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公开(公告)号：US20210295442A1
公开(公告)日：2021-09-23
申请号：US15863243
申请日：2018-01-05
Inventor： Aaron Williams , Justin Davis , Kristopher Keith Gaudin , Leo Nelson Chan
IPC: G06Q40/08
Abstract: A computer-implemented method of providing insurance coverage using temporary risk data determined using a device(s) associated with a party may include: (1) determining that a risk of a loss associated with the party is temporarily different from an ordinary risk of the loss; (2) determining one or more terms of temporary insurance coverage for the loss based upon at least one of an amount by which the risk of the loss is temporarily different or a duration for which the risk of the loss is to be temporarily different; (3) providing, via a user interface(s), an indication of an availability of the temporary insurance coverage; and (4) sending a request to an insurance provider computing device(s) for the temporary insurance coverage so as to obtain for a requested amount of time the temporary insurance coverage. As a result, insurance-cost savings may be passed on to risk averse customers.
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12.发明授权公开(公告)号：US10949831B1
公开(公告)日：2021-03-16
申请号：US15428667
申请日：2017-02-09
Inventor： Kristopher Keith Gaudin , Leo Nelson Chan , Justin Davis
Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.
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公开(公告)号：US20210035233A1
公开(公告)日：2021-02-04
申请号：US17076670
申请日：2020-10-21
Inventor： Justin Davis , Kristopher Keith Gaudin , Craig Cope
Abstract: The systems and methods may transmit a plurality of locationing pulse requests from a mobile device in a vehicle to an audio system of the vehicle during a period of operation of the vehicle. The audio system may have an array of speakers disposed inside the vehicle, and the locationing pulse requests may include a request to emit a locationing pulse from the array of speakers. The systems and methods may further receive the locationing pulse at a microphone of the mobile device; and determine, based upon receiving the locationing pulse, that the vehicle was in service of a TNC company, or otherwise operating as a TNC vehicle, during the period of operation based upon passengers entering and leaving the vehicle during the period of operation. Insurance covering the operation of the vehicle for TNC use may be verified, and/or alternatively, offered to facilitate insuring TNC vehicle operation.
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公开(公告)号：US10824971B1
公开(公告)日：2020-11-03
申请号：US16254055
申请日：2019-01-22
Inventor： Justin Davis , John Hailey , Edward P. Matesevac, III , Mark O'Flaherty
Abstract: A method and system may automatically detect failures and schedule repairs for home equipment in a smart home environment when the property owner is away from the property. A smart home controller may receive sensor data from each of several pieces of smart home equipment to detect whether any failures have occurred. If the smart home controller detects a failure in one of the pieces of smart home equipment based on the sensor data, the smart home controller may determine that a first piece of smart home equipment needs to be repaired based on a collective analysis of first and second sets of sensor data from the first piece of smart home equipment and a second piece of smart home equipment, respectively. Then the smart home controller may provide a control signal to the first piece of smart home equipment to shut down or limit operation.
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公开(公告)号：US10785619B1
公开(公告)日：2020-09-22
申请号：US16378927
申请日：2019-04-09
Inventor： George T. Dulee , Natalie R. Smith , Matthew Clarenson , Michelle Ann Curtis , Justin Davis , Jacob Alt
Abstract: A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server. The customer's device may transmit a request for roadside assistance (e.g., towing services), and a current UPS location. In response, a closest, trusted service provider vehicle may be determined, and then directed to the customer's location. For instance, a software application may receive the customer location and compare it with availability information to match the customer with a close and trusted service provider. The customer's device may receive an acknowledgement that help is on the way, and be able to track the current location of the service provider vehicle while en route. Payment for the roadside assistance may be automatically and electronically paid by the insurance provider. As a result, prompt and safe roadside assistance may be provided.
