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公开(公告)号:US20240362609A1
公开(公告)日:2024-10-31
申请号:US18629456
申请日:2024-04-08
Applicant: GROUPON, INC.
Inventor: Tuomas Artman , Jyri Engestrom , Ulf Schwekendiek
CPC classification number: G06Q20/322 , G06Q20/02 , G06Q20/0855 , G06Q20/20 , G06Q20/36 , H04W76/10
Abstract: Systems and related methods facilitating payments with a mobile device are discussed herein. Circuitry in a networked-based payment system may be configured to receive payment information from a first device. The first device may include circuitry configured to wirelessly receive wallet identifying data from the payment system. The wallet identifying data may be used to secure messages between the first device and another device over a wireless link. For example, the first device may be configured to send the wallet identifying data to a second device, which may then communicate with the payment system. In response, consumer identifying data associated with the wallet identifying data may be received by the second device from the payment system. In some embodiments, use of wallet identifying data may be applied to other communications, such as for messages that authorize payment.
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公开(公告)号:US12120118B1
公开(公告)日:2024-10-15
申请号:US18531578
申请日:2023-12-06
Applicant: Atomic FI, Inc.
Inventor: Scott Nielsen Weinert, Jr. , Sean Michael Hill , Michael Contreras
CPC classification number: H04L63/0884 , H04L63/083 , G06Q20/08 , G06Q20/0855 , G06Q20/40 , H04L63/00
Abstract: A webview associated with a third-party system is provided in an application context associated with an entity. It is determined that a user has been authenticated by the third-party system based on data comprising a page displayed via the provided webview. In response to a determination that the user has been authenticated by the third-party system, one or more tasks to perform a function with the third-party system on behalf of the entity are automated.
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公开(公告)号:US20240320639A1
公开(公告)日:2024-09-26
申请号:US18731425
申请日:2024-06-03
Applicant: iWallet, Inc.
Inventor: Dmitriy Kolchin
CPC classification number: G06Q20/102 , G06Q20/0855 , G06Q20/14 , G06Q20/3223 , G06Q20/326 , G06Q20/382 , G06Q20/389
Abstract: A system for enabling third-party payment processing in customer relationship management (CRM) systems is disclosed. The system includes an electronic database configured to store transactional data and customer information, including a designated field for tags; a tag detection module configured to monitor the designated field within the database for the presence of a predefined tag associated with third-party payment processing; an API interface module configured to establish communication between the CRM system and third-party payment processors upon detection of the predefined tag; and a transaction initiation module configured to initiate a billing event with the third-party payment processor based on the transactional data and customer information associated with the detected tag.
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公开(公告)号:US12095845B1
公开(公告)日:2024-09-17
申请号:US18174167
申请日:2023-02-24
Applicant: The Toronto-Dominion Bank
Inventor: Karen Maxwell , Amanda Buchanan
CPC classification number: H04L67/04 , G06Q20/0855 , H04L67/14
Abstract: A server computer system, comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to receive, via the communications module and from a third party server computer system, a session handoff that includes session definition data identifying two or more items; provide, via the communications module and to a client device, a user interface for defining instructions based on the session definition data; receive, via the communications module and from the client device, the instructions defining at least one threshold associated with the two or more items; and perform an operation in accordance with the instructions defining the at least one threshold.
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公开(公告)号:US20240265376A1
公开(公告)日:2024-08-08
申请号:US18637510
申请日:2024-04-17
Applicant: Coinbase, Inc.
Inventor: Dustin Kinsey , Jason Li , Jim Cai
CPC classification number: G06Q20/381 , G06Q20/0855 , G06Q40/02 , G06Q40/04
Abstract: Aspects of the disclosure relate to event processing. A computing platform may prefetch, prior to receipt of a purchase request, a plurality of pay to addresses (associated with an omnibus account, used to route funds from the omnibus account to a merchant account, and not associated with a particular merchant account when prefetched). The computing platform may receive, from a client, a request to make a purchase from a merchant, and may associate the client and the merchant with one of the prefetched pay to addresses/notify the client of the prefetched pay to address. The computing platform may monitor the prefetched pay to address for receipt of a predefined amount of cryptocurrency associated with the purchase. Upon detecting receipt of the predefined amount of cryptocurrency, the computing platform may transfer funds corresponding to the purchase from the omnibus account to an account for the merchant.
