公开(公告)号：US20220309526A1

公开(公告)日：2022-09-29

申请号：US17210755

申请日：2021-03-24

申请人： E2INTERACTIVE, INC. D/B/A E2INTERACTIVE, INC.

发明人： Andrew Orrock ,  David Vielehr

IPC分类号： G06Q30/02 ,  G06Q40/08 ,  G06Q10/10 ,  G06Q10/08 ,  G06K7/14 ,  G06Q30/00 ,  G06F16/9535 ,  G06F16/9537

摘要： In general, the present invention is directed to systems and methods of utilizing an application operating on a mobile device to determine any applicable offers or eligibility and rank such offers and eligibility for user selection. More specifically, a process may be conducted by a processor in communication with a mobile device and data stores including user data, retailer data, and/or product and service data, the process including comparing identification information associated with a product or service received from the mobile device with data in the data stores; determining the product or service and identifying any associated promotional offers or plan eligibility associated with the product or service, the user, and/or the retailer; ranking any promotional offers or plan eligibility based at least in part on size of promotion; transmitting to the mobile device an identifier of applicable promotional offers or plan eligibility.

公开(公告)号：US20140249904A1

公开(公告)日：2014-09-04

申请号：US14276543

申请日：2014-05-13

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： David A. Nelsen ,  Phil M. Chakiris

IPC分类号： G06Q20/34 ,  G06Q30/02

CPC分类号： G06Q20/351 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/342 ,  G06Q20/40 ,  G06Q30/0222

摘要： The invention is directed to systems and methods for using a virtual gift card having an associated value, operable on a mobile device having a processor and memory, the mobile device linked to a virtual gift card manager, the method including: identifying a geographic identifier for the mobile device; matching the geographic identifier with at least one virtual gift card stored on the mobile device; determining an amount of value associated with the at least one virtual gift card; identifying any offers or promotions redeemable with the amount of value; displaying the at least one virtual gift card, the amount of value, and any offers or promotions on the mobile device; and selectively enabling a transaction utilizing the virtual gift card, the transaction based at least in part on the any offers or promotions, the transaction including a manipulation of value associated with the at least one virtual gift card.

摘要翻译： 本发明涉及用于使用具有关联值的虚拟礼品卡的系统和方法，该虚拟礼品卡可在具有处理器和存储器的移动设备上操作，所述移动设备链接到虚拟礼品卡管理器，所述方法包括：识别用于 移动设备; 将所述地理标识符与存储在所述移动设备上的至少一个虚拟礼品卡进行匹配; 确定与所述至少一个虚拟礼品卡相关联的值的量; 识别任何可以兑换价值的优惠或促销活动; 在所述移动设备上显示所述至少一个虚拟礼品卡，所述数量的价值以及任何优惠或促销; 以及至少部分地基于所述任何提议或促销选择性地启用利用所述虚拟礼品卡的交易，所述交易包括与所述至少一个虚拟礼品卡相关联的价值的操纵。

公开(公告)号：US20100235249A1

公开(公告)日：2010-09-16

申请号：US12800581

申请日：2010-05-17

申请人： Merrill Brooks Smith ,  Phillip Craig Graves ,  Phil M. Chakiris

发明人： Merrill Brooks Smith ,  Phillip Craig Graves ,  Phil M. Chakiris

IPC分类号： G06Q30/00 ,  H04W4/14 ,  G06Q50/00 ,  G06Q10/00

CPC分类号： G06K5/00 ,  G06Q20/202 ,  G06Q20/206 ,  H04W12/06 ,  H04W12/08

摘要： The present invention is directed to systems and methods of activating an electronic device at a point-of-sale (POS). The device may be identified by an indicia and activation may occur following purchase of the device. The method may include the steps of receiving at a central processor from the POS the indicia identifying the device purchased at the POS; enabling by the central processor a feature or functionality of the device or use of the device; and conveying to the device information material to the feature, functionality, or use. The system may include a central processor that activates the device. The central processor may include various interfaces with the POS, provider, and device, as well as a database with records related to the device and an activation processor for determining if activation is appropriate, activating the device, and sending information material to the feature, functionality, or use to the device.

