公开(公告)号：US20040195316A1

公开(公告)日：2004-10-07

申请号：US10831922

申请日：2004-04-26

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： Phillip Craig Graves ,  Merrill Brooks Smith

IPC分类号： G06K005/00

CPC分类号： G07F7/08 ,  G06Q20/085 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/28 ,  G06Q20/341 ,  G06Q20/343 ,  G06Q20/40 ,  G07F7/122

摘要： A computerized system and method for managing stored-value card data over a communications network between a plurality of terminals and a central processor is provided. Each of the terminals is accessible to respective users and is located in a respective location generally remote relative to the central processor. The stored-value card data is configured to securely process in real time stored-value cards transacted by respective users to enable charging prepaid stored-value services to a recipient of the transacted stored-value card. The method allows for providing a database coupled to the central processor. The method further allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card. An associating step allows for associating in each stored record respective identifiers to uniquely match a respective stored-value card and a respective terminal. The associating step is enabled by assigning a nullsetupnull card to the location and capturing the terminal information when a transaction utilizing that card is made. A transmitting step allows for transmitting a request of stored-value card activation to the central processor from a respective requesting terminal, the central processor configured to accept said activation request based on whether the associated identifiers for the stored-value card to be activated match identifiers actually transmitted by the requesting terminal for that stored-value card and terminal.

摘要翻译： 提供了一种用于通过多个终端和中央处理器之间的通信网络管理存储值卡数据的计算机化系统和方法。 每个终端对于相应的用户是可访问的，并且位于相对于中央处理器通常相对的相应位置。 存储卡卡数据被配置为安全地处理由相应用户处理的实时存储卡，以使得可以向交易的存储卡的接收者充值预付存储值服务。 该方法允许提供耦合到中央处理器的数据库。 该方法还允许在数据库中存储包括每个存储值卡的存储值卡数据的多个记录。 关联步骤允许在每个存储的记录中关联相应的标识符以唯一地匹配相应的存储卡和相应的终端。 当使用该卡进行交易时，通过向该位置分配“设置”卡并捕获终端信息来启用关联步骤。 发送步骤允许从相应的请求终端向中央处理器发送存储值卡激活的请求，该中央处理器被配置为基于所激活的存储值卡的关联标识符是否匹配标识符来接受所述激活请求 实际上由请求终端为该存储卡和终端发送。

公开(公告)号：US20040129777A1

公开(公告)日：2004-07-08

申请号：US10712182

申请日：2003-11-13

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： Merrill Brooks Smith

IPC分类号： G06K005/00

CPC分类号： G07F7/0866 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/204 ,  G06Q20/28 ,  G06Q20/343 ,  G06Q20/363 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/02 ,  G06Q40/00 ,  G07F7/08 ,  G07F7/122 ,  H04M15/00 ,  H04M15/48 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/10 ,  H04M2215/0156 ,  H04M2215/0184 ,  H04M2215/0192

摘要： A method is provided for automating a stored-value card transaction request. First, a keycard associated with a product identification number is selected by a customer or merchant from among a plurality of keycards. The product identification number is input at a merchant terminal. The merchant terminal transmits the product identification number to a central processor. The central processor then transmits to the merchant terminal an indicia associated with the keycard. The indicia may then be delivered to the customer.

摘要翻译： 提供了一种用于使存储卡交易请求自动化的方法。 首先，由多个键卡中的顾客或商家选择与产品识别号码相关联的钥匙卡。 产品识别号码在商家终端输入。 商家终端向中央处理器发送产品标识号。 然后，中央处理器向商务终端发送与该钥匙卡相关联的标记。 然后可以将标记传送给客户。

公开(公告)号：US20170103294A1

公开(公告)日：2017-04-13

申请号：US15385822

申请日：2016-12-20

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： Merrill Brooks SMITH ,  Chandilyn Smith

IPC分类号： G06K19/06 ,  G06K19/08

摘要： The present invention is generally directed towards a card and package assembly and methods of making the same. Card and package assemblies in accordance with some embodiments of the present invention may include a package, a data card, the data card packaged at least in part within the package, and an activation indicia, the activation indicia comprising a first portion printed on the package and a second portion printed on the data card. Methods of packaging a data card in accordance with some embodiments of the present invention may include steps of manufacturing or otherwise obtaining a data card, manufacturing or otherwise obtaining a package, determining an activation indicia, packaging the data card at least in part within the package, and printing the activation indicia in part on the data card and in part on the package.

