公开(公告)号：US12026786B2

公开(公告)日：2024-07-02

申请号：US18307254

申请日：2023-04-26

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Marigona Bokshi-Drotar ,  Jing Wan ,  Sandra Kane ,  Yuntao Li

IPC: G06Q40/08 ,  G06F18/214 ,  G06N3/08 ,  G06Q50/16 ,  G06T7/00 ,  G06V10/25 ,  G06V10/26 ,  G06V10/54 ,  G06V10/56 ,  G06V10/764 ,  G06V10/82 ,  G06V20/10 ,  G06V20/17

CPC classification number: G06Q40/08 ,  G06F18/2148 ,  G06N3/08 ,  G06Q50/16 ,  G06T7/0002 ,  G06V10/25 ,  G06V10/26 ,  G06V10/54 ,  G06V10/56 ,  G06V10/764 ,  G06V10/82 ,  G06V20/10 ,  G06V20/176 ,  G06T2207/20084 ,  G06V20/17

Abstract: Systems and methods for analyzing image data to assess property damage are disclosed. According to certain aspects, a server may analyze segmented digital image data of a roof of a property using a convolutional neural network (CNN). The server may extract a set of features from a set of regions output by the CNN. Additionally, the server may analyze the set of features using an additional image model to generate a set of outputs indicative of a confidence level that actual hail damage is depicted in the set of regions.

公开(公告)号：US20220222483A1

公开(公告)日：2022-07-14

申请号：US17576040

申请日：2022-01-14

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Xuehong Sun ,  Yuntao Li ,  Sandra Kane

IPC: G06K9/62 ,  G06N20/20

Abstract: Described herein are techniques to a systematic approach to reduce the number of factors of an input dataset that impact a target prediction of a trained ML model. The techniques include obtaining a dataset of typed data points and ascertaining the factors of the data points based, at least in part, on the datatypes of the data points. The techniques also include obtaining an indicator of correlation of each factor ascertained in the dataset to a target prediction by a trained ML model and assigning a score to each respective factor ascertained in the dataset based on the indicator of correlation of each factor. The techniques further include ranking the factors ascertained in the dataset based on the score of each factor, selecting factors from the factors ascertained in the dataset, and providing the selected factors for making the target prediction by the trained ML model.

公开(公告)号：US20220144193A1

公开(公告)日：2022-05-12

申请号：US17580396

申请日：2022-01-20

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Yuntao Li ,  Dingchao Zhang ,  Jeffrey S. Myers

IPC: B60R16/037 ,  B60R21/015 ,  G06V20/59 ,  B60K35/00 ,  B60N2/02 ,  G06V40/16

Abstract: Systems and methods for using image analysis techniques to facilitate adjustments to vehicle components are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle, and in particular determine a positioning of the individual(s) within the vehicle. Based on the positioning, the computing device may determine how to adjust a vehicle component(s) to its optimal configuration, and may facilitate adjustment of the vehicle component(s) accordingly.

公开(公告)号：US11640717B2

公开(公告)日：2023-05-02

申请号：US17829170

申请日：2022-05-31

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Yuntao Li ,  Dingchao Zhang ,  Jeffrey S. Myers

IPC: G06V20/59 ,  B60R25/30 ,  B60R25/25 ,  G08B21/22 ,  B60R25/102 ,  G06V40/16

Abstract: Systems and methods for using image analysis techniques to assess abnormal vehicle operating conditions are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle. Based on the depicted individuals(s) and optionally on other data, the computing device may determine that an abnormal condition exists. In response, the computing device may generate a notification and transmit the notification to an electronic device of an individual associated with the vehicle.

公开(公告)号：US20210406805A1

公开(公告)日：2021-12-30

申请号：US17364266

申请日：2021-06-30

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Garren King ,  Yuntao Li ,  Alexandria Pokorny ,  Justin Devore ,  Holly Kay Sanderson ,  Victoria Ann Weintraub ,  Patrick Thomas Carron ,  Sateesh K. Nallamothu

IPC: G06Q10/06 ,  G06Q40/08 ,  G06Q10/10 ,  G06N20/00 ,  G06N5/04

Abstract: A claim assignment system can cause insurance claims to be assigned among different groups within an insurance company. The claim assignment system can have a rules engine and a machine learning engine that both recommend a group to which a claim can be assigned. The claim assignment system can be configured to select the group for the claim based on a recommendation from the machine learning model if a confidence level of the machine learning assignment recommendation meets or exceeds a threshold value, and otherwise select the group for the claim based on the assignment recommendation from the rules engine.

