专利检索 caee:"Upaid Systems, Ltd." 第 1 页

1.

发明授权
Enhanced communication platform and related communication method using the platform 失效
标题翻译：增强通信平台和相关通信方式使用该平台

公开(公告)号：US07308087B2

公开(公告)日：2007-12-11

申请号：US10684396

申请日：2003-10-15

申请人： Simon James Joyce , Prafulla C. Gupta , Manohar S. Vaidya , Rajesh Alla , Ashok K. Reddy , Sree Ram Murthy Ayyala , Richa Gupta , Alok Kaushal , Varma Laxmi Jagannadha Siva Kumar Jampana , Prasad Undavalli , Kondal Rao Nallajerla , Sivaramayya Bonajiri , Krishna Mohan Sistla , Amba Prasad Gudipati , Biswajit Sundar Ray , Raghuram Govindacharyula , Janaki Rama Raju , K. Veerabhadra Rao , Ravi Devl Venkata Sathi , Ramkumar Kachapeswaran Mambakkam , Surya Sekhar Velpuri , Bhanumurthy Nallagonda

发明人： Simon James Joyce , Prafulla C. Gupta , Manohar S. Vaidya , Rajesh Alla , Ashok K. Reddy , Sree Ram Murthy Ayyala , Richa Gupta , Alok Kaushal , Varma Laxmi Jagannadha Siva Kumar Jampana , Prasad Undavalli , Kondal Rao Nallajerla , Sivaramayya Bonajiri , Krishna Mohan Sistla , Amba Prasad Gudipati , Biswajit Sundar Ray , Raghuram Govindacharyula , Janaki Rama Raju , K. Veerabhadra Rao , Ravi Devl Venkata Sathi , Ramkumar Kachapeswaran Mambakkam , Surya Sekhar Velpuri , Bhanumurthy Nallagonda

IPC分类号： H04M15/00

CPC分类号： G06Q20/405 , G06Q20/00 , G06Q20/32 , G06Q20/3224 , G06Q20/325 , G06Q20/347 , G06Q20/363 , G06Q20/3821 , G06Q20/4016 , G06Q20/403 , G06Q20/409 , G07F7/0866 , G07F7/10 , G07F7/1025 , G07F7/122 , H04L63/10 , H04L63/126 , H04M15/00 , H04M15/68 , H04M15/8038 , H04M15/854 , H04M2215/0196 , H04M2215/32 , H04M2215/34 , H04M2215/7442 , H04M2215/8166 , H04Q3/0029 , H04Q2213/13003 , H04Q2213/1305 , H04Q2213/13093 , H04Q2213/13095 , H04Q2213/13098 , H04Q2213/13103 , H04Q2213/13106 , H04Q2213/13109 , H04Q2213/1313 , H04Q2213/13134 , H04Q2213/1315 , H04Q2213/13152 , H04Q2213/13176 , H04Q2213/13204 , H04Q2213/1322 , H04Q2213/1324 , H04Q2213/13274 , H04Q2213/13282 , H04Q2213/1332 , H04Q2213/13331 , H04Q2213/1334 , H04Q2213/13345 , H04Q2213/13349 , H04Q2213/13372 , H04Q2213/13377 , H04Q2213/13389 , H04Q2213/13405 , H04W12/10 , H04W12/12

摘要： A method of providing pre-authorized communication services and/or transactions via a plurality of networks, including accepting and processing a request from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types, verifying that the user is authorized to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction and charging, in real time, an authorized account associated with the user as the at least one of the communication service and the transaction is provided.

摘要翻译： 一种通过多个网络提供预授权的通信服务和/或交易的方法，包括接受和处理来自用户的请求以经由多个网络提供通信服务，交易和用户帐户信息中的至少一个不同类型，验证用户被授权接收通信服务，交易和用户帐户信息中的至少一个，并且与用户相关联的帐户具有足够的金额，目前可用于支付至少一个的通信服务和交易和计费，实时地提供与用户相关联的作为通信服务和交易中的至少一个的授权帐户。

2.

发明授权
Enhanced communication platform and related communication method using the platform 有权

公开(公告)号：US10325264B2

公开(公告)日：2019-06-18

申请号：US16179468

申请日：2018-11-02

申请人： Upaid Systems, Ltd.

发明人： Simon James Joyce , Prafulla C. Gupta , Manohar Sitaram Vaidya , Rajesh Alla , Ashok Kumar Reddy Eanuga , Sreeramamurty Ayalasomayajula , Richa Gupta , Alok Kaushal , Varma Laxmi Jagannadha Siva Kumara Jampana , Prasad Naganianeya Vara Undavalli , Kondal Rao Nallajerla , Sivaramayya Bonagiri , Krishna Mohan Sistla , Amba Prasad Gudipati , Biswajit Sundar Ray , Raghuram Govindacharyula , Penumatsa Janakirama , Veerabhadra Rao Kalluri , Ravi Devi Venkata Sathi , Ramkumar Katchapeswaran Mambakkam , Surya Sekhar Lakshmi Velpuri , Bhanu Murthy Nallagonda

IPC分类号： H04M15/00 , G06Q20/40 , G06Q20/00 , G06Q20/32 , G06Q20/34 , G06Q20/36 , G07F7/08 , G07F7/10 , H04Q3/00 , H04W12/12 , H04L29/06 , G06Q20/38 , G07F7/12 , H04W12/10

摘要： Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

3.

发明授权
Enhanced communication platform and related communication method using the platform 有权

公开(公告)号：US10891598B2

公开(公告)日：2021-01-12

申请号：US16443149

申请日：2019-06-17

申请人： Upaid Systems, Ltd.