公开(公告)号：US20040153402A1

公开(公告)日：2004-08-05

申请号：US10758429

申请日：2004-01-16

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： Merrill Brooks Smith ,  Phillip Craig Graves

IPC分类号： G06F017/60

CPC分类号： H04M15/48 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q30/02 ,  H04M15/00 ,  H04M15/06 ,  H04M15/51 ,  H04M15/68 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/10 ,  H04M2215/0156 ,  H04M2215/0184 ,  H04M2215/0192 ,  H04M2215/0196 ,  H04M2215/2033 ,  H04M2215/54

摘要： A system and method for conducting a PIN-enabled stored value account refund transaction is provided. A refund request is received, wherein the refund request is for a stored value account having an associated value purchased in a previous transaction, and the refund request comprises a PIN associated with the stored value account. The refund request may be received by a central processor from a merchant terminal at the request of a customer. The central processor or merchant terminal determine whether any of the associated value has been previously redeemed. A refund amount is determined. The refund amount may be provided to the customer.

摘要翻译： 提供了一种用于执行启用PIN的存储值帐户退款交易的系统和方法。 收到退款请求，其中退款请求是用于具有在先前交易中购买的相关联值的存储值账户，并且退款请求包括与存储值账户相关联的PIN。 中央处理器可以根据客户的要求从商家终端接收退款请求。 中央处理器或商务终端确定相关联的值中的任何值是否已经被先前兑换。 退款金额确定。 可以向客户提供退款金额。

公开(公告)号：US20040118914A1

公开(公告)日：2004-06-24

申请号：US10732641

申请日：2003-12-10

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： Merrill Brooks Smith ,  Phillip Craig Graves ,  Jonathan O'Neal

IPC分类号： G06K005/00

CPC分类号： G06Q30/02 ,  G06Q20/04 ,  H04M15/00 ,  H04M15/06 ,  H04M15/48 ,  H04M15/51 ,  H04M15/68 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/10 ,  H04M2215/0156 ,  H04M2215/0184 ,  H04M2215/0192 ,  H04M2215/0196 ,  H04M2215/2033 ,  H04M2215/54

摘要： A system and method for supplying communication service value is disclosed. In one embodiment, the method includes distributing indicia of an identifier to a merchant for distribution to a customer having a customer account. The identifier has an associated service value that is redeemable with a plurality of carriers. The method further includes activating the identifier upon distribution of the indicia to the customer. A central processor may verify whether the merchant is authorized to distribute the indicia to the customer. During distribution to the customer, the merchant may transmit prior transaction information to the central processor, and the central processor may reconcile past billing records based on such prior transaction information. The method also includes receiving a request from the customer to add the associated service value to the customer account and adding the associated service value to the customer account is disclosed. The system and method may be used with any type of stored-value card account, including prepaid emergency road service cards.

摘要翻译： 公开了提供通信服务价值的系统和方法。 在一个实施例中，该方法包括将标识符的标记分发给商家以分发给具有客户帐户的客户。 标识符具有可与多个载体可兑换的相关联的服务值。 该方法还包括在将标记分发给客户时激活标识符。 中央处理器可以验证商家是否被授权将标记分发给客户。 在分配给客户期间，商家可以将先前的交易信息发送到中央处理器，并且中央处理器可以基于这种现有交易信息来协调过去的记帐记录。 该方法还包括接收来自客户的请求以将相关联的服务值添加到客户帐户，并将相关联的服务值添加到客户帐户。 系统和方法可以与任何类型的储值卡账户一起使用，包括预付紧急道路服务卡。

公开(公告)号：US20220309526A1

公开(公告)日：2022-09-29

申请号：US17210755

申请日：2021-03-24

申请人： E2INTERACTIVE, INC. D/B/A E2INTERACTIVE, INC.

发明人： Andrew Orrock ,  David Vielehr

IPC分类号： G06Q30/02 ,  G06Q40/08 ,  G06Q10/10 ,  G06Q10/08 ,  G06K7/14 ,  G06Q30/00 ,  G06F16/9535 ,  G06F16/9537

摘要： In general, the present invention is directed to systems and methods of utilizing an application operating on a mobile device to determine any applicable offers or eligibility and rank such offers and eligibility for user selection. More specifically, a process may be conducted by a processor in communication with a mobile device and data stores including user data, retailer data, and/or product and service data, the process including comparing identification information associated with a product or service received from the mobile device with data in the data stores; determining the product or service and identifying any associated promotional offers or plan eligibility associated with the product or service, the user, and/or the retailer; ranking any promotional offers or plan eligibility based at least in part on size of promotion; transmitting to the mobile device an identifier of applicable promotional offers or plan eligibility.