公开(公告)号：US10275670B1

公开(公告)日：2019-04-30

申请号：US15914745

申请日：2018-03-07

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Yuntao Li ,  Dingchao Zhang ,  Jeffrey S. Myers

IPC: G06K9/00 ,  B60R25/30 ,  B60R25/25 ,  G08B21/22 ,  B60R25/102

Abstract: Systems and methods for using image analysis techniques to assess abnormal vehicle operating conditions are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle. Based on the depicted individuals(s) and optionally on other data, the computing device may determine that an abnormal condition exists. In response, the computing device may generate a notification and transmit the notification to an electronic device of an individual associated with the vehicle.

公开(公告)号：US20240221397A1

公开(公告)日：2024-07-04

申请号：US18607267

申请日：2024-03-15

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Dingchao Zhang ,  Yuntao Li ,  Jeffrey S. Myers

IPC: G06V20/59 ,  B60Q9/00 ,  G06V40/16 ,  G06V40/20 ,  G08B3/10 ,  G08B5/36

CPC classification number: G06V20/597 ,  B60Q9/00 ,  G06V40/165 ,  G06V40/20 ,  G08B3/10 ,  G08B5/36

Abstract: Systems and methods for using image analysis techniques to assess unsafe driving conditions by a vehicle operator are discloses. According to aspects, a computing device may access and analyze image data depicting the vehicle operator. In analyzing the image, the computing device may measure certain visible metrics as depicted in the image data and compare the metrics to corresponding threshold values, and may accordingly determine whether the vehicle operator is exhibiting an unsafe driving condition. The computing device may generate and present alerts that indicate any determined unsafe driving condition.

公开(公告)号：US11961313B2

公开(公告)日：2024-04-16

申请号：US18162223

申请日：2023-01-31

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Dingchao Zhang ,  Yuntao Li ,  Jeffrey S. Myers

IPC: G06V20/59 ,  B60Q9/00 ,  G06V40/16 ,  G06V40/20 ,  G08B3/10 ,  G08B5/36

CPC classification number: G06V20/597 ,  B60Q9/00 ,  G06V40/165 ,  G06V40/20 ,  G08B3/10 ,  G08B5/36

Abstract: Systems and methods for using image analysis techniques to assess unsafe driving conditions by a vehicle operator are discloses. According to aspects, a computing device may access and analyze image data depicting the vehicle operator. In analyzing the image, the computing device may measure certain visible metrics as depicted in the image data and compare the metrics to corresponding threshold values, and may accordingly determine whether the vehicle operator is exhibiting an unsafe driving condition. The computing device may generate and present alerts that indicate any determined unsafe driving condition.

公开(公告)号：US11794675B2

公开(公告)日：2023-10-24

申请号：US17580396

申请日：2022-01-20

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Yuntao Li ,  Dingchao Zhang ,  Jeffrey S. Myers

IPC: B60R16/00 ,  B60R16/037 ,  B60K35/00 ,  B60R21/015 ,  B60N2/02 ,  G06V20/59 ,  G06V40/16

CPC classification number: B60R16/037 ,  B60K35/00 ,  B60N2/0224 ,  B60R21/015 ,  G06V20/593 ,  G06V40/172 ,  B60K2370/52 ,  B60K2370/736 ,  G06V40/178

Abstract: Systems and methods for using image analysis techniques to facilitate adjustments to vehicle components are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle, and in particular determine a positioning of the individual(s) within the vehicle. Based on the positioning, the computing device may determine how to adjust a vehicle component(s) to its optimal configuration, and may facilitate adjustment of the vehicle component(s) accordingly.

公开(公告)号：US20220292852A1

公开(公告)日：2022-09-15

申请号：US17829170

申请日：2022-05-31

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Yuntao Li ,  Dingchao Zhang ,  Jeffrey S. Myers

IPC: G06V20/59 ,  B60R25/25 ,  G06V40/16 ,  G08B21/22 ,  B60R25/30 ,  B60R25/102

Abstract: Systems and methods for using image analysis techniques to assess abnormal vehicle operating conditions are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle. Based on the depicted individuals(s) and optionally on other data, the computing device may determine that an abnormal condition exists. In response, the computing device may generate a notification and transmit the notification to an electronic device of an individual associated with the vehicle.