公开(公告)号：US09432522B2

公开(公告)日：2016-08-30

申请号：US14828374

申请日：2015-08-17

申请人： INTEL CORPORATION

发明人： S. Douglas Hutcheson ,  Michael Brink ,  Scot Jarvis

IPC分类号： H04M15/00 ,  H04B1/707 ,  G06Q20/12 ,  G06Q20/14 ,  G06Q20/16 ,  H04L12/24 ,  H04M17/00 ,  H04W4/24 ,  H04W16/04 ,  H04W4/00 ,  H04W84/04

CPC分类号： H04M15/8005 ,  G06Q20/12 ,  G06Q20/14 ,  G06Q20/16 ,  H04B1/707 ,  H04L41/22 ,  H04M15/00 ,  H04M15/745 ,  H04M15/80 ,  H04M15/8033 ,  H04M15/8083 ,  H04M17/00 ,  H04M2215/0108 ,  H04M2215/0152 ,  H04M2215/0184 ,  H04M2215/32 ,  H04M2215/7435 ,  H04W4/00 ,  H04W4/24 ,  H04W16/04 ,  H04W84/042

摘要： The present invention is directed to an improved operations method for a wireless communication system. The improved business method, operations method, network and system of the present invention includes the steps of delivering cellular services to the mass market, reducing peak capacity, increasing overall capacity utilization, improving capital utilization, providing an “all-you-can-eat” pricing model, and designing capacity based upon where the users live, work, and play.

公开(公告)号：US09154621B2

公开(公告)日：2015-10-06

申请号：US14054142

申请日：2013-10-15

申请人： AT&T Intellectual Property I, L.P.

发明人： Brian Lee

IPC分类号： H04M3/42 ,  H04M3/436

CPC分类号： H04M3/436 ,  G06Q30/0207 ,  H04M3/42042 ,  H04M3/42068 ,  H04M3/42153 ,  H04M15/43 ,  H04M15/8027 ,  H04M15/8083 ,  H04M2203/1058 ,  H04M2203/2038 ,  H04M2215/0184

摘要： A method receives a call from a device of a caller destined to a device of a subscriber of a communication network. The method connects the call to the device of the subscriber and then receives from the device of the subscriber an indication that the call is an undesirable call. The indication further includes a description of the call. The method then provides a reward to the subscriber when the indication further includes the description of the call.

摘要翻译： 一种方法从发往通信网络的订户的设备的呼叫者的设备接收呼叫。 该方法将呼叫连接到用户的设备，然后从用户的设备接收到呼叫是不期望的呼叫的指示。 该指示还包括呼叫的描述。 当该指示进一步包括呼叫的描述时，该方法向用户提供奖励。

公开(公告)号：US20150220999A1

公开(公告)日：2015-08-06

申请号：US14637150

申请日：2015-03-03

申请人： Truaxis, Inc.

发明人： John Michael Thornton ,  Kaushal Kurapati ,  Abhijith Ramesh Kashyap

IPC分类号： G06Q30/02

CPC分类号： G06Q30/0269 ,  G06Q30/0201 ,  G06Q30/0204 ,  G06Q30/0255 ,  G06Q30/0261 ,  G06Q40/00 ,  H04M15/44 ,  H04M15/58 ,  H04M15/745 ,  H04M15/80 ,  H04M15/8011 ,  H04M15/8044 ,  H04M15/805 ,  H04M15/8083 ,  H04M15/83 ,  H04M15/84 ,  H04M15/85 ,  H04M15/851 ,  H04M2215/0104 ,  H04M2215/0108 ,  H04M2215/018 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/74 ,  H04M2215/7407 ,  H04M2215/745 ,  H04M2215/7457 ,  H04M2215/81 ,  H04M2215/8129 ,  H04M2215/815

摘要： A system and method of targeting users with a reward, offer, or incentive may include selecting at least one reward, offer, or incentive to present to a user by applying at least one rule, restriction, or filter dictated by a merchant to the set to be provided to the user, applying at least one rule, restriction, or filter dictated by a financial institution to the set, and applying a filter to the set to obtain those rewards, offers, or incentives with the highest likelihood of being accepted by the user. At least one parameter of the at least one reward, offer, or incentive is adjusted prior to presentation to the user based on a spending trajectory, user propensity model, user profile information or segmentation criteria, or campaign goal.

