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    MERCHANT TERMINAL FOR RECEIVING PAYMENT FROM A VEHICLE
    92.
    发明公开
    MERCHANT TERMINAL FOR RECEIVING PAYMENT FROM A VEHICLE 审中-公开

    公开(公告)号：US20230289772A1

    公开(公告)日：2023-09-14

    申请号：US18198738

    申请日：2023-05-17

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Kristopher Keith Gaudin ,  Leo Nelson Chan ,  Justin Davis

    IPC: G06Q20/32 ,  G06Q20/20

    CPC classification number: G06Q20/327 ,  G06Q20/20 ,  G06Q20/3221 ,  G06Q20/3278 ,  G06Q20/3226 ,  G06Q20/322 ,  G06Q20/40145

    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

    Blockchain Homeshare Data Aggregator Solution
    93.
    发明公开
    Blockchain Homeshare Data Aggregator Solution 审中-公开

    公开(公告)号：US20230281738A1

    公开(公告)日：2023-09-07

    申请号：US17707474

    申请日：2022-03-29

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Justin Davis ,  Ryan Gammelgard

    IPC: G06Q50/16 ,  G06Q30/06 ,  G06Q20/38

    CPC classification number: G06Q50/163 ,  G06Q30/0645 ,  G06Q20/389

    Abstract: Systems and methods are described for generating transactions based upon homeshare data and updating a distributed ledger. The method may include: (1) identifying a homeshare company through which a user rents out at least part of a real property during a time period; (2) identifying a rental phase of the at least part of the real property for the homeshare company during the time period; (3) determining homeshare data for the user; (4) generating a transaction including a representation of the homeshare data; and/or (5) transmitting the transaction to at least one other participant of the plurality of participants maintaining the distributed ledger. The homeshare data from the distributed ledger for the user may be used to calculate a level of risk when the user is renting out the at least part of the real property.

    Connected car as a payment device
    95.
    发明授权
    Connected car as a payment device 有权

    公开(公告)号：US11580515B1

    公开(公告)日：2023-02-14

    申请号：US17167994

    申请日：2021-02-04

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Kristopher Keith Gaudin ,  Justin Davis ,  Leo Nelson Chan

    IPC: G06Q20/20 ,  G06Q50/06 ,  G06Q20/40

    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

    MERCHANT TERMINAL FOR RECEIVING PAYMENT FROM A VEHICLE
    97.
    发明申请
    MERCHANT TERMINAL FOR RECEIVING PAYMENT FROM A VEHICLE 有权

    公开(公告)号：US20230019736A1

    公开(公告)日：2023-01-19

    申请号：US17947344

    申请日：2022-09-19

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Kristopher Keith Gaudin ,  Leo Nelson Chan ,  Justin Davis

    IPC: G06Q20/32 ,  G06Q20/20

    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

    Connected car as a payment device
    98.
    发明授权
    Connected car as a payment device 有权

    公开(公告)号：US11436589B1

    公开(公告)日：2022-09-06

    申请号：US17013063

    申请日：2020-09-04

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Kristopher Keith Gaudin ,  Leo Nelson Chan ,  Justin Davis

    IPC: G06Q20/32 ,  G06Q20/40 ,  G06Q20/20 ,  G07C9/25 ,  G07C9/26

    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

    Connected car as a payment device
    99.
    发明授权
    Connected car as a payment device 有权

    公开(公告)号：US11328284B1

    公开(公告)日：2022-05-10

    申请号：US17013081

    申请日：2020-09-04

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Kristopher Keith Gaudin ,  Leo Nelson Chan ,  Justin Davis

    IPC: G06Q20/00 ,  G06Q20/32 ,  G07F15/00 ,  G06Q20/20 ,  G06Q20/40 ,  B60W60/00

    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

    TOW AND EMERGENCY ROADSIDE ASSISTANCE LOCATING AND TRACKING MOBILE APPLICATION
    100.
    发明申请
    TOW AND EMERGENCY ROADSIDE ASSISTANCE LOCATING AND TRACKING MOBILE APPLICATION 有权

    公开(公告)号：US20220141614A1

    公开(公告)日：2022-05-05

    申请号：US17575953

    申请日：2022-01-14

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： George T. Dulee ,  Natalie R. Smith ,  Matthew Clarenson ,  Michelle Ann Curtis ,  Justin Davis ,  Jacob Alt

    IPC: H04W4/02 ,  H04W12/06 ,  H04L9/40 ,  G06F16/951 ,  H04N5/232

    Abstract: A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server. The customer's device may transmit a request for roadside assistance (e.g., towing services), and a current GPS location. In response, a closest, trusted service provider vehicle may be determined, and then directed to the customer's location. For instance, a software application may receive the customer location and compare it with availability information to match the customer with a close and trusted service provider. The customer's device may receive an acknowledgement that help is on the way, and be able to track the current location of the service provider vehicle while en route. Payment for the roadside assistance may be automatically and electronically paid by the insurance provider. As a result, prompt and safe roadside assistance may be provided.

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