摘要翻译： 本发明涉及在销售点（POS）激活电子设备的系统和方法。 可以通过标记来识别设备，并且可以在购买设备之后进行激活。 该方法可以包括以下步骤：在中央处理器处从POS接收标识在POS处购买的设备的标记; 由中央处理器实现设备的特征或功能或使用该设备; 并将设备信息材料传送到特征，功能或使用。 该系统可以包括激活该设备的中央处理器。 中央处理器可以包括与POS，提供商和设备的各种接口，以及具有与该设备有关的记录的数据库，以及用于确定激活是否合适的激活处理器，激活该设备，以及向该特征发送信息材料， 功能或用于设备。

公开(公告)号：US20090194583A1

公开(公告)日：2009-08-06

申请号：US12417317

申请日：2009-04-02

申请人： Phil M. Chakiris ,  Merrill Brooks Smith ,  Leslie G. Lowin

发明人： Phil M. Chakiris ,  Merrill Brooks Smith ,  Leslie G. Lowin

IPC分类号： G06F17/00 ,  G06K5/00

CPC分类号： H04M15/06 ,  G06Q20/20 ,  G06Q20/28 ,  G06Q20/32 ,  G06Q20/3255 ,  G06Q20/3278 ,  G06Q20/341 ,  G06Q20/349 ,  G06Q20/353 ,  G06Q20/354 ,  H04M1/72552 ,  H04M15/43 ,  H04M15/68 ,  H04M17/00 ,  H04M17/10 ,  H04M17/20 ,  H04M2215/0196 ,  H04M2215/2026 ,  H04M2215/32 ,  H04W4/24

摘要： Methods and systems for using a Radio Frequency Identification (RFID) payment card are disclosed herein. The method generally comprises receiving an indicia identifying an RFID card, receiving a request to activate the RFID card, activating the RFID card by associating an initial value with a database record associated with the RFID card; receiving a PIN associated with the RFID card; receiving profile information; and associating the profile information with the database record. Systems for using RFID cards generally comprise an RFID card, an RFID account associated with the RFID card, a merchant communication module that receives indicia identifying the RFID card and sends a request to activate the RFID card, and a central processor or intermediary that receives a PIN associated with the RFID card and a request to activate the RFID card from the merchant communication module.

摘要翻译： 本文公开了使用射频识别（RFID）支付卡的方法和系统。 该方法通常包括接收识别RFID卡的标记，接收激活RFID卡的请求，通过将初始值与与RFID卡相关联的数据库记录相关联来激活RFID卡; 接收与RFID卡相关联的PIN; 接收个人资料信息; 并将配置文件信息与数据库记录相关联。 用于使用RFID卡的系统通常包括RFID卡，与RFID卡相关联的RFID帐户，商家通信模块，其接收识别RFID卡并发送激活RFID卡的请求的标记，以及中央处理器或接收 与RFID卡相关联的PIN以及从商家通信模块激活RFID卡的请求。

公开(公告)号：US20040133511A1

公开(公告)日：2004-07-08

申请号：US10739301

申请日：2003-12-19

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： Merrill Brooks Smith ,  Phillip Craig Graves

IPC分类号： G06F017/60

CPC分类号： G07F7/08 ,  G06Q20/04 ,  G06Q20/0652 ,  G06Q20/10 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/04 ,  H04M15/00 ,  H04M15/06 ,  H04M15/48 ,  H04M15/51 ,  H04M15/68 ,  H04M15/715 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/10 ,  H04M2017/2518 ,  H04M2017/2525 ,  H04M2017/2568 ,  H04M2215/0156 ,  H04M2215/0184 ,  H04M2215/0192 ,  H04M2215/0196 ,  H04M2215/2033 ,  H04M2215/54 ,  H04M2215/7027

摘要： A system and method for adding value into a customer's stored-value account is provided. A stored-value card is distributed to a merchant for distribution to a customer who has an account with a specific provider of goods and/or services. The stored-value card has an associated identifier that can be used to associate a stored value with the card. The associated stored value is redeemable with one or more providers, including the specific provider. The account has an associated account number. During a card purchase transaction, a central processor receives a request to activate the card from a merchant terminal. The central processor receives a redemption request from the customer, wherein the redemption request includes the identifier. The central processor identifies the provider and the account number. The central processor inserts the associated value into the account, for instance by passing a value insertion request to the provider. The central processor receives a subsequent request to activate the card from a different merchant terminal. The central processor recognizes the card, identifies the provider and account number, and automatically inserts the value into the account.

