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    Systems and methods to assess the condition of a vehicle
    1.
    发明授权
    Systems and methods to assess the condition of a vehicle 有权

    公开(公告)号：US10423989B2

    公开(公告)日：2019-09-24

    申请号：US14047256

    申请日：2013-10-07

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Todd Binion ,  Kelly S. Minter ,  Heidi Brown-McCreery ,  Michael Harris ,  Jeremy Myers ,  Brian Fields ,  Joe Harr

    IPC: G06Q30/02

    Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle, and developing one or more condition descriptors reflecting the condition of the vehicle. Still further, the method includes generating a vehicle condition report including an indication of the one or more condition descriptors and communicating, via the computer network, the vehicle condition report to a remote computing device for presentation to a user of the remote computing device.

    RISK ASSESSMENT FOR AN AUTOMATED VEHICLE
    3.
    发明申请
    RISK ASSESSMENT FOR AN AUTOMATED VEHICLE 审中-公开
    自动车辆风险评估

    公开(公告)号：US20150112731A1

    公开(公告)日：2015-04-23

    申请号：US14057467

    申请日：2013-10-18

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Todd Binion ,  Joe Harr ,  Brian Fields ,  Steven Cielocha ,  Steve J. Balbach

    IPC: G06Q40/08 ,  G07C5/00

    CPC classification number: G06Q40/08 ,  G07C5/008

    Abstract: A method, implemented in an electronic processing system that includes a memory and one or more processors, includes receiving, at the electronic processing system, operational data indicative of when a vehicle is driven according to an automated control mode in which an automated driving system of the vehicle is active, storing the received operational data in the memory, and determining, via the one or more processors and based on the stored operational data, a risk indicator representing a risk of loss associated with the vehicle.

    Abstract translation: 在包括存储器和一个或多个处理器的电子处理系统中实现的一种方法包括在电子处理系统处接收根据自动控制模式指示车辆何时被驱动的操作数据，其中自动驾驶系统 所述车辆是活动的，将所接收的操作数据存储在所述存储器中，并且经由所述一个或多个处理器并且基于所存储的操作数据确定代表与所述车辆相关联的损失风险的风险指示器。

    Vehicle sensor collection of other vehicle information
    4.
    发明授权
    Vehicle sensor collection of other vehicle information 有权

    公开(公告)号：US10991170B1

    公开(公告)日：2021-04-27

    申请号：US15848099

    申请日：2017-12-20

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Todd Binion ,  Joe Harr ,  Brian Fields ,  Steven Cielocha ,  Steve J. Balbach

    IPC: G07C5/00 ,  G06Q40/08

    Abstract: A method, implemented in an electronic processing system that includes a memory and one or more processors, includes receiving, at the electronic processing system, sensor data representing information collected by a sensor (i) located on or in a first vehicle and (ii) configured to sense an environment external to the first vehicle, and storing the received sensor data in the memory. The method also includes processing the stored sensor data to determine conditions in which the second vehicle was driven, driving habits of a driver of the second vehicle, and an identifying characteristic of the second vehicle. The method further includes identifying the driver of the second vehicle using the identifying characteristic, and determining a risk level for the driver of the second vehicle using the determined conditions and driving habits.

    TARGETED ADVERTISING USING VEHICLE INFORMATION
    6.
    发明申请
    TARGETED ADVERTISING USING VEHICLE INFORMATION 审中-公开
    使用车辆信息的目标广告

    公开(公告)号：US20150112800A1

    公开(公告)日：2015-04-23

    申请号：US14057456

    申请日：2013-10-18

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Todd Binion ,  Joe Harr ,  Brian Fields ,  Steven Cielocha ,  Steve Balbach

    IPC: G06Q30/02

    CPC classification number: G06Q30/0255

    Abstract: A method, implemented in an electronic processing system that includes a memory and one or more processors, includes receiving, at the electronic processing system, vehicle data indicative of one or both of (i) a location or route of a vehicle and (ii) operation of the vehicle, storing the received vehicle data in the memory, determining, via the one or more processors and based on the stored vehicle data, a habit or preference of a driver of the vehicle, and causing an advertisement to be selected based on the determined habit or preference.

