Systems and methods to assess the condition of a vehicle

    公开(公告)号:US10423989B2

    公开(公告)日:2019-09-24

    申请号:US14047256

    申请日:2013-10-07

    Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle, and developing one or more condition descriptors reflecting the condition of the vehicle. Still further, the method includes generating a vehicle condition report including an indication of the one or more condition descriptors and communicating, via the computer network, the vehicle condition report to a remote computing device for presentation to a user of the remote computing device.

    Personal Health Data Gathering for Incentive and Insurance Rating Purposes
    17.
    发明申请
    Personal Health Data Gathering for Incentive and Insurance Rating Purposes 审中-公开
    个人健康数据收集用于激励和保险等级目的

    公开(公告)号:US20150134344A1

    公开(公告)日:2015-05-14

    申请号:US14078793

    申请日:2013-11-13

    CPC classification number: G06F19/328

    Abstract: An insurance method and computer system provides incentives and insurance ratings to a policy holder. The policy holder may opt to participate in an incentives program in which the method and system may receive baseline personal health data that indicates a baseline health condition and a target goal to improve or maintain that baseline health condition over a specified time period. The method and system may then receive and analyze personal health data generated by a sensor that monitors a current health condition over the specified time period to determine whether the target goal has been achieved. The method and system may provide an indication of an incentive to the policy holder in response to receiving the personal health data generated by the sensor, and may provide an indication of a further incentive in response to determining that the target goal has been met.

    Abstract translation: 保险方法和计算机系统为保单持有人提供激励和保险评级。 保单持有人可以选择参与奖励计划,其中方法和系统可以接收基准个人健康数据,指示基线健康状况,以及在指定时间段内改善或维持该基线健康状况的目标目标。 该方法和系统然后可以接收和分析由传感器生成的个人健康数据,所述传感器在指定的时间段内监视当前健康状况,以确定目标目标是否已经实现。 所述方法和系统可以响应于接收到由传感器产生的个人健康数据而向保单持有者提供激励的指示,并且可以响应于确定已经满足目标目标来提供进一步激励的指示。

    Systems and methods to assess the condition of a vehicle

    公开(公告)号:US11741509B2

    公开(公告)日:2023-08-29

    申请号:US17723890

    申请日:2022-04-19

    CPC classification number: G06Q30/0278

    Abstract: A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, where the condition of the vehicle includes a market value of the vehicle and an overall quality level of the vehicle, and receiving a geographic location of a computing device. Still further, the method includes generating a vehicle condition report, where the vehicle condition report includes an interactive image of a first set of one or more visual condition descriptors indicative of the condition of the vehicle. Moreover, the method includes customizing the vehicle condition report according to the climate associated with the geographic location for the computing device, and communicating the vehicle condition report to the second computing device.

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