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公开(公告)号：US20230070573A1
公开(公告)日：2023-03-09
申请号：US17985944
申请日：2022-11-14
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A. Wazeer , Shawn C. Bennett , Steven C. Cielocha , Ronny S. Bryant , Stephen Kohaus , Terry Quakenbush , Richard A. Novak , Aaron Scott Chan , Craig M. Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status and/or configuration of autonomous operation features of an autonomous or semi-autonomous vehicle may be determined, such as via an on-board computer system or mobile device, and/or then directly or indirectly wirelessly communicated via data transmission from the vehicle computer system or mobile device to a remote server. An adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle may also be determined, and an auto insurance policy, premium, or discount may be adjusted based upon the adjustment to the risk levels and presented to the customer for their review and approval. As a result, insurance cost savings may be passed onto risk averse customers that opt into to a rewards program.
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公开(公告)号：US20210272207A1
公开(公告)日：2021-09-02
申请号：US15241932
申请日：2016-08-19
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
Abstract: Systems and methods are described for determining a driving score for an individual and updating a related vehicle-usage profile. The system and methods may include one or more processors, sensors, or transceivers to determine that an individual associated with an auto insurance policy is located in a driver seat of a vehicle for a vehicle trip. Telematics data may be collected from the sensors that indicates a time of day and an amount of time that the individual typically drives the vehicle. The telematics may be associated with the individual and a driving score for the individual may be determined. A vehicle-usage profile for the vehicle may then be updated with the telematics data or the driving score. The vehicle-usage profile may indicate a driving behavior of the individual and an auto insurance policy may be updated based on the profile.
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公开(公告)号：US11107365B1
公开(公告)日：2021-08-31
申请号：US15241832
申请日：2016-08-19
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
Abstract: Methods and systems are described regarding vehicular driver evaluation. Various aspects may include monitoring a vehicle operating environment in which a vehicle is operating. A target vehicle operating within the vehicle operating environment may be identified based upon sensor data from one or more sensors associated with the vehicle. An indication of an identity of the target vehicle may be recorded and an indication of an evaluation of an operation of the target vehicle may be received by the operator of the vehicle. The indication of the evaluation of the operation of the target vehicle may indicate the quality of operation of the target vehicle. The indication of the identity of the target vehicle and the indication of the evaluation of the operation of the target vehicle may be transmitted to a remote server.
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公开(公告)号：US10977945B1
公开(公告)日：2021-04-13
申请号：US16944787
申请日：2020-07-31
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: G08G1/16 , G08G1/0968
Abstract: Methods and systems are disclosed for providing vehicular driver alerts. In various aspects a vehicle operating environment may be monitored by one or more sensors associated with a first vehicle operating within the vehicle operating environment. The first vehicle may be determined to be in proximity to a second vehicle based upon sensor data obtained from the one or more sensors. An identifier associated with the second vehicle may be determined based upon the sensor data and the identifier may be used to receive evaluation data associated with the second vehicle. The evaluation data may indicate a quality level associated with operation of the second vehicle. Based upon the evaluation data, it may be determined that the second vehicle is associated with a heightened risk of a vehicle accident. A warning regarding the heighted risk may be generated and presented, by an output device, to a vehicle operator of the first vehicle.
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公开(公告)号：US10831191B1
公开(公告)日：2020-11-10
申请号：US15935556
申请日：2018-03-26
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A. Wazeer , Shawn C. Bennett , Steven C. Cielocha , Ronny S. Bryant , Stephen Kohaus , Terry Quakenbush , Richard A. Novak , Craig M. Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion , Aaron Scott Chan
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.
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Patent Agency Ranking
公开(公告)号：US10353694B1
公开(公告)日：2019-07-16
申请号：US15869777
申请日：2018-01-12
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A. Wazeer , Shawn C. Bennett , Steven C. Cielocha , Ronny S. Bryant , Stephen Kohaus , Terry Quakenbush , Richard A. Novak , Craig M. Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion , Aaron Scott Chan
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.
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公开(公告)号：US10308256B1
公开(公告)日：2019-06-04
申请号：US15365619
申请日：2016-11-30
Inventor： Aaron Scott Chan , John A. Nepomuceno , Kenneth J. Sanchez , Jeremy Fogg , Mohamed A. Wazeer , Sanjay Jayaswal , Lynn Splittstoesser
Abstract: Systems and methods for improving vehicular safety are disclosed. According to embodiments, an electronic device may collect or accumulate various sensor data associated with operation of a vehicle by an individual, including image data, telematics data, and/or data indicative of a condition of the individual. The electronic device may analyze the sensor data to determine whether the individual is distracted and whether the vehicle is approaching a location that may be prone to incidents. The electronic device may accordingly generate and present a notification to the individual to mitigate any posed risks.
