公开(公告)号：US11663675B1

公开(公告)日：2023-05-30

申请号：US17170741

申请日：2021-02-08

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Hannah Estes ,  Audrey Schwartz ,  Michael DiBenedetto ,  James P. Rodriguez ,  Anna Zarkoob ,  Ben Tucker ,  Dar Beachy ,  Elijah Abella ,  Diana Sherwood ,  Emily Bryant ,  Kristin Sellers ,  Brian M. Fields ,  Hanpei Zhang

IPC: G06F11/07 ,  G06F11/263 ,  G06F11/32 ,  G06Q40/08 ,  G06Q50/30 ,  G06N20/00

CPC classification number: G06Q40/08 ,  G06N20/00 ,  G06Q50/30

Abstract: Systems and methods relating to improving the experience of gig-economy workers are disclosed, with particular reference to gig-economy work involving vehicle use. Such systems and methods include automatically monitoring and evaluating activities such as driving during performance of gigs, as well as providing recommendations based thereupon. Gig-related activities may be automatically detected based upon data provided by a mobile device associated with the gig-economy worker, thereby automatically generating a record of such activities for the worker. Telematics data indicative of movement of a vehicle may be collected and analyzed to detect gig-economy activities. During or after performance of gig-economy work, data automatically collected may be used to generate and present recommendations or education points to the gig-economy worker.

公开(公告)号：US20230401509A1

公开(公告)日：2023-12-14

申请号：US18239256

申请日：2023-08-29

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Hannah Estes ,  Audrey Schwartz ,  Michael DiBenedetto ,  James P. Rodriguez ,  Anna Zarkoob ,  Ben Tucker ,  Dar Beachy ,  Elijah Abella ,  Diana Sherwood ,  Emily Bryant ,  Kristin Sellers ,  Brian Fields ,  Hanpei Zhang

IPC: G06Q10/0635 ,  G06Q10/02 ,  G06N20/00 ,  G06Q10/0639 ,  G06Q10/0633

CPC classification number: G06Q10/0635 ,  G06Q10/02 ,  G06N20/00 ,  G06Q10/06398 ,  G06Q10/0633

Abstract: Systems and methods relating to improving the experience of gig-economy workers are disclosed, with particular reference to gig-economy work involving vehicle use. Such systems and methods include automatically monitoring and evaluating activities such as driving during performance of gigs, as well as providing recommendations based thereupon. Transferable tokens may be used to apply information across various types of gig activities. Such a transferable token may represent one or more risk levels associated with a gig-economy worker to provide reputational information between gig-economy platforms or between types of gig-economy activities. Thus, the transferable token may enable a gig-economy worker to transfer high customer ratings across gig-economy platforms.

公开(公告)号：US20240338777A1

公开(公告)日：2024-10-10

申请号：US18631251

申请日：2024-04-10

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： John Hurliman ,  Kami Lavallier ,  Emily Bryant ,  Sondra Mulford ,  Amy L. Starr ,  Christopher Sawula

IPC: G06Q40/08

CPC classification number: G06Q40/08

Abstract: The following relates generally to a home ecosystem and home ecosystem app. In some embodiments, one or more processors: (1) receive data from a plurality of data sources, the plurality of data sources including: smart home devices, a weather database, an insurance company, a real estate & property data company, artificial intelligence (AI) company, an electrical data company, a security company, and/or a property risk data company; (2) determine, based upon the received data from the plurality of data sources, that an event has occurred that will damage or has damaged an insured asset; and/or (3) initiate an action based upon the determination that the event has occurred.