发明人： Simon James Joyce , Prafulla C. Gupta , Manohar Sitaram Vaidya , Rajesh Alla , Ashok Kumar Reddy Eanuga , Sreeramamurty Ayalasomayajula , Richa Gupta , Alok Kaushal , Varma Laxmi Jagannadha Siva Kumara Jampana , Prasad Naganianeya Vara Undavalli , Kondal Rao Nallajerla , Sivaramayya Bonagiri , Krishna Mohan Sistla , Amba Prasad Gudipati , Biswajit Sundar Ray , Raghuram Govindacharyula , Penumatsa Janakirama , Veerabhadra Rao Kalluri , Ravi Devi Venkata Sathi , Ramkumar Katchapeswaran Mambakkam , Surya Sekhar Lakshmi Velpuri , Bhanu Murthy Nallagonda

IPC分类号： H04M15/00 , G06Q20/00 , G06Q20/32 , G06Q20/34 , G06Q20/36 , G07F7/08 , G07F7/10 , H04Q3/00 , H04W12/12 , H04W12/10 , G06Q20/40 , H04L29/06 , G06Q20/38 , G07F7/12

摘要： Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

4.

发明授权
Enhanced communication platform and related communication method using the platform 有权

公开(公告)号：US10127555B2

公开(公告)日：2018-11-13

申请号：US15221324

申请日：2016-07-27

申请人： Upaid Systems, Ltd.

发明人： Simon James Joyce , Prafulla C. Gupta , Manohar Sitaram Vaidya , Rajesh Alla , Ashok Kumar Reddy Eanuga , Sreeramamurty Ayalasomayajula , Richa Gupta , Alok Kaushal , Varma Laxmi Jagannadha Siva Kumara Jampana , Prasad Naganianeya Vara Undavalli , Kondal Rao Nallajerla , Sivaramayya Bonagiri , Krishna Mohan Sistla , Amba Prasad Gudipati , Biswajit Sundar Ray , Raghuram Govindacharyula , Penumatsa Janakirama , Veerabhadra Rao Kalluri , Ravi Devi Venkata Sathi , Ramkumar Katchapeswaran Mambakkam , Surya Sekhar Lakshmi Velpuri , Bhanu Murthy Nallagonda

IPC分类号： H04M15/00 , G06Q20/40 , G06Q20/00 , G06Q20/32 , G06Q20/34 , G06Q20/36 , G07F7/08 , G07F7/10 , H04Q3/00 , H04W12/12 , H04L29/06 , G06Q20/38 , G07F7/12 , H04W12/10

摘要： Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the users authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

5.

发明授权
Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account 有权
标题翻译：融合通信系统和方法，具有用于授权，借记，结算和充电移动商务帐户的规则集

公开(公告)号：US07248855B2

公开(公告)日：2007-07-24

申请号：US10096912

申请日：2002-03-14

申请人： Simon James Joyce , Murali Goparaju , Sundaram Mohan Kumar , Radhakrishnan Subhashree , Michel Heitstuman

发明人： Simon James Joyce , Murali Goparaju , Sundaram Mohan Kumar , Radhakrishnan Subhashree , Michel Heitstuman

IPC分类号： H04M11/00

CPC分类号： G06Q20/00 , G06Q20/32 , G06Q20/322 , G06Q20/363 , G06Q20/40 , G06Q20/403 , G06Q30/0601 , G06Q40/12 , G07F7/0866 , H04M15/00 , H04M15/68 , H04M15/8038 , H04M15/854 , H04M17/00 , H04M2215/0196 , H04M2215/32 , H04M2215/34 , H04M2215/7442 , H04M2215/8166 , H04Q3/0029 , H04Q2213/13003 , H04Q2213/1305 , H04Q2213/13093 , H04Q2213/13095 , H04Q2213/13098 , H04Q2213/13103 , H04Q2213/13106 , H04Q2213/13109 , H04Q2213/1313 , H04Q2213/13134 , H04Q2213/1315 , H04Q2213/13152 , H04Q2213/13176 , H04Q2213/13204 , H04Q2213/1322 , H04Q2213/1324 , H04Q2213/13274 , H04Q2213/13282 , H04Q2213/1332 , H04Q2213/13331 , H04Q2213/1334 , H04Q2213/13345 , H04Q2213/13349 , H04Q2213/13372 , H04Q2213/13377 , H04Q2213/13389 , H04Q2213/13405 , H04W12/12

摘要： A rule set is used to determine at least one rule for authorizing a transaction debiting an account of an authorized user. Subsequently, the account is debited, according to the at least one rule, in real time if the transaction is authorized. The real time debit is settled with transaction providers in accordance with at least one settlement rule. If it is determined that the authorized user does not have sufficient funds in an authorized user account to debit for the transaction, the authorized user account may be recharged by a recharge routine that includes determining a recharge user account to transfer funds from and authorizing the transfer by at least one of referring to a pre-authorized transfer and requesting authorization from the authorized user. The transaction may be requested and the transaction providers may be connected via heterogeneous networks.

摘要翻译： 规则集用于确定至少一个规则，用于授权交易授权用户的帐户。随后，根据至少一个规则，如果交易被授权，该帐户被实时借记。交易提供者根据至少一个结算规则解决实时借记。如果确定授权用户在授权用户帐户中没有足够的资金来为交易借记，则授权用户账户可以由充值例行程序重新计费，该充值例行程序包括确定充值用户帐户以从转账中转账和授权转账通过至少一个参考预授权的传送和从授权的用户请求授权。可以请求该事务，并且交易提供者可以通过异构网络连接。