    Abstract translation: 一种在包括存储器和一个或多个处理器的电子处理系统中实现的方法包括在电子处理系统处接收指示（i）车辆的位置或路线中的一个或两个的车辆数据，以及（ii） 车辆的操作，将接收到的车辆数据存储在存储器中，经由一个或多个处理器和基于存储的车辆数据确定车辆驾驶员的习惯或偏好，并且基于 确定的习惯或偏好。

    SYSTEMS AND METHODS TO ASSESS THE CONDITION OF A PROPERTY
    8.
    发明申请
    SYSTEMS AND METHODS TO ASSESS THE CONDITION OF A PROPERTY 审中-公开
    评估物业条件的系统和方法

    公开(公告)号：US20150100508A1

    公开(公告)日：2015-04-09

    申请号：US14047279

    申请日：2013-10-07

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Todd Binion ,  Kelly S. Minter ,  Heidi Brown-McCreery ,  Michael Harris ,  Jeremy Myers ,  Brian Fields ,  Joe Harr

    IPC: G06Q50/16 ,  G06Q10/06

    CPC classification number: G06Q50/16 ,  G06Q10/06

    Abstract: A method for reporting property ownership information includes receiving an enrollment from a customer and retrieving existing condition data corresponding to the property from a condition database. Further, the method includes gathering additional condition data corresponding to the property and analyzing the existing condition data and the additional condition data to establish a property condition trend. Subsequently, a property ownership report is generated and communicated to a remote computing device for presentation to a customer.

    Abstract translation: 用于报告财产所有权信息的方法包括从客户接收注册并从条件数据库检索对应于该属性的现有条件数据。 此外，该方法包括收集对应于该属性的附加条件数据并分析现有条件数据和附加条件数据以建立属性条件趋势。 随后，生成财产所有权报告并将其传达给远程计算设备以呈现给客户。

    Systems and methods to assess the condition of a vehicle
    9.
    发明授权
    Systems and methods to assess the condition of a vehicle 有权

    公开(公告)号：US11741509B2

    公开(公告)日：2023-08-29

    申请号：US17723890

    申请日：2022-04-19

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Todd Binion ,  Kelly S. Minter ,  Heidi Brown-McCreery ,  Michael Harris ,  Jeremy Myers ,  Brian M. Fields ,  Joe Harr

    IPC: G06Q30/02

    CPC classification number: G06Q30/0278

    Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, where the condition of the vehicle includes a market value of the vehicle and an overall quality level of the vehicle, and receiving a geographic location of a computing device. Still further, the method includes generating a vehicle condition report, where the vehicle condition report includes an interactive image of a first set of one or more visual condition descriptors indicative of the condition of the vehicle. Moreover, the method includes customizing the vehicle condition report according to the climate associated with the geographic location for the computing device, and communicating the vehicle condition report to the second computing device.

    Creating a virtual model of a vehicle event
    10.
    发明授权
    Creating a virtual model of a vehicle event 有权

    公开(公告)号：US10140417B1

    公开(公告)日：2018-11-27

    申请号：US15237832

    申请日：2016-08-16

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Todd Binion ,  Joe Harr ,  Brian Fields ,  Steven Cielocha ,  Steve J. Balbach

    IPC: G06F17/50

    Abstract: A method includes receiving external data including a plurality of data points indicative of a plurality of respective states of an environment external to a vehicle. The external data is data that was received by the vehicle from a handheld mobile communication device external to the vehicle (e.g., a mobile communication device of a pedestrian) via a wireless link, and is indicative of objects sensed by the handheld mobile communication device. The method also includes storing the external data in a memory, generating a virtual model of an event (e.g., accident) involving at least one vehicle using the stored plurality of data points, and causing the virtual model of the event to be displayed.

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