摘要翻译： 提供了一种将价值增加到客户的储值账户中的系统和方法。 将储值卡分发给商家以分配给具有与特定货物和/或服务提供商的帐户的客户。 存储卡具有可用于将存储的值与卡相关联的相关联的标识符。 相关联的存储值可以与一个或多个提供程序（包括特定提供程序）一起兑换。 该帐户有一个关联的帐号。 在卡购买交易期间，中央处理器从商家终端接收到激活卡的请求。 中央处理器接收来自客户的兑换请求，其中兑换请求包括标识符。 中央处理器识别提供商和帐号。 中央处理器将关联的值插入到帐户中，例如通过向提供者传递值插入请求。 中央处理器接收来自不同商家终端的随后的激活卡的请求。 中央处理器识别卡，识别提供商和帐号，并自动将该值插入到帐户中。

公开(公告)号：US20080052108A1

公开(公告)日：2008-02-28

申请号：US11930567

申请日：2007-10-31

申请人： Merrill Smith ,  Phillip Graves

发明人： Merrill Smith ,  Phillip Graves

IPC分类号： G06Q10/00

CPC分类号： G06Q20/202 ,  H04W12/1206

摘要： Methods of activating a communication device are disclosed. These methods may comprise receiving at a central processor an authorization request from a merchant terminal at the merchant store to authorize activation of a communication device, the central processor being in selective communication with the merchant terminal and a communications service provider; determining at the central processor whether the communication device was validly sold from the merchant store in a purchase transaction; authorizing at the central processor activation of the communication device, responsive to a determination that the communication device was validly sold from the merchant store in a purchase transaction; informing the communications service provider that the communication device is authorized and ready for activation; receiving at the central processor an activation notification from the communications service provider; and sending an activation notification message to the communication device.

摘要翻译： 公开了激活通信设备的方法。 这些方法可以包括在中央处理器处接收来自商家商店的商家终端的授权请求，以授权通信设备的激活，中央处理器与商家终端和通信服务提供商选择性地通信; 在中央处理器中确定通信设备是否在购买交易中从商店有效地出售; 在所述中央处理器激活所述通信设备时，响应于所述通信设备在购买交易中有效地从所述商店出售的确定; 通知通信服务提供商通信设备被授权并准备激活; 在所述中央处理器处接收来自所述通信服务提供商的激活通知; 以及向所述通信设备发送激活通知消息。

公开(公告)号：US20080046375A1

公开(公告)日：2008-02-21

申请号：US11930639

申请日：2007-10-31

申请人： Frank Jakubaitis

发明人： Frank Jakubaitis

IPC分类号： H04L9/00

CPC分类号： G06Q30/06 ,  G06Q30/0601

摘要： Systems and methods for distributing digital works are described, comprising an indicia redeemable for a desired digital work(s), a customer node, and a remote server. The remote server and the customer node are intermittently coupled through a communications link. The digital work(s) and associated identification data are stored at the remote server. The customer obtains the indicia redeemable for a digital work(s), connects from the customer node to the remote server, and sends a request to redeem the indicia and to access desired digital work(s). The remote server receives the request and searches the digital works stored on the remote server for the desired digital work(s) specified in the received request. If the desired digital work(s) is found, it is transmitted from the remote server to the customer node and stored on a memory of the customer node for subsequent access and use.

摘要翻译： 描述了用于分发数字作品的系统和方法，包括可以为期望的数字作品，客户节点和远程服务器赎回的标记。 远程服务器和客户节点通过通信链路间歇性耦合。 数字作品和相关的识别数据存储在远程服务器上。 客户获得可兑换数字作品的标记，从客户节点连接到远程服务器，并发送赎回标记和访问所需数字作品的请求。 远程服务器接收请求并搜索存储在远程服务器上的数字作品，以获得在接收到的请求中指定的所需数字作品。 如果找到所需的数字作业，则将其从远程服务器发送到客户节点并存储在客户节点的存储器上以供随后的访问和使用。

公开(公告)号：US20060255135A1

公开(公告)日：2006-11-16

申请号：US11486727

申请日：2006-07-14

申请人： Merrill Smith

发明人： Merrill Smith

IPC分类号： G06K15/00 ,  G06K5/00

CPC分类号： G07F7/0866 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/204 ,  G06Q20/28 ,  G06Q20/343 ,  G06Q20/363 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/02 ,  G06Q40/00 ,  G07F7/08 ,  G07F7/122 ,  H04M15/00 ,  H04M15/48 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/10 ,  H04M2215/0156 ,  H04M2215/0184 ,  H04M2215/0192

摘要： Systems and methods of using a keycard for automating transaction requests are disclosed. Methods may comprise receiving a request for a product identification number that is associated with a product by inputting keycard information at a merchant terminal, wherein the keycard was selected from among a plurality of keycards and is associated with a specific provider and value; processing the request; transmitting a transaction confirmation; and retaining the keycard by the merchant. Systems may comprise a plurality of keycards maintained in the merchant's possession before and after automating a product request, wherein each keycard is pre-associated with a product identification number; a merchant terminal comprising an input device for inputting a product identification number from the keycard, and an output device for outputting a transaction confirmation; and a central processor configured to process a transaction request associated with the keycard and the product identification number; and deliver a transaction confirmation.