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公开(公告)号：US10019901B1
公开(公告)日：2018-07-10
申请号：US15676355
申请日：2017-08-14
Inventor： Brian Mark Fields , Steven C. Cielocha , Jacob J. Alt , Laura A. Uphoff , Leo Nelson Chan , Mohamed A. Wazeer , Kristopher Keith Gaudin , Justin Davis , Nathan W. Baumann , Giles Roll
IPC: G08G1/0967
CPC classification number: B60Q9/008 , G06Q40/08 , G06Q50/00 , G07C5/008 , G07C5/02 , G07C5/0816 , G08G1/0112 , G08G1/0129 , G08G1/07 , G08G1/096725 , G08G1/096758 , G08G1/096783 , G08G1/096791 , G08G1/096827 , G08G1/096844 , G08G1/162 , G08G1/163 , G08G1/164 , G08G1/166 , H04W4/02 , H04W4/024 , H04W4/44 , H04W4/46
Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.
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公开(公告)号：US09946531B1
公开(公告)日：2018-04-17
申请号：US14934347
申请日：2015-11-06
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A. Wazeer , Shawn C. Bennett , Steven C. Cielocha , Ronny S. Bryant , Stephen Kohaus , Terry Quakenbush , Richard A. Novak , Aaron Scott Chan , Craig M. Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion
CPC classification number: G05D1/0061 , A61B5/02028 , A61B5/4064 , A61B5/4094 , A61B5/6893 , A61B5/7282 , B60W10/04 , B60W30/06 , B60W50/045 , B60W2040/0818 , B60W2050/0077 , B60W2050/046 , B62D15/0285 , G01C21/3407 , G05D1/0088 , G05D1/0278 , G06F8/65 , G06Q40/08 , G08B25/10
Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. In certain aspects, with the customer's permission, a computer-implemented method for updating an autonomous operation feature may be provided. An indication of a software update associated with the autonomous operation feature may be received, and several autonomous or semi-autonomous vehicles having the feature may be identified. The update may be installed within the several vehicles, such as via wireless communication. Also, a change in a risk level associated with the update to the autonomous operation feature may be determined, and an insurance discount may be determined or adjusted. As a result, an insurance discount may be provided to risk averse customers that affirmatively share their vehicle data with an insurance provider, and promptly and remotely receive new versions of software that operate autonomous vehicle safety features.
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公开(公告)号：US09944282B1
公开(公告)日：2018-04-17
申请号：US14934405
申请日：2015-11-06
Inventor： Brian Mark Fields , Chien Che Huang , Mohamed A. Wazeer , Shawn C. Bennett , Steven C. Cielocha , Ronny S. Bryant , Stephen Kohaus , Terry Quakenbush , Richard A. Novak , Aaron Scott Chan , Craig M. Main , Weixin Wu , Torri Wollenschlager , Carol Marie Csanda , Stacey Gorsuch , Todd Binion
CPC classification number: G05D1/0061 , A61B5/02028 , A61B5/4064 , A61B5/4094 , A61B5/6893 , A61B5/7282 , B60W10/04 , B60W30/06 , B60W50/045 , B60W2040/0818 , B60W2050/0077 , B60W2050/046 , B62D15/0285 , G01C21/3407 , G05D1/0088 , G05D1/0278 , G06F8/65 , G06Q40/08 , G08B25/10
Abstract: A computer-implemented method of enhancing safe vehicle operation may include, one or more processors, (1) determining a preferred parking spot for an autonomous or semi-autonomous vehicle; (2) determining a route to the preferred parking spot from a driver drop off point; and (3) causing the autonomous or semi-autonomous vehicle to travel from the driver drop off point to the preferred parking spot following the route controlled by one or more autonomous operation features. The preferred parking spot may be a covered parking spot, a parking spot in a parking structure, or a parking spot in a residential garage. An autonomous vehicle owner may remotely direct the autonomous vehicle to autonomously return to the driver drop off point, such as via their mobile device. Insurance discounts may be provided to autonomous vehicle owners having the self-parking functionality that mitigates or prevents risk of damage to, or theft of, the vehicle.
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