公开(公告)号：US20240177241A1

公开(公告)日：2024-05-30

申请号：US18434364

申请日：2024-02-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Hannah Estes ,  Audrey Schwartz ,  Michael DiBenedetto ,  James P. Rodriguez ,  Anna Zarkoob ,  Ben Tucker ,  Dar Beachy ,  Elijah Abella ,  Diana Sherwood ,  Emily Bryant ,  Kristin Sellers ,  Brian M. Fields ,  Hanpei Zhang

IPC: G06Q40/08 ,  G01C21/34 ,  G01C21/36 ,  G06Q10/02 ,  G06Q10/04 ,  G06Q10/0631 ,  G06Q20/40 ,  G06Q30/0207 ,  G06Q50/40 ,  G08G1/00

CPC classification number: G06Q40/08 ,  G01C21/3438 ,  G01C21/3605 ,  G06Q10/02 ,  G06Q10/04 ,  G06Q10/06315 ,  G06Q20/401 ,  G06Q30/0207 ,  G06Q50/40 ,  G08G1/202

Abstract: Systems and methods relating to improving the experience of gig-economy workers are disclosed, with particular reference to gig-economy work involving vehicle use. During or after performance of gig-economy work, data automatically collected may be used to generate and present recommendations or education points to gig-economy workers. Such recommendations may include targeted alerts to notify gig-economy workers of high-demand situations or to coordinate between gig-economy workers and gig-economy customers. Alerts may be generated based upon current excess demand for gig-economy services, as well as gig-economy worker availability and preferences. For example, alerts may be generated in response to detecting emergency conditions in an area in order to mobilize a large number of gig-economy transportation service providers.

公开(公告)号：US20240338776A1

公开(公告)日：2024-10-10

申请号：US18631234

申请日：2024-04-10

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： John Hurliman ,  Kami Lavallier ,  Emily Bryant ,  Sondra Mulford ,  Amy L. Starr ,  Christopher Sawula

IPC: G06Q40/08

CPC classification number: G06Q40/08

Abstract: The following relates generally to a home ecosystem and home ecosystem app. In some embodiments, one or more processors: (1) receive data from a plurality of data sources, the plurality of data sources including: smart home devices, a weather database, an insurance company, a real estate & property data company, artificial intelligence (AI) company, an electrical data company, a security company, and/or a property risk data company; (2) predict, based upon the received data from the plurality of data sources, that an event will occur that will damage an insured asset; and/or (3) initiate an action based upon the prediction that the event will occur.

公开(公告)号：US11928738B1

公开(公告)日：2024-03-12

申请号：US17170838

申请日：2021-02-08

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Hannah Estes ,  Audrey Schwartz ,  Michael DiBenedetto ,  James P. Rodriguez ,  Anna Zarkoob ,  Ben Tucker ,  Dar Beachy ,  Elijah Abella ,  Diana Sherwood ,  Emily Bryant ,  Kristin Sellers ,  Brian M. Fields ,  Hanpei Zhang

IPC: G06Q40/08 ,  G01C21/34 ,  G01C21/36 ,  G06Q10/02 ,  G06Q10/04 ,  G06Q10/0631 ,  G06Q20/40 ,  G06Q30/0207 ,  G06Q50/30 ,  G08G1/00

CPC classification number: G06Q40/08 ,  G01C21/3438 ,  G01C21/3605 ,  G06Q10/02 ,  G06Q10/04 ,  G06Q10/06315 ,  G06Q20/401 ,  G06Q30/0207 ,  G06Q50/30 ,  G08G1/202

Abstract: Systems and methods relating to improving the experience of gig-economy workers are disclosed, with particular reference to gig-economy work involving vehicle use. During or after performance of gig-economy work, data automatically collected may be used to generate and present recommendations or education points to gig-economy workers. Such recommendations may include targeted alerts to notify gig-economy workers of high-demand situations or to coordinate between gig-economy workers and gig-economy customers. Alerts may be generated based upon current excess demand for gig-economy services, as well as gig-economy worker availability and preferences. For example, alerts may be generated in response to detecting emergency conditions in an area in order to mobilize a large number of gig-economy transportation service providers.

