公开(公告)号：US20240394758A1

公开(公告)日：2024-11-28

申请号：US18674205

申请日：2024-05-24

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Kami Lavallier ,  Cara B. Shoup ,  Michael J. Maier

IPC: G06Q30/02

Abstract: Smart home-related technology is provided. A computer system is programmed to: a) receive a first element of home data from the home controller; b) determine a safety score for the residential property based at least in part on the first element of home data; c) receive a first element of external data from the one or more external data sources, the first element of external data relating to a geographical region of the residential property; d) determine a home health score for the residential property; e) determine at least one product provider and service provider to be able to improve the home health score based at least in part upon the first element of home data and the first element of external data; and/or f) cause to be displayed information about the at least one product provider and service provider to improve the home health score.

公开(公告)号：US20240338777A1

公开(公告)日：2024-10-10

申请号：US18631251

申请日：2024-04-10

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： John Hurliman ,  Kami Lavallier ,  Emily Bryant ,  Sondra Mulford ,  Amy L. Starr ,  Christopher Sawula

IPC: G06Q40/08

CPC classification number: G06Q40/08

Abstract: The following relates generally to a home ecosystem and home ecosystem app. In some embodiments, one or more processors: (1) receive data from a plurality of data sources, the plurality of data sources including: smart home devices, a weather database, an insurance company, a real estate & property data company, artificial intelligence (AI) company, an electrical data company, a security company, and/or a property risk data company; (2) determine, based upon the received data from the plurality of data sources, that an event has occurred that will damage or has damaged an insured asset; and/or (3) initiate an action based upon the determination that the event has occurred.

公开(公告)号：US11367527B1

公开(公告)日：2022-06-21

申请号：US16996603

申请日：2020-08-18

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Stephen Dunstan ,  Kami Lavallier ,  Edward P. Matesevac ,  Mary Kay Mueller ,  Vallory Clardy ,  Matthew Morrison ,  Nirav Patel ,  Francesco Radicati ,  Beth Ann Snell ,  Cara Lawlor Quigley ,  Caroline Mead ,  Kelsey Schachter ,  Brea Dutt ,  Lindsay Meyer ,  Leny Santana ,  Marta Coleman ,  Christine Pizzo

IPC: G16H40/67 ,  G16H80/00 ,  G06F3/16 ,  H04L51/02 ,  G16H10/60

Abstract: Provided herein is a digital care circle platform for electronic communication between a senior and virtual care circle members. The digital care circle platform may include a chatbot and an application associated with the senior, a mobile application associated with the plurality of virtual care circle members, at least one processor in communication with at least one memory device, and one or more servers, sensors, wearables, and transceivers. The at least one processor may be configured to: (i) accept event posts from the senior via the chatbot and application and from each virtual care circle member of the plurality of virtual care circle members via the mobile application, (ii) detect pro-active check-ins from the senior, and (iii) generate, once a pro-active check-in is detected, an electronic communication detailing the pro-active check-in as a pro-active check-in event, and transmit the pro-active check-in event to the virtual care circle members.

公开(公告)号：US20250104155A1

公开(公告)日：2025-03-27

申请号：US18656848

申请日：2024-05-07

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Amy L. Starr ,  Kami Lavallier

IPC: G06Q40/08

Abstract: The following relates generally to smart home technology, home maintenance and upkeep, and home damage prevention and mitigation; and more specifically to generating and/or displaying home scores for a property. In some embodiments, one or more processors: retrieve attributes of a property; determine, from the attributes, (i) a property subscore, (ii) a safety subscore, (iii) a weather subscore, (iv) a connectivity subscore, and/or (v) a property insurance coverage subscore; generate an overall home score of the property based upon the subscores; and display (i) one or more of the home subscores, and (ii) the overall home score.

公开(公告)号：US20240338776A1

公开(公告)日：2024-10-10

申请号：US18631234

申请日：2024-04-10

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： John Hurliman ,  Kami Lavallier ,  Emily Bryant ,  Sondra Mulford ,  Amy L. Starr ,  Christopher Sawula

IPC: G06Q40/08

CPC classification number: G06Q40/08

Abstract: The following relates generally to a home ecosystem and home ecosystem app. In some embodiments, one or more processors: (1) receive data from a plurality of data sources, the plurality of data sources including: smart home devices, a weather database, an insurance company, a real estate & property data company, artificial intelligence (AI) company, an electrical data company, a security company, and/or a property risk data company; (2) predict, based upon the received data from the plurality of data sources, that an event will occur that will damage an insured asset; and/or (3) initiate an action based upon the prediction that the event will occur.