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公开(公告)号：US11922514B2
公开(公告)日：2024-03-05
申请号：US18123588
申请日：2023-03-20
发明人： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC分类号： G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
CPC分类号： G06Q40/08 , G06Q30/0623 , G06T19/006 , G06Q50/16 , G06T2219/004
摘要： A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US11636551B2
公开(公告)日：2023-04-25
申请号：US17573280
申请日：2022-01-11
发明人： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC分类号： G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
摘要： A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US20220129992A1
公开(公告)日：2022-04-28
申请号：US17573372
申请日：2022-01-11
发明人： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
摘要： A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US12045893B2
公开(公告)日：2024-07-23
申请号：US18091702
申请日：2022-12-30
发明人： Carlee A. Clymer , Gary Foreman , Ronald R. Duehr , Denson Smith , Vincent M. Hummel , Bradley J Walder , Chad Mychal Hirst , Justin Devore , Shane Tomlinson , David A Pluimer , Pavan Kumar Bhagavatula , John Westhues , Tracey Leigh Knorr , Erin E. Miller , Joshua T. Monk , Aaron Ames , John G. McConkey , Michael Cicilio Fresquez , Himanshu Chhita , Jason Beckman , Douglas A. Graff , Michele Wittman , Alexis Cates , Stephen Young , Rajesh Panicker , Yohan Santos , Stephen Wilson , Carrie A Read , Michael Brown , Robin A Rose
CPC分类号： G06Q40/08 , G06N7/01 , G07C5/0808 , G07C5/0841
摘要： A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.
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公开(公告)号：US20240161199A1
公开(公告)日：2024-05-16
申请号：US18418517
申请日：2024-01-22
发明人： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC分类号： G06Q40/08 , G06Q30/0601 , G06T19/00
CPC分类号： G06Q40/08 , G06Q30/0623 , G06T19/006 , G06Q50/16
摘要： A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US11574366B1
公开(公告)日：2023-02-07
申请号：US16593355
申请日：2019-10-04
发明人： Carlee A. Clymer , Gary Foreman , Ronald R. Duehr , Denson Smith , Vincent M. Hummel , Bradley J. Walder , Chad Mychal Hirst , Justin Devore , Shane Tomlinson , David A. Pluimer , Pavan Bhagavatula , John Westhues , Tracey Leigh Knorr , Erin E. Miller , Joshua T. Monk , Aaron Ames , John G. McConkey , Michael Cicilio Fresquez , Himanshu Chhita , Jason Beckman , Douglas A. Graff , Michele Wittman , Alexis Danielle Cates , Stephen Young , Rajesh Panicker , Yohan Santos , Stephen Wilson , Carrie A. Read , Michael Brown , Robin A. Rose
摘要： A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.
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公开(公告)号：US20240169283A1
公开(公告)日：2024-05-23
申请号：US18420519
申请日：2024-01-23
IPC分类号： G06Q10/0631 , G06F16/332 , G06F16/35 , G06Q40/08
CPC分类号： G06Q10/063112 , G06F16/3329 , G06F16/35 , G06Q40/08
摘要： Candidate function data can include data for multiple candidate functions that may indicate whether insurance claims are likely to involve certain issues, such as comparative negligence issues. A real-time claim identifier can use the candidate function data to determine, in near real-time, if claim data for a new insurance claim submitted to an insurance company satisfies at least one of the candidate functions. If the claim data satisfies at least one of the candidate functions, the insurance claim can be assigned to a corresponding destination in the insurance company, such as a department that processes comparative negligence claims, for further processing.
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公开(公告)号：US11915319B1
公开(公告)日：2024-02-27
申请号：US17242133
申请日：2021-04-27
发明人： Garren King , Justin Devore , Andrew Mathes
IPC分类号： G06Q40/08 , G06N5/04 , G06N20/00 , G06Q10/10 , G06Q30/016 , G06F3/0483 , G06F3/0484
CPC分类号： G06Q40/08 , G06N5/04 , G06N20/00 , G06Q10/10 , G06Q30/016 , G06F3/0483 , G06F3/0484
摘要： During a communication session with a caller, a representative can enter information into a claim loss reporting tool to generate a loss report associated with an insurance claim. A dialogue advisor can cause the claim loss reporting tool to suggest questions that the representative should ask, and/or actions the representative should take, during the communication session. The dialogue advisor can make such suggestions, during the communication session, based at least in part on confidence levels of simulated destination predictions that correspond with destination predictions a claim router would make according to the same information associated with the loss report.
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公开(公告)号：US20230282350A1
公开(公告)日：2023-09-07
申请号：US17685683
申请日：2022-03-03
发明人： Justin Devore , Sateesh K. Nallamothu , Dayne Dalpoas , Ruth Anne Grosskopf , Jason Beckman , Kathi Cordiner , Jennifer Megargell
摘要： Techniques described herein relate to training and executing machine learning models configured to determine injury probabilities based on vehicle accident data. In some cases, a decision tree model may be constructed including various branching criteria based on particular vehicle accident data and injury ground truth data, including leaf nodes storing corresponding injury probabilities. A model execution component may execute the trained models to determine the probability of potential injuries associated with vehicle accidents. Based on the potential injury probabilities, a vehicle accident analysis system may identify target computer systems and/or target processes to be initiated on the target systems, based on the injury probabilities. In some example, the model execution architecture may be implemented using an event-driven system and/or cloud-based data storage and services to receive, store, and process data events associated with individual vehicle accidents.
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公开(公告)号：US20220358598A1
公开(公告)日：2022-11-10
申请号：US17737647
申请日：2022-05-05
发明人： Garren King , Justin Devore , Holly Kay Sanderson , Barbara Williford , Andrew Mathes , Mehron Beheshti , Alexandria Pokorny , Merril Myers , Andy Pulkstenis
摘要： Variants of an application, such as user interface variants and/or logic variants, can be used in a production environment as part of a designed experiment. An experiment manager can cause the application to operate based on different variants for different users and/or instances of input data. Synchronous and/or asynchronous results can be collected that indicate impacts of the variants at the application and/or other downstream systems. Such asynchronous and/or synchronous results can be used to prove or disprove a hypothesis associated with the designed experiment.
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