公开(公告)号：US20240005376A1

公开(公告)日：2024-01-04

申请号：US17170833

申请日：2021-02-08

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Hannah Estes ,  Audrey Schwartz ,  Michael DiBenedetto ,  James P. Rodriguez ,  Anna Zarkoob ,  Ben Tucker ,  Dar Beachy ,  Elijah Abella ,  Diana Sherwood ,  Emily Bryant ,  Kristin Sellers ,  Brian M. Fields ,  Hanpei Zhang

IPC: G06Q30/06 ,  G06Q50/30 ,  G06Q10/06 ,  G06Q50/26 ,  G07C5/00 ,  G06N20/00 ,  H04W4/40 ,  G08G1/09

CPC classification number: G06Q30/0631 ,  G06Q50/30 ,  G06Q10/063114 ,  G06Q50/26 ,  G06Q30/0269 ,  G06N20/00 ,  H04W4/40 ,  G08G1/09 ,  G07C5/008

Abstract: Systems and methods relating to improving the experience of gig-economy workers are disclosed, with particular reference to gig-economy work involving vehicle use. Such systems and methods include automatically monitoring and evaluating activities such as driving during performance of gigs, as well as providing recommendations based thereupon. During or after performance of gig-economy work, data automatically collected may be used to generate and present recommendations or education points to the gig-economy worker. Such recommendations may include recommendations to optimize gig metrics of interest to the gig-economy worker. Such recommendations may be related to nearby products or services and may be displayed to gig-economy workers or customers in various embodiments.

公开(公告)号：US11783257B1

公开(公告)日：2023-10-10

申请号：US17170830

申请日：2021-02-08

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Hannah Estes ,  Audrey Schwartz ,  Michael DiBenedetto ,  James P. Rodriguez ,  Anna Zarkoob ,  Ben Tucker ,  Dar Beachy ,  Elijah Abella ,  Diana Sherwood ,  Emily Bryant ,  Kristin Sellers ,  Brian M. Fields ,  Hanpei Zhang

IPC: G06Q10/00 ,  G06N20/00 ,  G06Q10/0635 ,  G06Q10/0639 ,  G06Q10/02 ,  G06Q10/0633

CPC classification number: G06Q10/0635 ,  G06N20/00 ,  G06Q10/02 ,  G06Q10/0633 ,  G06Q10/06398

Abstract: Systems and methods relating to improving the experience of gig-economy workers are disclosed, with particular reference to gig-economy work involving vehicle use. Such systems and methods include automatically monitoring and evaluating activities such as driving during performance of gigs, as well as providing recommendations based thereupon. Transferable tokens may be used to apply information across various types of gig activities. Such a transferable token may represent one or more risk levels associated with a gig-economy worker to provide reputational information between gig-economy platforms or between types of gig-economy activities. Thus, the transferable token may enable a gig-economy worker to transfer high customer ratings across gig-economy platforms.

公开(公告)号：US20230260046A1

公开(公告)日：2023-08-17

申请号：US18136966

申请日：2023-04-20

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Hannah Estes ,  Audrey Schwartz ,  Michael DiBenedetto ,  James P. Rodriguez ,  Anna Zarkoob ,  Ben Tucker ,  Dar Beachy ,  Elijah Abella ,  Diana Sherwood ,  Emily Bryant ,  Kristin Sellers ,  Brian Fields ,  Hanpei Zhang

IPC: G06Q40/08 ,  G06N20/00 ,  G06Q50/30

CPC classification number: G06Q40/08 ,  G06N20/00 ,  G06Q50/30

Abstract: Systems and methods relating to improving the experience of gig-economy workers are disclosed, with particular reference to gig-economy work involving vehicle use. Such systems and methods include automatically monitoring and evaluating activities such as driving during performance of gigs, as well as providing recommendations based thereupon. Gig-related activities may be automatically detected based upon data provided by a mobile device associated with the gig-economy worker, thereby automatically generating a record of such activities for the worker. Telematics data indicative of movement of a vehicle may be collected and analyzed to detect gig-economy activities. During or after performance of gig-economy work, data automatically collected may be used to generate and present recommendations or education points to the gig-economy worker.