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公开(公告)号：US11741509B2
公开(公告)日：2023-08-29
申请号：US17723890
申请日：2022-04-19
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian M. Fields , Joe Harr
IPC: G06Q30/02
CPC classification number: G06Q30/0278
Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, where the condition of the vehicle includes a market value of the vehicle and an overall quality level of the vehicle, and receiving a geographic location of a computing device. Still further, the method includes generating a vehicle condition report, where the vehicle condition report includes an interactive image of a first set of one or more visual condition descriptors indicative of the condition of the vehicle. Moreover, the method includes customizing the vehicle condition report according to the climate associated with the geographic location for the computing device, and communicating the vehicle condition report to the second computing device.
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公开(公告)号：US10409953B2
公开(公告)日：2019-09-10
申请号：US14259780
申请日：2014-04-23
Inventor： David Turrentine , Jeremy Myers , Abby Tohline , Angi Bobsin , Kelly S. Minter , Miranda Kemp , Larry J. Ingrum
IPC: G06F19/00 , G06Q40/08 , A61B5/15 , G06Q50/22 , G16H10/40 , A61B5/1171 , A61B5/151 , A61B5/117 , G01N1/00 , A61B10/00
Abstract: The present disclosure generally relates to bio-sample, such as a dried blood spot (DBS) sample, a breath sample, an endothelial sample, saliva sample, etc., collection kits and identity authenticating mechanisms for the sample donors. The present disclosure further relates to systems and methods for generating biomarker data using bio-sample analysis information and authenticating information. The biomarker data may be used to determine an insurance score.
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公开(公告)号：US20150100508A1
公开(公告)日：2015-04-09
申请号：US14047279
申请日：2013-10-07
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian Fields , Joe Harr
Abstract: A method for reporting property ownership information includes receiving an enrollment from a customer and retrieving existing condition data corresponding to the property from a condition database. Further, the method includes gathering additional condition data corresponding to the property and analyzing the existing condition data and the additional condition data to establish a property condition trend. Subsequently, a property ownership report is generated and communicated to a remote computing device for presentation to a customer.
Abstract translation: 用于报告财产所有权信息的方法包括从客户接收注册并从条件数据库检索对应于该属性的现有条件数据。 此外，该方法包括收集对应于该属性的附加条件数据并分析现有条件数据和附加条件数据以建立属性条件趋势。 随后，生成财产所有权报告并将其传达给远程计算设备以呈现给客户。
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公开(公告)号：US10423989B2
公开(公告)日：2019-09-24
申请号：US14047256
申请日：2013-10-07
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian Fields , Joe Harr
IPC: G06Q30/02
Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle, and developing one or more condition descriptors reflecting the condition of the vehicle. Still further, the method includes generating a vehicle condition report including an indication of the one or more condition descriptors and communicating, via the computer network, the vehicle condition report to a remote computing device for presentation to a user of the remote computing device.
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5.发明申请Personal Health Data Gathering for Incentive and Insurance Rating Purposes 审中-公开个人健康数据收集用于激励和保险等级目的公开(公告)号：US20150134344A1
公开(公告)日：2015-05-14
申请号：US14078793
申请日：2013-11-13
Inventor： David Turrentine , Jeremy Myers , Abby Tohline , Angi Bobsin , Kelly S. Minter , Larry J. Ingrum
IPC: G06F19/00
CPC classification number: G06F19/328
Abstract: An insurance method and computer system provides incentives and insurance ratings to a policy holder. The policy holder may opt to participate in an incentives program in which the method and system may receive baseline personal health data that indicates a baseline health condition and a target goal to improve or maintain that baseline health condition over a specified time period. The method and system may then receive and analyze personal health data generated by a sensor that monitors a current health condition over the specified time period to determine whether the target goal has been achieved. The method and system may provide an indication of an incentive to the policy holder in response to receiving the personal health data generated by the sensor, and may provide an indication of a further incentive in response to determining that the target goal has been met.
Abstract translation: 保险方法和计算机系统为保单持有人提供激励和保险评级。 保单持有人可以选择参与奖励计划，其中方法和系统可以接收基准个人健康数据，指示基线健康状况，以及在指定时间段内改善或维持该基线健康状况的目标目标。 该方法和系统然后可以接收和分析由传感器生成的个人健康数据，所述传感器在指定的时间段内监视当前健康状况，以确定目标目标是否已经实现。 所述方法和系统可以响应于接收到由传感器产生的个人健康数据而向保单持有者提供激励的指示，并且可以响应于确定已经满足目标目标来提供进一步激励的指示。
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Patent Agency Ranking
公开(公告)号：US20230351453A1
公开(公告)日：2023-11-02
申请号：US18218912
申请日：2023-07-06
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian Fields , Joe Harr
IPC: G06Q30/02
CPC classification number: G06Q30/0278
Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, where the condition of the vehicle includes a market value of the vehicle and an overall quality level of the vehicle, and receiving a geographic location of a computing device. Still further, the method includes generating a vehicle condition report, where the vehicle condition report includes an interactive image of a first set of one or more visual condition descriptors indicative of the condition of the vehicle. Moreover, the method includes customizing the vehicle condition report according to the climate associated with the geographic location for the computing device, and communicating the vehicle condition report to the second computing device.
