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公开(公告)号：US20250166056A1
公开(公告)日：2025-05-22
申请号：US19029624
申请日：2025-01-17
Inventor： Michelle D. Adler , Ashley N. Spencer , Steven Stought , Christopher D. Sharp , Cagatay Azkin , Song Zheng , Seil Cho , Lynne E. Luz
IPC: G06Q30/0645 , G06Q30/0283 , G06Q30/0601 , G06Q40/08
Abstract: A rental self-service (“RSS”) computer system, including a processor and a memory, is provided. The processor is programmed to: (i) retrieve policyholder insurance data using a claim identifier and a policyholder identifier; (ii) generate a customized link including the claim identifier and the policyholder identifier, wherein the customized link is executable on a user device to cause display of a searchable interface configured to enable the claimant to search for rentable vehicles from a plurality of vendors; (iii) in response to receiving the customized link from the user device, retrieve rental vehicle data including at least one rental vendor location and vehicle rental cost information; (iv) cause the retrieved rental vehicle data to be displayed on the user device to enable the claimant to view available rental options; and (v) receive confirmation of a rental reservation request of a selected rental option at a selected rental vendor location.
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公开(公告)号：US20250157169A1
公开(公告)日：2025-05-15
申请号：US19024970
申请日：2025-01-16
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Nathan C. Summers , Deanna L. Stockweather , Karen Wylie
Abstract: A virtual environment may be generated, the environment including a procedurally generated virtual property. The virtual property may include various features automatically generated based upon a procedural rule set, so as to provide variability between two or more virtual properties. One or more procedurally generated virtual properties may be provided to a user, and various virtual tools may be provided via which the user may identify relevant aspects corresponding to risk associated with the virtual property.
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公开(公告)号：US20250157025A1
公开(公告)日：2025-05-15
申请号：US19025726
申请日：2025-01-16
Inventor： Bryan R. Nussbaum , Rebecca A. Little , Kevin L. Mitchell , Nathan C. Summers , An Ho
Abstract: Methods and system for guiding user data capture during a scan of a vehicle using a mobile device are disclosed. A user may scan a vehicle using a camera or other sensors of the mobile device to capture data from which a three-dimensional virtual model may be generated. During the scanning process, models may be generated and evaluated according to quality metrics. Visual cues may be determined and presented to the user during scanning to indicate areas sufficiently scanned or areas requiring additional scanning to meet data quality requirements for model generation. Damage to vehicle components may be identified by analysis of the generated model, and addition data capture or user annotation entry may be directed based upon the identified damage.
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公开(公告)号：US20250156928A1
公开(公告)日：2025-05-15
申请号：US19021818
申请日：2025-01-15
Inventor： Elizabeth Flowers , Puneit Dua , Eric Balota , Shanna L. Phillips
IPC: G06Q30/0601 , G06F40/30 , G06N3/006 , G06N5/01 , G06N5/04 , G06N20/00 , G06Q10/0631 , G06Q20/04 , G06Q20/24 , G06Q20/40 , G06Q30/01 , G06Q30/016 , G06Q30/018 , G06Q40/02 , G06Q40/03 , G06Q40/12 , H04M3/22 , H04M3/51 , H04W12/08
Abstract: A heuristic engine includes capabilities to collect an unstructured data set and detect instances of transaction fraud in a financial account. By providing a heuristic algorithm with unstructured transaction sets and indications of particular instances of transactions that correlate with past fraudulent activity allows prevention of future occurrences of fraud. Such heuristic algorithms may learn from past indications of fraudulent activity and improve accuracy of detection of future fraud detections.
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公开(公告)号：US12301693B2
公开(公告)日：2025-05-13
申请号：US18608422
申请日：2024-03-18
Inventor： John M. VanAntwerp , Dan Kalmes
IPC: H04L69/08 , G06F8/20 , G06F8/60 , G06F8/70 , G06F11/3604 , G06Q10/067 , H04L67/02 , H04L67/10 , H04L67/125 , H04L67/56 , G06F3/04817 , G06F3/0484 , G06F8/10 , G06F8/38 , G06F9/50 , G06Q10/0633 , G06Q40/12 , H04L67/306 , H04L67/50
Abstract: A method of generating generic protocol handlers includes receiving a user request in a middleware, generating a request payload by analyzing the request in a protocol handler of the middleware, transforming the request payload into a set of canonical types, transmitting the set of canonical types to a path module, receiving a response payload, transforming the response payload in a second protocol handler of the middleware, and transmitting the response to the user.
