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公开(公告)号:US11699142B1
公开(公告)日:2023-07-11
申请号:US17168001
申请日:2021-02-04
Inventor: Kristopher Keith Gaudin , Leo Nelson Chan , Justin Davis
CPC classification number: G06Q20/327 , G06Q20/20 , G06Q20/322 , G06Q20/3221 , G06Q20/3226 , G06Q20/3278 , G06Q20/4012 , G06Q20/4014 , G06Q20/40145
Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.
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公开(公告)号:US20230206203A1
公开(公告)日:2023-06-29
申请号:US18116044
申请日:2023-03-01
Inventor: Kristopher Keith Gaudin , Leo Nelson Chan , Justin Davis
CPC classification number: G06Q20/204 , B60W60/00 , G06Q20/20 , G06Q20/202 , G06Q20/206 , G06Q20/405 , G06Q20/3226 , G06Q20/3278 , G06Q20/40145 , G06Q30/06 , G06Q50/06 , G07C9/257 , G07F15/001 , G07C9/26
Abstract: A method includes determining a fuel amount; providing navigation directions; determining a vehicle arrival; transmitting a fuel purchase request; controlling a tank cover; receiving fuel; detecting that a tank is full; and transmitting a stop fueling request. A computer system includes a processor configured to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that a tank is full; and transmit a stop fueling request. A non-transitory computer-readable medium storing thereon a set of instructions that, when executed on a processor, causes the processor to: determine a fuel amount; provide navigation directions; determine a vehicle arrival; transmit a fuel purchase request; cause a pump to provide fuel; control a tank cover; detect that fuel tank is full; and transmit a stop fueling request.
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公开(公告)号:US11450206B1
公开(公告)日:2022-09-20
申请号:US16854543
申请日:2020-04-21
Inventor: Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: G08G1/0967
Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.
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公开(公告)号:US20210304313A1
公开(公告)日:2021-09-30
申请号:US15784819
申请日:2017-10-16
Inventor: Leo Nelson Chan , Jacob J. Alt , Matthew S. Megyese , Steven C. Cielocha , Kristopher Keith Gaudin , Brian Mark Fields
Abstract: In a computer-implemented method for detecting and acting upon driver compliance with driver-specific limitations, it is determined that a driver of a vehicle has one or more limitations specific to a medical condition and/or a physical characteristic of the driver. Telematics data is received and analyzed to identify a plurality of driving behaviors of the driver. Based upon the driving behaviors, a level of compliance with the limitations is determined. Based upon the level of compliance, at least a portion of a driver profile is set. At least the portion of the profile is transmitted to an entity that adjusts a credit rating of the driver, adjusts an insurance rating of the driver, reviews at least the portion of the profile in connection with a job sought by the driver, or offers a permanent or temporary credit in connection with a good or service offered by the entity. As a result, benefits or cost savings may be provided to risk-averse drivers.
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公开(公告)号:US20210258486A1
公开(公告)日:2021-08-19
申请号:US15241922
申请日:2016-08-19
Inventor: Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: H04N5/232 , G07C5/02 , G07C5/08 , B60T17/22 , H04N7/18 , G06K9/00 , H04N5/33 , G06K9/62 , G06Q40/08
Abstract: Systems and methods are described for performing vehicular collision reconstruction and battery conservation for an electric or battery-powered vehicle. In various aspects, an indication of a trigger event may be detected from computer analysis of telematics data gathered by one or more sensors associated with a vehicle. The trigger event may be associated with a vehicle collision. A camera mounted on the vehicle may be activated, based upon the indication of the trigger event, to acquire an image of a second vehicle associated with the vehicle collision. Image data associated with the image may then be transmitted to a remote server computer for analysis of the image data, in which the remove server is capable of generating from the image data, a reconstruction of the vehicle collision, and determining, from the reconstruction of the vehicle collision, a cause of loss associated with the vehicle collision.
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公开(公告)号:US10950065B1
公开(公告)日:2021-03-16
申请号:US16266360
申请日:2019-02-04
Inventor: Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
Abstract: Systems and methods for monitoring the use of a shared vehicle are described. In various aspects, telematics data regarding operation of a shared vehicle is collected from one or more sensors, where the shared vehicle is associated with a shared vehicle operator and a shared vehicle stakeholder. One or more processors determine whether a driving event has occurred based upon the telematics data, where the driving event is indicative of improper usage of the shared vehicle by the shared vehicle operator. The one or more processors generate a notification regarding the driving event. The notification includes a driver rating determined from the telematics data regarding operation of the shared vehicle by the shared vehicle operator. The notification is transmitted, via a network, to the shared vehicle stakeholder for presentation to the shared vehicle stakeholder.
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公开(公告)号:US10222228B1
公开(公告)日:2019-03-05
申请号:US15482512
申请日:2017-04-07
Inventor: Leo Nelson Chan , Kristopher Keith Gaudin , Roxane Lyons , William J. Leise , John A. Nepomuceno , Rajiv C. Shah , Edward P. Matesevac, III , Jennifer Criswell Kellett , Steven C. Cielocha , Jeremy Myers , Matthew S. Megyese , Jennifer L. Crawford
Abstract: Systems and methods are disclosed for educating vehicle drivers. Auto insurance claim data may be analyzed to identify hazardous areas associated with an abnormally high amount or severity of vehicle collisions. A virtual navigation map of roads within the hazardous areas may be built or generated. A common cause of several vehicle collisions at a hazardous area may be identified, and a virtual reconstruction of a scenario involving the common cause and/or a road map of collisions locations of may be created. The virtual reconstruction of the scenario may be displayed on a driver education virtual simulator to enhance driver education and reduce the likelihood of vehicle collisions.
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公开(公告)号:US09805601B1
公开(公告)日:2017-10-31
申请号:US15241769
申请日:2016-08-19
Inventor: Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: G08G1/0967
CPC classification number: G07C5/008 , B60Q9/008 , G07C5/02 , G07C5/0816 , G08G1/096791 , H04W4/02 , H04W4/44 , H04W4/46
Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert. Various aspects may include detecting that an abnormal traffic condition exists in an operating environment of a vehicle and generating a related electronic message. The electronic message may be transmitted via the vehicle's transceiver using a wireless communication to a nearby vehicle to alert the nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition.
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公开(公告)号:US12159317B2
公开(公告)日:2024-12-03
申请号:US17887982
申请日:2022-08-15
Inventor: Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: G08G1/0967 , B60Q9/00 , B60T17/22 , G06F18/214 , G06Q40/08 , G06Q50/00 , G06V20/58 , G07C5/00 , G07C5/02 , G07C5/08 , G08G1/01 , G08G1/07 , G08G1/0968 , G08G1/16 , G09B9/052 , G09B19/14 , H04N5/33 , H04N7/18 , H04N23/65 , H04W4/02 , H04W4/024 , H04W4/44 , H04W4/46 , G06N20/00
Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.
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公开(公告)号:US20240338669A1
公开(公告)日:2024-10-10
申请号:US18746725
申请日:2024-06-18
Inventor: Kristopher Keith Gaudin , Justin Davis , Leo Nelson Chan
IPC: G06Q20/20 , B60W60/00 , G06Q20/32 , G06Q20/40 , G06Q30/06 , G06Q50/06 , G07C9/25 , G07C9/26 , G07F15/00
CPC classification number: G06Q20/204 , B60W60/00 , G06Q20/20 , G06Q20/202 , G06Q20/206 , G06Q20/3226 , G06Q20/3278 , G06Q20/40145 , G06Q20/405 , G06Q30/06 , G06Q50/06 , G07C9/257 , G07F15/001 , G07C9/26
Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.
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