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公开(公告)号:US20240257277A1
公开(公告)日:2024-08-01
申请号:US18629106
申请日:2024-04-08
Inventor: Yuji UNAGAMI , Hideki MATSUSHIMA
IPC: G06Q50/06 , G06F1/28 , G06Q20/08 , G06Q20/14 , G06Q20/38 , G07F15/00 , H02J3/38 , H02J13/00 , H04L9/40
CPC classification number: G06Q50/06 , G06F1/28 , G06Q20/0855 , G06Q20/145 , G06Q20/389 , G07F15/003 , H02J13/00007 , H02J3/388 , H04L63/0853
Abstract: Provided is a control method including: receiving, from first power equipment, first transaction data including, for example, transmitted power amount information indicating the amount of power transmitted to power accumulation equipment; obtaining, from the power accumulation equipment, received power information including, for example, received power amount information indicating the amount of power received from the first power equipment; verifying the first transaction data by referring to the received power information; executing a first consensus algorithm with second servers when the first transaction data is verified successfully; and recording a block including the first transaction data in a distributed ledger of a first server when the validity of the first transaction data is verified through the first consensus algorithm.
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公开(公告)号:US12046080B2
公开(公告)日:2024-07-23
申请号:US16733210
申请日:2020-01-02
Applicant: Stamps.com Inc.
Inventor: Jonathan David Goodwin
IPC: G07B17/00 , G06Q20/08 , G06Q20/38 , G06Q30/0601
CPC classification number: G07B17/0008 , G06Q20/0855 , G06Q20/382 , G06Q30/0609 , G07B17/00024 , G07B2017/00145 , G07B2017/00161 , G07B2017/00201 , G07B17/00435 , G07B2017/00443 , G07B2017/00588 , G07B2017/00709 , G07B2017/00766 , G07B2017/00782 , G07B2017/00967
Abstract: A method and apparatus for generating a Value Bearing Indicium (VBI) for on-line ticketing applications. A VBI may be generated by hashing user information to create a message digest that is used to create a digital signature. The digital signature is combined with the user information to create a VBI that can be validated by a variety of stand-alone or on-line methods. An on-line ticketing application using the VBI is described.
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公开(公告)号:US12033122B2
公开(公告)日:2024-07-09
申请号:US17859977
申请日:2022-07-07
Applicant: Lithic, Inc.
Inventor: Kamil Sindi , Jason William Kruse , Jonathan Andrew Oei , Zhengyang Cong
CPC classification number: G06Q20/108 , G06Q20/0855 , G06Q20/401
Abstract: In one embodiment, a method includes receiving customized schema parameters associated with a request for a customized transaction schema associated with a payment processor from an external server associated with the payment processor by servers of a receiver processor platform, retrieving a pre-configured transaction schema comprising pre-configured schema parameters, generating the customized transaction schema associated with the payment processor by integrating the customized schema parameters into the pre-configured transaction schema, wherein the servers of the receiver processor platform are configured to generate transaction resource configurations based on the customized transaction schema, each transaction resource configuration being configured for processing transaction authorization requests to authorize respective transactions associated with a transfer of resources to a receiving entity from a user associated with the payment processor, and storing the customized transaction schema associated with the payment processor.
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9.
公开(公告)号:US12015502B2
公开(公告)日:2024-06-18
申请号:US18213301
申请日:2023-06-23
Applicant: Bank of America Corporation
Inventor: Montier Elliott , Sergey E. Arakelov , Brian Greig
IPC: H04L12/46 , G06F8/60 , G06F8/65 , G06F11/36 , G06N20/00 , G06Q20/08 , H04L67/00 , H04L67/01 , H04L67/02 , H04L67/146
CPC classification number: H04L12/462 , G06F8/60 , G06F8/65 , G06F11/3664 , G06F11/3672 , G06F11/3688 , G06N20/00 , G06Q20/0855 , H04L67/01 , H04L67/02 , H04L67/146 , H04L67/34
Abstract: Aspects of this disclosure relate to using artificial intelligence (“AI”) to control integration of software developed by a third-party into an enterprise computing environment subject to more rigorous regulatory and security testing than typically provided by the third-party. AI software development automation tools will deploy third-party scripts to edge servers. Deploying to edge servers allows for integration of the third-party tags into testing environment pipelines. Local storage associated with third-party tags will be at a top-level domain, allowing third-party software tags to be treated as first party without the reputational and technical risks of cross-site storage.
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公开(公告)号:US11983697B2
公开(公告)日:2024-05-14
申请号:US17114128
申请日:2020-12-07
Applicant: Block, Inc.
Inventor: Philip Goolkasian , Brandon Labbe , Vitaly Odemchuk , Shaun Forouzandeh
CPC classification number: G06Q20/3267 , G06Q20/0855 , G06Q20/223 , H04L67/01 , H04L67/34
Abstract: Techniques described herein are directed to application(s), or parts thereof, that are embedded into a buyer application. In an example, engagement with a buyer application on a computing device of a buyer can be detected. A particular, discrete functionality of a merchant application of the merchant can be triggered to be initialized in response to the engagement and the particular, discrete functionality associated with the merchant application can be accessed. In an example, an indication of a transaction between the merchant and the buyer can be received and the indication of the transaction can be associated with stored activity data of one or more transactions of the buyer, wherein the one or more transactions are associated with the buyer application.
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