摘要翻译： 利用奖励，报价或奖励来定位用户的系统和方法可以包括通过将由商家指定的至少一个规则，限制或过滤器应用于该集合来选择至少一个奖励，报价或激励来呈现给用户 向用户提供，将由金融机构指定的至少一个规则，限制或过滤应用于该集合，以及向该集合应用过滤器以获得具有最高可能性被接受的那些奖励，报价或奖励 用户。 基于支出轨迹，用户倾向模型，用户简档信息或分段标准或者活动目标，在呈现给用户之前调整至少一个奖励，报价或激励的至少一个参数。

公开(公告)号：US20150103990A1

公开(公告)日：2015-04-16

申请号：US14054142

申请日：2013-10-15

申请人： AT&T Intellectual Property I, L.P.

发明人： BRIAN LEE

IPC分类号： H04M3/436 ,  H04M3/42

CPC分类号： H04M3/436 ,  G06Q30/0207 ,  H04M3/42042 ,  H04M3/42068 ,  H04M3/42153 ,  H04M15/43 ,  H04M15/8027 ,  H04M15/8083 ,  H04M2203/1058 ,  H04M2203/2038 ,  H04M2215/0184

摘要： A method receives a call from a device of a caller destined to a device of a subscriber of a communication network. The method connects the call to the device of the subscriber and then receives from the device of the subscriber an indication that the call is an undesirable call. The indication further includes a description of the call. The method then provides a reward to the subscriber when the indication further includes the description of the call.

摘要翻译： 一种方法从发往通信网络的订户的设备的呼叫者的设备接收呼叫。 该方法将呼叫连接到用户的设备，然后从用户的设备接收到呼叫是不期望的呼叫的指示。 该指示还包括呼叫的描述。 当该指示进一步包括呼叫的描述时，该方法向用户提供奖励。

公开(公告)号：US08849262B2

公开(公告)日：2014-09-30

申请号：US12324660

申请日：2008-11-26

申请人： Kushang Desai ,  Shailesh Maheshwari

发明人： Kushang Desai ,  Shailesh Maheshwari

IPC分类号： H04M3/42 ,  H04M15/30 ,  H04W4/24 ,  H04M15/06 ,  H04M15/28 ,  H04M11/00 ,  H04W4/00 ,  H04W40/00 ,  H04M15/00 ,  H04M1/64 ,  H04M1/57

CPC分类号： H04M15/00 ,  H04M1/57 ,  H04M3/42042 ,  H04M15/06 ,  H04M15/28 ,  H04M15/30 ,  H04M15/44 ,  H04M15/49 ,  H04M15/51 ,  H04M15/58 ,  H04M15/80 ,  H04M15/8083 ,  H04M15/83 ,  H04M15/835 ,  H04M15/8351 ,  H04M15/84 ,  H04M15/844 ,  H04M15/85 ,  H04M15/851 ,  H04M15/858 ,  H04M2215/0104 ,  H04M2215/0152 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/0192 ,  H04M2215/2026 ,  H04M2215/46 ,  H04M2215/54 ,  H04M2215/81 ,  H04M2215/8104 ,  H04M2215/8108 ,  H04M2215/8129 ,  H04M2215/8137 ,  H04M2215/815 ,  H04M2215/8183 ,  H04M2215/82 ,  H04M2215/92 ,  H04W4/24

摘要： A user can have a contract with a mobile communication provider such that a limited number of communication minutes can be used overall or a limited number of minutes can be used with other providers. When incoming call identification information is disclosed, additional information can be presented relating to the contract, such as what provider the incoming call uses and how many free minutes the user has with an incoming provider. The user, in determining if the incoming communication should be engaged, can employ the additional information and make an appropriate decision.

摘要翻译： 用户可以与移动通信提供商签订合同，使得总体上可以使用有限数量的通信分钟，或者可以与其他提供商一起使用有限数量的分钟。 当公开传入呼叫识别信息时，可以提供与合同有关的附加信息，例如来电使用的提供商以及用户对传入提供商的空闲分钟数。 用户在确定传入通信是否应该被接入时，可以使用附加信息并做出适当的决定。

公开(公告)号：US08738073B2

公开(公告)日：2014-05-27

申请号：US13911475

申请日：2013-06-06

申请人： AT&T Mobility II LLC

发明人： Arthur Brisebois ,  Sharat Chander ,  Yung Choi-Grogan

IPC分类号： H04M1/00

CPC分类号： H04W48/16 ,  G06F3/04817 ,  G06F3/0484 ,  H04M1/72522 ,  H04M1/72583 ,  H04M15/00 ,  H04M15/28 ,  H04M15/745 ,  H04M15/8083 ,  H04M15/85 ,  H04M15/851 ,  H04M2215/0108 ,  H04M2215/018 ,  H04M2215/0184 ,  H04M2215/815 ,  H04W4/24 ,  H04W8/183 ,  H04W48/18 ,  H04W88/06