公开(公告)号：US20140249904A1

公开(公告)日：2014-09-04

申请号：US14276543

申请日：2014-05-13

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： David A. Nelsen ,  Phil M. Chakiris

IPC分类号： G06Q20/34 ,  G06Q30/02

CPC分类号： G06Q20/351 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/342 ,  G06Q20/40 ,  G06Q30/0222

摘要： The invention is directed to systems and methods for using a virtual gift card having an associated value, operable on a mobile device having a processor and memory, the mobile device linked to a virtual gift card manager, the method including: identifying a geographic identifier for the mobile device; matching the geographic identifier with at least one virtual gift card stored on the mobile device; determining an amount of value associated with the at least one virtual gift card; identifying any offers or promotions redeemable with the amount of value; displaying the at least one virtual gift card, the amount of value, and any offers or promotions on the mobile device; and selectively enabling a transaction utilizing the virtual gift card, the transaction based at least in part on the any offers or promotions, the transaction including a manipulation of value associated with the at least one virtual gift card.

摘要翻译： 本发明涉及用于使用具有关联值的虚拟礼品卡的系统和方法，该虚拟礼品卡可在具有处理器和存储器的移动设备上操作，所述移动设备链接到虚拟礼品卡管理器，所述方法包括：识别用于 移动设备; 将所述地理标识符与存储在所述移动设备上的至少一个虚拟礼品卡进行匹配; 确定与所述至少一个虚拟礼品卡相关联的值的量; 识别任何可以兑换价值的优惠或促销活动; 在所述移动设备上显示所述至少一个虚拟礼品卡，所述数量的价值以及任何优惠或促销; 以及至少部分地基于所述任何提议或促销选择性地启用利用所述虚拟礼品卡的交易，所述交易包括与所述至少一个虚拟礼品卡相关联的价值的操纵。

公开(公告)号：US20040133511A1

公开(公告)日：2004-07-08

申请号：US10739301

申请日：2003-12-19

申请人： e2interactive, Inc. d/b/a e2Interactive, Inc.

发明人： Merrill Brooks Smith ,  Phillip Craig Graves

IPC分类号： G06F017/60

CPC分类号： G07F7/08 ,  G06Q20/04 ,  G06Q20/0652 ,  G06Q20/10 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/04 ,  H04M15/00 ,  H04M15/06 ,  H04M15/48 ,  H04M15/51 ,  H04M15/68 ,  H04M15/715 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/10 ,  H04M2017/2518 ,  H04M2017/2525 ,  H04M2017/2568 ,  H04M2215/0156 ,  H04M2215/0184 ,  H04M2215/0192 ,  H04M2215/0196 ,  H04M2215/2033 ,  H04M2215/54 ,  H04M2215/7027

摘要： A system and method for adding value into a customer's stored-value account is provided. A stored-value card is distributed to a merchant for distribution to a customer who has an account with a specific provider of goods and/or services. The stored-value card has an associated identifier that can be used to associate a stored value with the card. The associated stored value is redeemable with one or more providers, including the specific provider. The account has an associated account number. During a card purchase transaction, a central processor receives a request to activate the card from a merchant terminal. The central processor receives a redemption request from the customer, wherein the redemption request includes the identifier. The central processor identifies the provider and the account number. The central processor inserts the associated value into the account, for instance by passing a value insertion request to the provider. The central processor receives a subsequent request to activate the card from a different merchant terminal. The central processor recognizes the card, identifies the provider and account number, and automatically inserts the value into the account.

摘要翻译： 提供了一种将价值增加到客户的储值账户中的系统和方法。 将储值卡分发给商家以分配给具有与特定货物和/或服务提供商的帐户的客户。 存储卡具有可用于将存储的值与卡相关联的相关联的标识符。 相关联的存储值可以与一个或多个提供程序（包括特定提供程序）一起兑换。 该帐户有一个关联的帐号。 在卡购买交易期间，中央处理器从商家终端接收到激活卡的请求。 中央处理器接收来自客户的兑换请求，其中兑换请求包括标识符。 中央处理器识别提供商和帐号。 中央处理器将关联的值插入到帐户中，例如通过向提供者传递值插入请求。 中央处理器接收来自不同商家终端的随后的激活卡的请求。 中央处理器识别卡，识别提供商和帐号，并自动将该值插入到帐户中。