公开(公告)号：US20090194583A1

公开(公告)日：2009-08-06

申请号：US12417317

申请日：2009-04-02

申请人： Phil M. Chakiris ,  Merrill Brooks Smith ,  Leslie G. Lowin

发明人： Phil M. Chakiris ,  Merrill Brooks Smith ,  Leslie G. Lowin

IPC分类号： G06F17/00 ,  G06K5/00

CPC分类号： H04M15/06 ,  G06Q20/20 ,  G06Q20/28 ,  G06Q20/32 ,  G06Q20/3255 ,  G06Q20/3278 ,  G06Q20/341 ,  G06Q20/349 ,  G06Q20/353 ,  G06Q20/354 ,  H04M1/72552 ,  H04M15/43 ,  H04M15/68 ,  H04M17/00 ,  H04M17/10 ,  H04M17/20 ,  H04M2215/0196 ,  H04M2215/2026 ,  H04M2215/32 ,  H04W4/24

摘要： Methods and systems for using a Radio Frequency Identification (RFID) payment card are disclosed herein. The method generally comprises receiving an indicia identifying an RFID card, receiving a request to activate the RFID card, activating the RFID card by associating an initial value with a database record associated with the RFID card; receiving a PIN associated with the RFID card; receiving profile information; and associating the profile information with the database record. Systems for using RFID cards generally comprise an RFID card, an RFID account associated with the RFID card, a merchant communication module that receives indicia identifying the RFID card and sends a request to activate the RFID card, and a central processor or intermediary that receives a PIN associated with the RFID card and a request to activate the RFID card from the merchant communication module.

摘要翻译： 本文公开了使用射频识别（RFID）支付卡的方法和系统。 该方法通常包括接收识别RFID卡的标记，接收激活RFID卡的请求，通过将初始值与与RFID卡相关联的数据库记录相关联来激活RFID卡; 接收与RFID卡相关联的PIN; 接收个人资料信息; 并将配置文件信息与数据库记录相关联。 用于使用RFID卡的系统通常包括RFID卡，与RFID卡相关联的RFID帐户，商家通信模块，其接收识别RFID卡并发送激活RFID卡的请求的标记，以及中央处理器或接收 与RFID卡相关联的PIN以及从商家通信模块激活RFID卡的请求。