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Patent Agency Ranking
公开(公告)号：US10609508B1
公开(公告)日：2020-03-31
申请号：US15246153
申请日：2016-08-24
Inventor： George T. Dulee , Natalie R. Smith , Matthew Clarenson , Michelle Ann Curtis , Justin Davis , Jacob Alt
IPC: H04W4/02 , H04N5/232 , H04W12/06 , H04L29/06 , G06F16/951
Abstract: A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server. The customer's device may transmit a request for roadside assistance (e.g., towing services), and a current GPS location. In response, a closest, trusted service provider vehicle may be determined, and then directed to the customer's location. For instance, a software application may receive the customer location and compare it with availability information to match the customer with a close and trusted service provider. The customer's device may receive an acknowledgement that help is on the way, and be able to track the current location of the service provider vehicle while en route. Payment for the roadside assistance may be automatically and electronically paid by the insurance provider. As a result, prompt and safe roadside assistance may be provided.
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公开(公告)号：US10327120B1
公开(公告)日：2019-06-18
申请号：US15960737
申请日：2018-04-24
Inventor： George T. Dulee , Natalie R. Smith , Matthew Clarenson , Michelle Ann Curtis , Justin Davis , Jacob Alt
Abstract: A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server. The customer's device may transmit a request for roadside assistance (e.g., towing services), and a current GPS location. In response, a closest, trusted service provider vehicle may be determined, and then directed to the customer's location. For instance, a software application may receive the customer location and compare it with availability information to match the customer with a close and trusted service provider. The customer's device may receive an acknowledgement that help is on the way, and be able to track the current location of the service provider vehicle while en route. Payment for the roadside assistance may be automatically and electronically paid by the insurance provider. As a result, prompt and safe roadside assistance may be provided.
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公开(公告)号：US20250061522A1
公开(公告)日：2025-02-20
申请号：US18932773
申请日：2024-10-31
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: G06Q50/00 , B60Q9/00 , B60T17/22 , G06F18/214 , G06N20/00 , G06Q40/08 , G06V20/58 , G07C5/00 , G07C5/02 , G07C5/08 , G08G1/01 , G08G1/07 , G08G1/0967 , G08G1/0968 , G08G1/16 , G09B9/052 , G09B19/14 , H04N5/33 , H04N7/18 , H04N23/65 , H04W4/02 , H04W4/024 , H04W4/44 , H04W4/46
Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.
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公开(公告)号：US12162429B2
公开(公告)日：2024-12-10
申请号：US18399117
申请日：2023-12-28
Inventor： Ryan Gammelgard , Justin Davis
IPC: B60R25/10 , B60K35/00 , B60R25/023 , B60R25/25 , B60R25/30 , B60R25/31 , B60W60/00 , G01C21/34 , G05D1/00 , G06Q10/047 , G06Q10/0631 , G06Q10/08 , G06T19/00 , G06V20/56 , G09B9/042 , G09B9/052 , B60K35/28 , B60K35/60 , B64U10/13 , B64U101/60 , G10L15/22
Abstract: Autonomous vehicle methods and systems are described herein for communicating with an autonomous or semi-autonomous vehicle to remotely control operation of the vehicle, to detect and remove unauthorized passengers, to deliver loads, to receive registration information for the vehicle, to provide accessibility information to the vehicle, and/or to receive sensor or other environmental data to integrate with an electronic game or other extended reality experience.
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公开(公告)号：US20240365093A1
公开(公告)日：2024-10-31
申请号：US18659880
申请日：2024-05-09
Inventor： George T. Dulee , Natalie R. Smith , Matthew Clarenson , Michelle Ann Curtis , Justin Davis , Jacob Alt
IPC: H04W4/40 , G06F16/951 , G06Q40/08 , H04L9/40 , H04N23/60 , H04N23/63 , H04W4/02 , H04W4/021 , H04W4/029 , H04W12/06
CPC classification number: H04W4/40 , G06F16/951 , G06Q40/08 , H04L63/083 , H04N23/63 , H04N23/64 , H04W4/02 , H04W4/021 , H04W4/029 , H04W12/06
Abstract: A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server. The customer's device may transmit a request for roadside assistance (e.g., towing services), and a current GPS location. In response, a closest, trusted service provider vehicle may be determined, and then directed to the customer's location. For instance, a software application may receive the customer location and compare it with availability information to match the customer with a close and trusted service provider. The customer's device may receive an acknowledgement that help is on the way, and be able to track the current location of the service provider vehicle while en route. Payment for the roadside assistance may be automatically and electronically paid by the insurance provider. As a result, prompt and safe roadside assistance may be provided.
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