DATA TRANSFER DURING ELECTRONIC TRANSACTIONS

    公开(公告)号:US20180174121A1

    公开(公告)日:2018-06-21

    申请号:US15737207

    申请日:2016-06-17

    摘要: A computer-implemented method is provided. The method includes displaying, on an end user device (14), a page associated with an e-commerce transaction and receiving, at the end user device, an initiation instruction to commence a checkout process associated with the e-commerce transaction. A funds request message including at least a client identifier associated with the end user is transmitted to a bank server (20), in response to which a funds availability message to determine whether an end user has sufficient funds to conclude the e-commerce transaction is received from the bank server. A total purchase price associated with the e-commerce transaction and an indication to show whether the user has sufficient funds available to conclude the e-commerce transaction are then displayed at the end user device, An authorisation from the end user to proceed with the e-commerce transaction is received, in response to which information to conclude the e-commerce transaction is sent to a third party server associated with the e-commerce transaction.