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公开(公告)号：US20220245682A1
公开(公告)日：2022-08-04
申请号：US17723890
申请日：2022-04-19
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian M. Fields , Joe Harr
IPC: G06Q30/02
Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, where the condition of the vehicle includes a market value of the vehicle and an overall quality level of the vehicle, and receiving a geographic location of a computing device. Still further, the method includes generating a vehicle condition report, where the vehicle condition report includes an interactive image of a first set of one or more visual condition descriptors indicative of the condition of the vehicle. Moreover, the method includes customizing the vehicle condition report according to the climate associated with the geographic location for the computing device, and communicating the vehicle condition report to the second computing device.
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公开(公告)号：US11334926B1
公开(公告)日：2022-05-17
申请号：US16535345
申请日：2019-08-08
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian M. Fields , Joe Harr
IPC: G06Q30/02
Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, where the condition of the vehicle includes a market value of the vehicle and an overall quality level of the vehicle, and receiving a geographic location of a computing device. Still further, the method includes generating a vehicle condition report, where the vehicle condition report includes an interactive image of a first set of one or more visual condition descriptors indicative of the condition of the vehicle. Moreover, the method includes customizing the vehicle condition report according to the climate associated with the geographic location for the computing device, and communicating the vehicle condition report to the second computing device.
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公开(公告)号：US20150100506A1
公开(公告)日：2015-04-09
申请号：US14047268
申请日：2013-10-07
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian Fields , Joe Harr
IPC: G06Q30/02
CPC classification number: G06Q30/0278
Abstract: A method for reporting vehicle ownership information includes receiving an enrollment from a customer, wherein the enrollment includes information identifying a vehicle and retrieving a plurality of condition data corresponding to the vehicle from one or more databases. The method further includes analyzing the existing condition data and the additional condition data to establish a vehicle condition trend. The vehicle condition trend reflects changes in a condition of the vehicle, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle. Still further, the method includes generating a vehicle ownership report, wherein the vehicle ownership report includes indications of the vehicle condition trend, and communicating the vehicle ownership report to a remote computing device for presentation to the customer.
Abstract translation: 用于报告车辆所有权信息的方法包括从客户接收登记，其中所述登记包括识别车辆的信息并且从一个或多个数据库检索对应于所述车辆的多个条件数据。 该方法还包括分析现有条件数据和附加条件数据以建立车辆状态趋势。 车辆状态趋势反映车辆状况的变化，其中车辆的状况与车辆的质量或价值中的至少一个有关。 此外，该方法包括生成车辆所有权报告，其中车辆所有权报告包括车辆状况趋势的指示，以及将车辆所有权报告传送到远程计算设备以呈现给客户。
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公开(公告)号：US20150100448A1
公开(公告)日：2015-04-09
申请号：US14047274
申请日：2013-10-07
Inventor： Todd Binion , Kelly S. Minter , Heidi Brown-McCreery , Michael Harris , Jeremy Myers , Brian Fields , Joe Harr
IPC: G06Q30/08
CPC classification number: G06Q30/08
Abstract: A method for buying and selling vehicles includes receiving information identifying a vehicle, retrieving condition data corresponding to the vehicle from a condition database, wherein a device inside the vehicle generates at least some of the condition data while the vehicle is being operated, and analyzing the condition data to determine a condition of the vehicle, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle. Further, the method includes communicating an indication of the vehicle condition to an end user device, and, in response to the indication of the vehicle condition, receiving an offer to purchase the vehicle. A notification is generated based on the offer to purchase the vehicle, wherein the notification indicates a status of a purchase of the vehicle according to the offer to purchase the vehicle, and the notification is communicated to the end user device.
Abstract translation: 一种购买和销售车辆的方法包括接收识别车辆的信息，从条件数据库中检索与车辆相对应的条件数据，其中车辆内部的装置在车辆运行时产生至少一些条件数据，并且分析 条件数据以确定车辆的状况，其中车辆的状况涉及车辆的质量或价值中的至少一个。 此外，该方法包括将终端用户设备的车辆状况指示，以及响应车辆状况的指示，接收购买车辆的报价。 基于购买车辆的报价生成通知，其中通知根据购买车辆的要约来指示购买车辆的状态，并将该通知传送给最终用户装置。
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