-
公开(公告)号:US12022290B2
公开(公告)日:2024-06-25
申请号:US18174457
申请日:2023-02-24
申请人: PAYPAL, INC.
IPC分类号: H04W12/08 , G06F21/60 , G06Q20/32 , G06Q20/34 , G06Q20/40 , H04L9/40 , H04L67/10 , H04L67/1095 , H04W4/60 , H04W4/80
CPC分类号: H04W12/08 , G06F21/606 , G06Q20/3223 , G06Q20/3227 , G06Q20/3278 , G06Q20/351 , G06Q20/405 , H04L63/04 , H04L63/08 , H04L67/10 , H04L67/1095 , H04W4/60 , H04W4/80
摘要: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.
-
公开(公告)号:US10681772B2
公开(公告)日:2020-06-09
申请号:US16149048
申请日:2018-10-01
申请人: PAYPAL, INC.
IPC分类号: H04W84/18 , H04W76/14 , H04W84/12 , H04W12/00 , H04L29/08 , H04W12/04 , H04B5/04 , H04W16/14 , H04W4/80 , H04L29/06 , H04W12/02
摘要: Systems and methods are provided for facilitating wireless connections using a Bluetooth® low energy (BLE) beacon installed at a location. In particular, the provided systems and methods may facilitate wireless connections by providing credentials for accessing a wireless network at the location when a user checks in to the location using a user device in communication with the BLE beacon. The provided systems and methods may further facilitate wireless connections by establishing a Wi-Fi Direct connection with the user device to quickly provide content to the user device while at the location.
-
公开(公告)号:US10255623B2
公开(公告)日:2019-04-09
申请号:US14662757
申请日:2015-03-19
申请人: PAYPAL, INC.
摘要: Systems and methods are provided which allow for the management of multiple beacons using a network-connected primary beacon in communication with the multiple beacons. The primary beacon may be in communication with the other beacons in the network using a low power wireless technology, such as Bluetooth® low energy (BLE). The primary beacon may receive updates and content from a server over a network to which the primary beacon is in communication, and then send the received updates and content to the other beacons. Moreover, the other beacons may periodically provide updates or collect information and provide this information to the primary beacon, which can then send the updates or collected information to the server for storage and/or analysis.
-
4.
公开(公告)号:US20180343690A1
公开(公告)日:2018-11-29
申请号:US15986735
申请日:2018-05-22
申请人: PayPal, Inc.
CPC分类号: H04W76/11 , H04M17/305 , H04W4/80 , H04W8/005 , H04W40/244 , H04W48/16 , H04W84/18
摘要: Systems and methods for reusing generic tokens using a Bluetooth® low energy (BLE) beacon. The systems and methods include a user device including a wireless transceiver, a memory for storing a generic token, and one or more processors coupled to the memory and the wireless transceiver. The wireless transceiver is configured to communicate with a beacon using a BLE communications protocol, receive a beacon identifier from the beacon, send a check in request to the beacon, and receive token differences from the beacon. The processors are configured to recreate a custom token based on the stored generic token and the received token differences. The beacon is configured to forward the check in request to a server. The server is configured to verify the user device and create the custom token and the token differences between the custom and generic tokens for return to the user device via the beacon.
-
公开(公告)号:US10140657B2
公开(公告)日:2018-11-27
申请号:US15800425
申请日:2017-11-01
申请人: PayPal, Inc.
摘要: There are provided systems and methods for wireless beacon connections for providing digital letters of credit on detection of a user at a location. A payment provider may authorize use of one or more wireless beacons at a merchant location. When a user arrives at the merchant location, the user may be checked in through a communication device in possession of the user. Once checked in to the merchant location, the payment provider may determine and amount of credit to extend to the user based on the user's credit worthiness (for example, their credit rating, asset to debt ratio, etc.). The payment provider may then generate a letter of credit, which the payment provider may limit in use by time, location, etc. The payment provider may communicate the letter of credit to the user for use at the merchant location.
-
公开(公告)号:US10091836B2
公开(公告)日:2018-10-02
申请号:US15590658
申请日:2017-05-09
申请人: PayPal, Inc.
IPC分类号: H04L12/26 , H04W84/18 , H04L29/08 , H04W84/12 , H04B5/04 , H04W76/02 , H04W16/14 , H04W76/14
摘要: Systems and methods are provided for facilitating wireless connections using a Bluetooth® low energy (BLE) beacon installed at a location. In particular, the provided systems and methods may facilitate wireless connections by providing credentials for accessing a wireless network at the location when a user checks in to the location using a user device in communication with the BLE beacon. The provided systems and methods may further facilitate wireless connections by establishing a Wi-Fi Direct connection with the user device to quickly provide content to the user device while at the location.