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Patent Agency Ranking
公开(公告)号：US20250148518A1
公开(公告)日：2025-05-08
申请号：US19018903
申请日：2025-01-13
Inventor： Christina P. Mullen , Earl F. Hyser
IPC: G06Q30/0601 , H04L67/02 , H04L67/12
Abstract: A vehicle safety information system is presented that may include a user computing device configured to determine whether identifying information associated with a first vehicle is to be transmitted to at least one additional device. The user computing device may also be configured to transmit the identifying information based on this determination. The user computing device may further be configured to receive, in response to a determination via the at least one additional device that safety information associated with the first vehicle is to be provided, the safety information. The determination that the safety information is to be provided may be based on information available at the at least one additional device. The at least one additional device may access and transmit the safety information to the user computing device so that the safety information is made available to a user.
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公开(公告)号：US12293813B2
公开(公告)日：2025-05-06
申请号：US18099877
申请日：2023-01-20
Inventor： Eric Allyn Finley , Jennifer L. Crawford , Corin Rebekah Chapman , Edward W Breitweiser , Gregory Wong
IPC: G16H20/00 , B60S5/00 , G06T7/20 , G06T11/00 , G06V20/20 , G07C5/08 , G08B21/04 , G08B21/18 , G08B21/22 , G08B31/00 , G16H40/67 , G16H50/20
Abstract: Systems and methods for providing augmented reality overlay displays related to repairs may include obtaining sensor data associated with a home or vehicle and analyzing the sensor data associated to identify a vehicle component and/or home appliance that is not functioning properly. Repairs for the vehicle component and/or home appliance that is not functioning properly may be identified, and a determination may be made as to whether it is safe for a vehicle operator and/or home resident to perform the repair. If so, an augmented reality overlay display may be presented upon images/video of the vehicle/home captured in real time, identifying vehicle/home components that must be manipulated in order to perform the repair. If not, the augmented reality display may identify portions of the vehicle or home of which the vehicle operator must capture images in order to request a professional repair or submit an insurance claim.
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公开(公告)号：US20250139839A1
公开(公告)日：2025-05-01
申请号：US18637066
申请日：2024-04-16
Inventor： Phillip M. Wilkowski
Abstract: A computer system is provided. The computer system may be programmed to: (a) receive, from a user computing device, a request identifying (i) a building, (ii) an inquiry relating to the building, (iii) positional data relating to a position of the user computing device, and/or (iv) an image stream generated by a camera of the user computing device; (b) retrieve building data relating to the building, the building data indicating a location of a plurality of components of the building; (c) identify, based upon the inquiry, one or more target components of the plurality of components of the building, the target components relating to the inquiry; (d) generate, based upon the positional data and the building data, an image overlay including one or more indicators corresponding to locations of the one or more target components; and/or (e) cause the user computing device to display the generated image overlay.
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9.发明申请公开(公告)号：US20250139590A1
公开(公告)日：2025-05-01
申请号：US18745328
申请日：2024-06-17
Inventor： Andrew T. Swartz , Aaron Williams
IPC: G06Q10/20
Abstract: An electronic device to automate home maintenance alerts and repair work is disclosed. The device includes a processor programmed to: (i) receive data associated with an appliance and corresponding to a measurement of one or more aspects related to a functioning of the appliance; (ii) determine an issue causing the appliance to improperly function by analyzing the received data; (iii) identify a part for the appliance to address the improper functioning of the appliance; (iv) generate an alert identifying: a description of the appliance that is improperly functioning, the part identified to address the improper functioning of the appliance, and/or a skill level required to fix the issue; (v) in response to an input from a stakeholder, generate recommendations including proposed fixes to address the issue; and/or (vi) in response to an election by the stakeholder of a recommendation from the recommendations, generate additional outputs to address fixing the issue.
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公开(公告)号：US12282966B2
公开(公告)日：2025-04-22
申请号：US18134915
申请日：2023-04-14
Inventor： Daryoush Hakimi-Boushehri , Jackie O. Jordan, II , Shawn M. Call , John H. Weekes , Ronny S. Bryant , Jennifer Criswell Kellett , Todd Binion , Elisabeth McDermeit , John Donovan
IPC: G06Q40/08 , E03B7/07 , G05B15/02 , G06Q10/10 , G06Q30/02 , G06Q50/16 , G06Q50/163 , G08B21/04 , G08B21/20 , G16Y10/50 , G16Y40/10 , H04L12/28
Abstract: Methods and systems for predictively generating an insurance claim in response to detecting an imminent insurance-related event are provided. According to certain aspects, a smart home controller or insurance provider remote processor may store a first set of data received from smart devices disposed on, or proximate to, a property. This data may be analyzed to detect that an insurance-related event is imminent and calculate a likelihood that a property owner will file an insurance claim in response to damage caused by the imminent insurance-related event. If there is a sufficient likelihood that an insurance claim will be filed, the smart home controller or remote processor may store a second set of data received from the smart devices. Subsequently, according to certain aspects, the second set of data may be analyzed to prepopulate an automatically generated insurance claim with information detailing damage to the property caused by the insurance-related event.
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