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    System, method, and computer program product for automatically managing periodic debt payments and savings contributions
    3.
    发明授权
    System, method, and computer program product for automatically managing periodic debt payments and savings contributions 有权

    公开(公告)号：US11138577B2

    公开(公告)日：2021-10-05

    申请号：US15707748

    申请日：2017-09-18

    申请人： American International Group, Inc.

    发明人： Joseph F. Duronio

    IPC分类号： G06Q30/00 ,  G06Q20/10 ,  G06Q30/04 ,  G06Q20/42 ,  G06Q50/18

    摘要： Systems, methods, and computer program products for automatically managing periodic debt payments and savings contributions are constructed to determine an allocation structure for each periodic payment between a debt obligation and a savings fund via a non-transitory computer-readable medium including a payment management program, a benefit management processor, and a data storage device in operable arrangement therewith. The payment management program includes a payment allocation module having a computer executable allocation code segment configured to apportion the payment election into a debt portion and a savings portion and a fund disbursement module having a computer executable disbursement code segment configured to electronically disburse the debt portion of the payment election to the lender in a periodic manner according to a loan repayment schedule and to electronically disburse the savings portion to the savings account of the lendee in a periodic manner according to a savings contribution schedule.

    SYSTEM AND METHOD FOR ASSESSING CYBERSECURITY RISK OF COMPUTER NETWORK
    4.
    发明申请
    SYSTEM AND METHOD FOR ASSESSING CYBERSECURITY RISK OF COMPUTER NETWORK 有权

    公开(公告)号：US20210105296A1

    公开(公告)日：2021-04-08

    申请号：US17127347

    申请日：2020-12-18

    申请人： American International Group, Inc.

    发明人： Philip Kibler ,  Daniel Wilson ,  Martin Overton ,  Tracie Grella ,  Garin Pace

    IPC分类号： H04L29/06 ,  G06F11/30

    摘要： Systems and methods for assessing cybersecurity risk of a computer network include the use of a risk model application that is configured to determine an initial cyber risk score value based upon an underwriting process. A cyber risk data stream is sent from the client's computer network to the system processor to periodically calculate an updated cyber risk score based upon actual data. The system processor is adapted to use the data stream to generate client information that is accessible by the client via a web-based client portal. In embodiments, the cyber risk data stream can be actively monitored to identify a threat of a cybersecurity breach.

    Method and apparatus for performing a transaction
    5.
    发明授权
    Method and apparatus for performing a transaction 有权

    公开(公告)号：US10817865B2

    公开(公告)日：2020-10-27

    申请号：US14829286

    申请日：2015-08-18

    申请人： American International Group, Inc.

    发明人： Frank Williams ,  Riddhish S. Trivedi ,  Shekhar P. Bagawde ,  Varun Shetty

    IPC分类号： G06F3/048 ,  G06Q20/22 ,  H04L29/08 ,  G06Q20/00 ,  G06Q20/34 ,  G06Q30/06 ,  G06Q20/40

    摘要： A system and method for performing a transaction can allow a user to perform a multi-step process on a single web page. The system can receive an initiate-application command from a user at an application server and, in response, initiate an application for facilitating a transaction. The system can present a parameter-request panel, including a set of parameter-request fields, to the user at a client. The system can receive transaction parameters from the user via the set of parameter-request fields. In response to receiving the transaction parameters, the system can present a transaction-options panel, including a set of transaction options associated with the transaction parameters, to the user without obscuring the parameter-request panel. The system can receive from the user a transaction-option selection associated with the set of transaction options and, in response, present a transaction-completion panel to the user without obscuring the parameter-request panel or the transaction-options panel. The transaction-completion panel can include a set of transaction-completion fields associated with the transaction-option selection. The system can receive from the user transaction-completion information via the transaction-completion fields and, in response, complete the transaction.

    Privileged user access monitoring in a computing environment
    9.
    发明授权
    Privileged user access monitoring in a computing environment 有权

    公开(公告)号：US10262159B2

    公开(公告)日：2019-04-16

    申请号：US14518820

    申请日：2014-10-20

    申请人： American International Group, Inc.

    发明人： Ira W. Apsel

    IPC分类号： G06F17/30 ,  G06F21/64

    摘要： Methods and systems for monitoring privileged user access of a database using a computer having at least one processor are provided. The system monitors database transactions. If a transaction is made by a privileged user, the system records information relating to the transaction in an audit database and/or in an audit file. If a transaction is made by a terminated or otherwise unauthorized privileged user, the system can be adapted to alert management of a possible security breach.

    SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR AUTOMATICALLY MANAGING PERIODIC DEBT PAYMENTS AND SAVINGS CONTRIBUTIONS
    10.
    发明申请
    SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR AUTOMATICALLY MANAGING PERIODIC DEBT PAYMENTS AND SAVINGS CONTRIBUTIONS 审中-公开

    公开(公告)号：US20180082269A1

    公开(公告)日：2018-03-22

    申请号：US15707748

    申请日：2017-09-18

    申请人： American International Group, Inc.

    发明人： Joseph F. DURONIO

    IPC分类号： G06Q20/10 ,  G06Q30/04 ,  G06Q20/42 ,  G06Q50/18

    CPC分类号： G06Q20/102 ,  G06Q20/42 ,  G06Q30/04 ,  G06Q50/188

    摘要： Systems, methods, and computer program products for automatically managing periodic debt payments and savings contributions are constructed to determine an allocation structure for each periodic payment between a debt obligation and a savings fund via a non-transitory computer-readable medium including a payment management program, a benefit management processor, and a data storage device in operable arrangement therewith. The payment management program includes a payment allocation module having a computer executable allocation code segment configured to apportion the payment election into a debt portion and a savings portion and a fund disbursement module having a computer executable disbursement code segment configured to electronically disburse the debt portion of the payment election to the lender in a periodic manner according to a loan repayment schedule and to electronically disburse the savings portion to the savings account of the lendee in a periodic manner according to a savings contribution schedule.