SYSTEMS AND METHODS FOR ENFORCING ACCESS REQUIREMENTS TO SERVICES IN A DISTRIBUTED SERVICES SYSTEM

    公开(公告)号:US20240356919A1

    公开(公告)日:2024-10-24

    申请号:US18137886

    申请日:2023-04-21

    Applicant: Stripe, Inc.

    CPC classification number: H04L63/0884

    Abstract: Methods and apparatus for authenticating a user by a service provider system are described. The method can include receiving, from a service of the service provider system, a user data captured at an initiation of an onboarding process for a user seeking access to the service. The method may also include retrieving an access configuration associated with the service, the access configuration defining one or more user data access requirements to enable the user to access the service. The method may then include determining whether the one or more user data access requirements of the access configuration are satisfied by the user data, and in response to determining that one or more user data access requirements are satisfied, enabling the user to access the service of the server provider system. Furthermore, the method can include transmitting, to the service, a notification indicating that the user has satisfied the access requirements to enable the user to continue the onboarding process for the user to access the service.

    System and method to facilitate an account protection check for sets of credentials

    公开(公告)号:US12120116B2

    公开(公告)日:2024-10-15

    申请号:US17844855

    申请日:2022-06-21

    CPC classification number: H04L63/0884 H04L63/0853 H04L63/102

    Abstract: A system and a method are provided for facilitating an account protection check for the security of sets of credentials. The system and method enable the use of an access control mechanism to regulate the changes to the lock status of the sets of credentials. A third-party server of a service provider requests a token from the system before the authentication process. The access control mechanism also approves or denies the request before the authentication process. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

    Systems and methods for authenticating user information

    公开(公告)号:US12111911B2

    公开(公告)日:2024-10-08

    申请号:US17816895

    申请日:2022-08-02

    Inventor: Romulus Lucic

    Abstract: Disclosed herein are efficient systems and methods for verification of user information in a timely manner. A background computer process for verification of the user information using a third-party authentication service is initiated. The third-party authentication service performs the verification of the information submitted by the user in response to some of the questions within the questionnaire at the same time as the user is replying to remaining questions within the electronic questionnaire. Accordingly, by the time the user is finished replying to all questions within the electronic questionnaire, the previously submitted information by the user is verified and a profile of the user is authenticated.

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