摘要： Radio network technology and display thereof can be managed when multiple services and radio network technologies are available to a multi-technology mobile device. Management relies at least in part on a subscriber profile that comprises a network selection profile constructed through market policy, subscriber policy, and application policy for radio technology utilization. Network preference(s) profile is generated on per subscriber, or per subscriber type, basis and is conveyed to a subscriber station over the air. Initial subscriber profile can be delivered at a time of provisioning a multi-technology mobile device, and updated based at least upon subscriber demand, a schedule established by a network operator or service provider, or an event related to coverage area relocation or contracted services. Radio technology preferences and display of associated technologies available to a multi-technology mobile device can be dynamically controlled on a per-call and/or per-application basis.

摘要翻译： 当多种服务和无线电网络技术可用于多技术移动设备时，可以管理无线电网络技术及其显示。 管理部分至少部分依赖于用户简档，其包括通过市场策略，用户策略和无线电技术利用的应用策略构建的网络选择简档。 每个用户或每个用户类型基础上生成网络偏好概况，并且通过空中传送给订户站。 可以在提供多技术移动设备时提供初始订户简档，并且至少基于用户需求，由网络运营商或服务提供商建立的调度或与覆盖区域重定位或签约服务相关的事件进行更新。 可以在每个呼叫和/或每个应用的基础上动态地控制无线技术偏好和对多技术移动设备可用的相关技术的显示。

公开(公告)号：US20130325587A1

公开(公告)日：2013-12-05

申请号：US13904650

申请日：2013-05-29

申请人： Truaxis, Inc.

发明人： Samir Kothari ,  Shan Li ,  Akshit Mukesh Shah ,  Saravana Perumal Shanmugam

IPC分类号： G06Q30/02

CPC分类号： G06Q30/0243 ,  G06Q30/0201 ,  G06Q30/0246 ,  H04M15/00 ,  H04M15/44 ,  H04M15/58 ,  H04M15/745 ,  H04M15/80 ,  H04M15/8011 ,  H04M15/8044 ,  H04M15/805 ,  H04M15/8083 ,  H04M15/83 ,  H04M15/84 ,  H04M15/85 ,  H04M15/851 ,  H04M2215/0104 ,  H04M2215/0108 ,  H04M2215/018 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/74 ,  H04M2215/7407 ,  H04M2215/745 ,  H04M2215/7457 ,  H04M2215/81 ,  H04M2215/8129 ,  H04M2215/815

摘要： Disclosed herein is a method is provided for managing campaign effectiveness by a merchant. The method comprising: initiating a campaign by one or more merchants, accessing transaction data from one or more financial institutions, extracting metadata associated with the transaction data in accordance with at least one rule, analyzing the metadata to identify transaction data associated with the campaign and the one or more merchants, analyzing the transaction data associated with the campaign and the one or more merchants and providing information associated with the campaign to the merchant.

摘要翻译： 这里公开了一种用于管理商家的运动效力的方法。 该方法包括：由一个或多个商家发起活动，从一个或多个金融机构访问交易数据，根据至少一个规则提取与交易数据相关联的元数据，分析元数据以识别与该活动相关联的交易数据;以及 所述一个或多个商家分析与所述活动相关联的交易数据和所述一个或多个商家，并向所述商家提供与所述活动相关联的信息。

公开(公告)号：US20130325548A1

公开(公告)日：2013-12-05

申请号：US13904624

申请日：2013-05-29

申请人： Truaxis, Inc.

发明人： Nilesh Vijay Kulkarni ,  Samir Kothari ,  John Michael Thornton

IPC分类号： G06Q30/02

CPC分类号： G06Q30/0201 ,  H04M15/00 ,  H04M15/44 ,  H04M15/58 ,  H04M15/745 ,  H04M15/80 ,  H04M15/8011 ,  H04M15/8044 ,  H04M15/805 ,  H04M15/8083 ,  H04M15/83 ,  H04M15/84 ,  H04M15/85 ,  H04M15/851 ,  H04M2215/0104 ,  H04M2215/0108 ,  H04M2215/018 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/74 ,  H04M2215/7407 ,  H04M2215/745 ,  H04M2215/7457 ,  H04M2215/81 ,  H04M2215/8129 ,  H04M2215/815

摘要： Disclosed herein is a method of obtaining merchant sales information for marketing or sales teams. Including accessing transaction data from one or more financial institutions and extracting metadata associated with the transaction data in accordance with at least one rule. The metadata is then analyzed to identify transaction data associated with one or more merchants. The transaction data associated with the one or more merchants is provided to the marketing or sales teams.

