing pulse at a microphone of the mobile device, and generate or update a vehicle usage profile based upon the receiving operation. The vehicle usage profile may include occupancy data of one or more seats inside the vehicle. The systems and methods may further transmit a recommendation to a person associated with the mobile device. The recommendation may be based upon the vehicle usage profile, and may relate to vehicle operation or insurance.
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公开(公告)号：US10579971B1
公开(公告)日：2020-03-03
申请号：US14822330
申请日：2015-08-10
Inventor： Justin Davis , John Hailey , Edward P. Matesevac, III , Mark O'Flaherty
IPC: G06Q10/10
Abstract: A method and system may automatically detect failures and schedule repairs for home equipment in a smart home environment. A smart home controller may receive sensor data from each of several pieces of home equipment to detect whether any failures have occurred. If the smart home controller detects a failure in one of the pieces of home equipment based on the sensor data, the smart home controller may communicate with a repair service provider to schedule a repair of the piece of home equipment which experiences the failure.
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公开(公告)号：US10325491B1
公开(公告)日：2019-06-18
申请号：US15995183
申请日：2018-06-01
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: G08G1/0967
Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.
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公开(公告)号：US10217068B1
公开(公告)日：2019-02-26
申请号：US14822436
申请日：2015-08-10
Inventor： Justin Davis , John Hailey , Edward P. Matesevac, III , Mark O'Flaherty
Abstract: A method and system may automatically detect failures and pre-schedule repairs for home equipment in a smart home environment when the property owner is away from the property. A smart home controller may receive sensor data from each of several pieces of home equipment to detect whether any failures have occurred. If the smart home controller detects a failure in one of the pieces of home equipment based on the sensor data, the smart home controller may communicate with a repair service provider to pre-schedule a repair of the piece of home equipment which experiences the failure. The repair service provider may then transmit a pre-scheduled time and cost for performing the repair and may perform the repair at the scheduled time.
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公开(公告)号：US10026237B1
公开(公告)日：2018-07-17
申请号：US15808548
申请日：2017-11-09
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura Anne Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
Abstract: Systems and methods for monitoring the use of a shared vehicle are described. In various aspects, telematics data regarding operation of a shared vehicle is collected from one or more sensors, where the shared vehicle is associated with a shared vehicle operator and a shared vehicle stakeholder. One or more processors determine whether a driving event has occurred based upon the telematics data, where the driving event is indicative of improper usage of the shared vehicle by the shared vehicle operator. The one or more processors generate a notification regarding the driving event. The notification includes a driver rating determined from the telematics data regarding operation of the shared vehicle by the shared vehicle operator. The notification is transmitted, via a network, to the shared vehicle stakeholder for presentation to the shared vehicle stakeholder.
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