公开(公告)号：US08976947B2

公开(公告)日：2015-03-10

申请号：US11931883

申请日：2007-10-31

Applicant: Simon James Joyce ,  Prafulla C. Gupta ,  Manohar Sitaram Vaidya ,  Rajesh Alla ,  Ashok Kumar Reddy Eanuga ,  Sreeramamurty Ayalasomayajula ,  Richa Gupta ,  Alok Kaushal ,  Varma Laxmi Jagannadha Siva Kumara Jampana ,  Prasad Naganianeya Vara Undavalli ,  Kondal Rao Nallajerla ,  Sivaramayya Bonagiri ,  Krishna Mohan Sistla ,  Amba Prasad Gudipati ,  Biswajit Sundar Ray ,  Raghuram Govindacharyula ,  Penumatsa Janakirama ,  Veerabhadra Rao Kalluri ,  Ravi Devi Venkata Sathi ,  Ramkumar Katchapeswaran Mambakkam ,  Surya Sekhar Lakshmi Velpuri ,  Bhanu Murthy Nallagonda

Inventor： Simon James Joyce ,  Prafulla C. Gupta ,  Manohar Sitaram Vaidya ,  Rajesh Alla ,  Ashok Kumar Reddy Eanuga ,  Sreeramamurty Ayalasomayajula ,  Richa Gupta ,  Alok Kaushal ,  Varma Laxmi Jagannadha Siva Kumara Jampana ,  Prasad Naganianeya Vara Undavalli ,  Kondal Rao Nallajerla ,  Sivaramayya Bonagiri ,  Krishna Mohan Sistla ,  Amba Prasad Gudipati ,  Biswajit Sundar Ray ,  Raghuram Govindacharyula ,  Penumatsa Janakirama ,  Veerabhadra Rao Kalluri ,  Ravi Devi Venkata Sathi ,  Ramkumar Katchapeswaran Mambakkam ,  Surya Sekhar Lakshmi Velpuri ,  Bhanu Murthy Nallagonda

IPC: H04M15/00 ,  G06Q20/40 ,  G06Q20/00 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q20/36 ,  G07F7/08 ,  G07F7/10 ,  H04Q3/00 ,  H04W12/12

CPC classification number: G06Q20/405 ,  G06Q20/00 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/325 ,  G06Q20/347 ,  G06Q20/363 ,  G06Q20/3821 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/409 ,  G07F7/0866 ,  G07F7/10 ,  G07F7/1025 ,  G07F7/122 ,  H04L63/10 ,  H04L63/126 ,  H04M15/00 ,  H04M15/68 ,  H04M15/8038 ,  H04M15/854 ,  H04M2215/0196 ,  H04M2215/32 ,  H04M2215/34 ,  H04M2215/7442 ,  H04M2215/8166 ,  H04Q3/0029 ,  H04Q2213/13003 ,  H04Q2213/1305 ,  H04Q2213/13093 ,  H04Q2213/13095 ,  H04Q2213/13098 ,  H04Q2213/13103 ,  H04Q2213/13106 ,  H04Q2213/13109 ,  H04Q2213/1313 ,  H04Q2213/13134 ,  H04Q2213/1315 ,  H04Q2213/13152 ,  H04Q2213/13176 ,  H04Q2213/13204 ,  H04Q2213/1322 ,  H04Q2213/1324 ,  H04Q2213/13274 ,  H04Q2213/13282 ,  H04Q2213/1332 ,  H04Q2213/13331 ,  H04Q2213/1334 ,  H04Q2213/13345 ,  H04Q2213/13349 ,  H04Q2213/13372 ,  H04Q2213/13377 ,  H04Q2213/13389 ,  H04Q2213/13405 ,  H04W12/10 ,  H04W12/12

Abstract: Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

Abstract translation: 响应于从用户接收的请求，经由多个网络提供预授权的通信服务和/或交易，以经由多个不同类型的网络提供通信服务，交易和用户帐户信息中的至少一个。 在处理该请求之前，验证用户接收通信服务，交易和用户帐户信息中的至少一个的授权，并且与用户相关联的帐户具有当前可用于支付 所述通信服务和交易中的至少一个。 在验证之后，随着提供通信服务和交易中的至少一个，与用户相关联的授权帐户被实时收费。