摘要翻译： 公开了使用密钥卡来自动化事务请求的系统和方法。 方法可以包括通过在商务终端处输入密码卡信息来接收与产品相关联的产品标识号的请求，其中从多个密钥卡中选择密钥卡并且与特定提供商和值相关联; 处理请求; 发送交易确认; 并由商家保留钥匙卡。 系统可以包括在自动化产品请求之前和之后维持商家所拥有的多个钥匙卡，其中每个钥匙卡与产品标识号预先相关联; 商务终端，包括用于从钥匙卡输入产品标识号的输入装置和用于输出交易确认的输出装置; 以及中央处理器，被配置为处理与所述钥匙卡相关联的交易请求和所述产品标识号; 并提供交易确认。

公开(公告)号：US20060217996A1

公开(公告)日：2006-09-28

申请号：US11237950

申请日：2005-09-29

申请人： Phillip Graves

发明人： Phillip Graves

IPC分类号： G06Q99/00

CPC分类号： G06Q20/20 ,  G06Q20/105 ,  G06Q20/407 ,  G06Q40/00 ,  G06Q50/265

摘要： This method and apparatus may activate removable or portable media devices (or accounts associated therewith), such as flash drives, USB drives, external hard drives, thumb drives, memory cards of various formats (SD, CF, xD, Memory Card Duo), SIM cards, other phone cards, or other devices containing a writable and/or readable memory. The devices may be activated after purchase based on a communication between a central processor and a device or device user. Further, this method and apparatus may activate an account related to a media device at a point-of-sale (“POS”), and may later activate the device by communicating with an account activation processor. Activation and deactivation of the device (or account) may further be based on a confirmation or cancellation of a purchase transaction associated with the device, such as a purchase of the device.

摘要翻译： 该方法和装置可以激活可移动或便携式媒体设备（或与其相关的帐户），诸如闪存驱动器，USB驱动器，外部硬盘驱动器，拇指驱动器，各种格式的存储卡（SD，CF，xD，存储卡Duo） SIM卡，其他电话卡或包含可写入和/或可读存储器的其他设备。 基于中央处理器和设备或设备用户之间的通信，可以在购买之后激活设备。 此外，该方法和装置可以在销售点（“POS”）激活与媒体设备相关的帐户，并且随后可以通过与帐户激活处理器通信来激活该设备。 设备（或帐户）的激活和停用可以进一步基于与设备相关联的购买交易的确认或取消，例如购买设备。

公开(公告)号：US20050242193A1

公开(公告)日：2005-11-03

申请号：US10835320

申请日：2004-04-30

申请人： Merrill Smith ,  Sean Chariker

发明人： Merrill Smith ,  Sean Chariker

IPC分类号： G07F7/08 ,  G06K19/00 ,  G06K19/06

CPC分类号： G07F7/086

摘要： An apparatus and method for activating and using a transaction card comprising two storage media is provided. A composite transaction card comprises a transaction portion detachably coupled to an activation portion. The transaction portion comprises a substantially planar transaction portion substrate having a machine readable transaction storage medium applied thereto. The transaction storage medium has transaction card data associated with an account stored therein. The activation portion comprises a substantially planar activation portion substrate having a machine readable activation storage medium applied thereto. The activation storage medium has activation data associated with the account stored therein.

摘要翻译： 提供一种用于激活和使用包括两个存储介质的交易卡的装置和方法。 复合交易卡包括可拆卸地耦合到激活部分的交易部分。 交易部分包括具有应用于其上的机器可读交易存储介质的基本上平面的交易部分基板。 交易存储介质具有与存储在其中的帐户相关联的交易卡数据。 激活部分包括具有应用于其上的机器可读激活存储介质的基本上平面的激活部分基板。 激活存储介质具有与存储在其中的帐户相关联的激活数据。