-
公开(公告)号:US20180218292A1
公开(公告)日:2018-08-02
申请号:US15857471
申请日:2017-12-28
申请人: PayPal, Inc.
CPC分类号: G06Q10/02 , G06Q50/01 , G06Q2220/10 , H04L9/3247 , H04L63/061 , H04L2209/38 , H04L2209/805 , H04W4/80
摘要: The present disclosure involves a method of verifying user check-ins to a venue. The method includes initializing a digital check-in chain for a venue. The method includes expanding, electronically by a processor, the check-in chain with a plurality of check-in entries that each correspond to a visit to the venue by a respective user. Each check-in entry on the check-in chain is generated in response to one or more preceding check-in entries on the check-in chain. The method includes detecting fraudulent check-in entries in response to a split in the check-in chain. The method includes removing the fraudulent check-in entries from the check-in chain.
-
公开(公告)号:US20180144333A1
公开(公告)日:2018-05-24
申请号:US15865111
申请日:2018-01-08
申请人: Paypal, Inc.
IPC分类号: G06Q20/32 , G06Q20/38 , H04W4/02 , H04W4/021 , H04L12/931 , G06Q30/02 , G06Q20/20 , H04W88/02
CPC分类号: G06Q20/3224 , G06Q20/20 , G06Q20/202 , G06Q20/32 , G06Q20/322 , G06Q20/3226 , G06Q20/327 , G06Q20/3278 , G06Q20/3829 , G06Q30/0261 , G06Q30/0267 , H04L49/201 , H04W4/021 , H04W4/023 , H04W88/02
摘要: Computing systems and methods for facilitating consumer transactions in retail and other establishments include communication interfaces adapted to couple a computing system to a plurality of third party phones or other mobile electronic devices, storage components adapted to store user information, participating merchant information, or any combination thereof, and processors in communication with the communication interfaces and storage components. The processors are adapted to facilitate the automatic wireless checkins of third party users of the third party phones or other mobile electronic devices at participating merchants. Such automatic wireless checkins take place when the third party phones or mobile electronic devices are simply present at the participating merchants, without any affirmative activity by the users at the participating merchants.
-
公开(公告)号:US20170311361A1
公开(公告)日:2017-10-26
申请号:US15482983
申请日:2017-04-10
申请人: PAYPAL, INC.
CPC分类号: H04W76/11 , H04M17/305 , H04W4/80 , H04W40/244
摘要: Systems and methods for reusing generic tokens using a Bluetooth® low energy (BLE) beacon. The systems and methods include a user device including a wireless transceiver, a memory for storing a generic token, and one or more processors coupled to the memory and the wireless transceiver. The wireless transceiver is configured to communicate with a beacon using a BLE communications protocol, receive a beacon identifier from the beacon, send a check in request to the beacon, and receive token differences from the beacon. The processors are configured to recreate a custom token based on the stored generic token and the received token differences. The beacon is configured to forward the check in request to a server. The server is configured to verify the user device and create the custom token and the token differences between the custom and generic tokens for return to the user device via the beacon.
-
10.
公开(公告)号:US20170223483A1
公开(公告)日:2017-08-03
申请号:US15431639
申请日:2017-02-13
申请人: PAYPAL, INC.
IPC分类号: H04W4/00 , H04W48/10 , H04W76/02 , H04L29/06 , G06Q20/32 , G06Q20/12 , G06Q30/02 , H04W12/06 , H04W8/00 , H04W76/06
CPC分类号: H04W4/80 , G06F21/10 , G06F21/31 , G06F21/35 , G06Q20/12 , G06Q20/20 , G06Q20/3223 , G06Q20/3224 , G06Q20/327 , G06Q30/00 , G06Q30/0267 , H04B7/26 , H04L9/0631 , H04L63/068 , H04L63/0823 , H04L63/0876 , H04L67/18 , H04L67/22 , H04L67/24 , H04W4/025 , H04W4/06 , H04W4/21 , H04W8/005 , H04W12/02 , H04W12/04 , H04W12/06 , H04W40/244 , H04W48/10 , H04W76/11 , H04W76/34
摘要: Systems and methods are provided for checking many users in to a location using a Bluetooth® low energy (BLE) beacon. The provided systems and methods may allow a BLE beacon to facilitate a check in with a remote server that processes check ins and then disconnect from the device used to check in. The device may be assigned a unique identifier that may be broadcast from the device during the check in so that the BLE beacon can quickly scan for the identifier and connect with the device based on the identifier to provide content and other information to the device.
-
-
-
-
-
-
-
-
-