摘要翻译： 本文公开了一种获得市场销售团队销售信息的方法。 包括从一个或多个金融机构访问交易数据，并根据至少一个规则提取与交易数据相关联的元数据。 然后分析元数据以识别与一个或多个商家相关联的交易数据。 与一个或多个商家相关联的交易数据被提供给营销或销售团队。

公开(公告)号：US08600857B2

公开(公告)日：2013-12-03

申请号：US13082591

申请日：2011-04-08

申请人： Ramakrishna V. Satyavolu ,  Samir Kothari ,  Shehzad Daredia

发明人： Ramakrishna V. Satyavolu ,  Samir Kothari ,  Shehzad Daredia

IPC分类号： G06Q30/00 ,  G06Q40/00

CPC分类号： G06Q40/00 ,  G06Q30/0224 ,  G06Q30/0226 ,  G06Q30/0255 ,  G06Q30/0261 ,  G06Q40/02 ,  H04M15/00 ,  H04M15/44 ,  H04M15/58 ,  H04M15/745 ,  H04M15/80 ,  H04M15/8011 ,  H04M15/8044 ,  H04M15/805 ,  H04M15/8083 ,  H04M15/83 ,  H04M15/84 ,  H04M15/85 ,  H04M15/851 ,  H04M2215/0104 ,  H04M2215/0108 ,  H04M2215/018 ,  H04M2215/0184 ,  H04M2215/0188 ,  H04M2215/74 ,  H04M2215/7407 ,  H04M2215/745 ,  H04M2215/7457 ,  H04M2215/81 ,  H04M2215/8129 ,  H04M2215/815

摘要： The present disclosure relates to comparison shopping and usage based service analysis for consumers, primarily for financial products. A consumer may not be aware of a provider's services, options, terms, conditions, costs, or how the service options change based on the consumer's particular usage characteristics. The disclosed comparison shopping method uses the consumer's actual or predicted service usage data. Service provider information is used to present the consumer with relevant alternative service offering options. Transaction data is gathered from a user's financial account and is analyzed for a savings opportunity indication. The analysis is used to match a savings opportunity from a database of savings opportunities, and the savings opportunity may be displayed in a statement of a user's financial account. Past responses to a savings opportunity indication may be gathered and analyzed. In one example, a savings opportunity is presented with a statement of the consumer's financial account.

摘要翻译： 本公开涉及对于主要用于金融产品的消费者的比较购物和使用基于服务分析。 消费者可能不会意识到提供商的服务，选项，条款，条件，成本或服务选项如何根据消费者的特定使用特征而改变。 公开的比较购物方法使用消费者的实际或预测的服务使用数据。 服务提供商信息用于向消费者呈现相关的替代服务提供选项。 交易数据从用户的金融账户收集并被分析以获得储蓄机会指示。 分析用于匹配来自储蓄机会的数据库的储蓄机会，并且储蓄机会可以显示在用户的财务账户的陈述中。 可以收集和分析过去对储蓄机会指示的回应。 在一个例子中，一个储蓄机会被提供了一个消费者的财务帐户的声明。

公开(公告)号：US20130204717A1

公开(公告)日：2013-08-08

申请号：US13832374

申请日：2013-03-15

申请人： Blake BOOKSTAFF

发明人： Blake BOOKSTAFF

IPC分类号： G06Q30/02

CPC分类号： G06Q30/0277 ,  G06Q10/00 ,  G06Q30/0241 ,  H04M3/4878 ,  H04M15/00 ,  H04M15/08 ,  H04M15/8083 ,  H04M2215/0184 ,  H04M2215/0192 ,  H04M2215/62

摘要： A method and system for automated intelligent advertising. Messages sent to an invalid alphanumeric identifier (e.g., e-mail address, text message address, social networking identifier, etc.) for a desired network service are returned including a notification that an attempt to connect to the desired network service has failed and also includes electronic advertising information that allows a network device to view and display a retrieved pre-determined advertisement or the dynamically generated advertisement and make a selection input to automatically connect to another network device associated with the retrieved pre-determined or dynamically advertisement to obtain additional electronic advertising information.

摘要翻译： 一种自动智能广告的方法和系统。 返回发送到期望网络服务的无效字母数字标识符（例如，电子邮件地址，文本消息地址，社交网络标识符等）的消息，包括连接到所需网络服务的尝试失败的通知，并且还 包括允许网络设备查看和显示所检索的预定广告或动态生成的广告的电子广告信息，并且进行选择输入以自动连接到与所检索的预定或动态广告相关联的另一网络设备以获得附加电子 广告信息。