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公开(公告)号：US20230135121A1
公开(公告)日：2023-05-04
申请号：US18091702
申请日：2022-12-30
发明人： Carlee A. Clymer , Gary Foreman , Ronald R. Duehr , Denson Smith , Vincent M. Hummel , Bradley J Walder , Chad Mychal Hirst , Justin Devore , Shane Tomlinson , David A Pluimer , Pavan Kumar Bhagavatula , John Westhues , Tracey Leigh Knorr , Erin E. Miller , Joshua T. Monk , Aaron Ames , John G. McConkey , Michael Cicilio Fresquez , Himanshu Chhita , Jason Beckman , Douglas A. Graff , Michele Wittman , Alexis Cates , Stephen Young , Rajesh Panicker , Yohan Santos , Stephen Wilson , Carrie A Read , Michael Brown , Robin A Rose
摘要： A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.
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公开(公告)号：US12045893B2
公开(公告)日：2024-07-23
申请号：US18091702
申请日：2022-12-30
发明人： Carlee A. Clymer , Gary Foreman , Ronald R. Duehr , Denson Smith , Vincent M. Hummel , Bradley J Walder , Chad Mychal Hirst , Justin Devore , Shane Tomlinson , David A Pluimer , Pavan Kumar Bhagavatula , John Westhues , Tracey Leigh Knorr , Erin E. Miller , Joshua T. Monk , Aaron Ames , John G. McConkey , Michael Cicilio Fresquez , Himanshu Chhita , Jason Beckman , Douglas A. Graff , Michele Wittman , Alexis Cates , Stephen Young , Rajesh Panicker , Yohan Santos , Stephen Wilson , Carrie A Read , Michael Brown , Robin A Rose
CPC分类号： G06Q40/08 , G06N7/01 , G07C5/0808 , G07C5/0841
摘要： A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.
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