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公开(公告)号：US20200371779A1
公开(公告)日：2020-11-26
申请号：US16882286
申请日：2020-05-22
摘要： Described herein is a system for providing version control across APIs. In an embodiment, an application of a client device may transmit communications to a service application API that are in a format not accepted by the service application API, using the application API. A central (or public) API may receive the communication transmitted by the application's API. The central API may identify the versions of the application's API and the service application API. The central API may format the communication based on the mapped fields, to a format accepted by the service application API. The central API 106 may forward the formatted communication to the service application.
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公开(公告)号：US20240202364A1
公开(公告)日：2024-06-20
申请号：US18595786
申请日：2024-03-05
发明人： Dinesh SUNDARAM , Raman BAJAJ , Jacques MOREL , Sanjiv YAJNIK , Trent JONES , Alan ILANGO , Jacob CREECH , Avijit SARKAR , Rajaboopathy VIJAYARAGHAVAN , Ishu GUPTA , Thomas SICKERT
IPC分类号： G06F21/62 , G06F8/65 , G06F8/71 , G06F9/445 , G06F9/54 , G06F16/25 , G06F16/955 , G06F18/24 , G06F21/53 , G06F21/60 , G06F40/103 , G06F40/174 , G06F40/18 , G06K7/14 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/38 , G06Q20/40 , G06Q30/018 , G06Q30/0201 , G06Q30/0601 , G06Q40/02 , G06Q40/03 , G06Q50/26 , H04L9/08 , H04L9/40 , H04L67/01
CPC分类号： G06F21/6245 , G06F9/44505 , G06F9/54 , G06F9/547 , G06F16/258 , G06F16/9558 , G06F16/9562 , G06F18/24 , G06F21/53 , G06F21/602 , G06F21/604 , G06F21/6227 , G06F40/103 , G06F40/174 , G06F40/18 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/382 , G06Q20/4014 , G06Q30/0185 , G06Q30/0206 , G06Q30/0601 , G06Q30/0613 , G06Q30/0619 , G06Q30/0637 , G06Q30/0643 , G06Q40/02 , G06Q40/03 , H04L9/0825 , H04L63/0435 , H04L63/08 , H04L63/0815 , H04L63/102 , H04L63/123 , H04L63/166 , H04L63/168 , H04L67/01 , G06F8/65 , G06F8/71 , G06F2221/2107 , G06K7/1417 , G06Q50/265 , G06Q2220/00 , H04L9/0822
摘要： The system and methods described herein allow users to give their applicant information to at least one entity when seeking to submit an inquiry associated with an item, and have various lender microservices run in parallel, segregated by entity, in a jailed environment. The result of these microservices may be returned as a response to the inquiry, being determined autonomously for each respective entity based on one or more respective rule sets or executable logic for each respective entity. Payloads for multiple entities may be combined in a single output from the jailed environment due to outputs from the environment being encrypted in a universal format.
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公开(公告)号：US20220292598A1
公开(公告)日：2022-09-15
申请号：US17830558
申请日：2022-06-02
发明人： Satish KESIBOYANA , Rajaboopathy VIJAYARAGHAVAN , Kush PATEL , Jeffrey ROBERTS , Dustin Ryan NATION , Jonathan DARLING , Venkata Sudharsan DASA
IPC分类号： G06Q40/02 , G06Q30/02 , H04L67/01 , G06Q30/06 , H04L9/08 , H04L9/40 , G06F8/65 , G06F8/71 , G06F9/445 , G06F9/54 , G06F16/25 , G06F16/955 , G06F21/53 , G06F21/60 , G06F21/62 , G06F40/103 , G06F40/174 , G06F40/18 , G06K9/62 , G06N3/02 , G06N5/02 , G06N20/00 , G06Q10/10 , G06Q20/38 , G06Q20/40 , G06Q30/00
摘要： A system for interfacing with a decisioning service from a third-party domain. A backend system may receive a request to interface with the decisioning service to generate a prequalification result for a user for a specified product, in response to the actuation of a button included in a third-party web domain rendering a product. The backend system may execute a call on a website of the decisioning service. The backend system may receive the product information from the button. The backend system may generate the website within the third-party domain, including a request for information about the user, in response to executing the call to the website. The backend system may transmit a request for generating prequalification result for the product to the decisioning service. The backend system may receive the prequalification result from the decisioning service.
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4.发明申请公开(公告)号：US20200372577A1
公开(公告)日：2020-11-26
申请号：US16882291
申请日：2020-05-22
发明人： Satish KESIBOYANA , Rajaboopathy VIJAYARAGHAVAN , Kush PATEL , Jeffrey ROBERTS , Dustin Ryan NATION , Jonathan DARLING , Venkata Sudharsan DASA
摘要： A system for interfacing with a decisioning service from a third-party domain. A backend system may receive a request to interface with the decisioning service to generate a prequalification result for a user for a specified product, in response to the actuation of a button included in a third-party web domain rendering a product. The backend system may execute a call on a website of the decisioning service. The backend system may receive the product information from the button. The backend system may generate the website within the third-party domain, including a request for information about the user, in response to executing the call to the website. The backend system may transmit a request for generating prequalification result for the product to the decisioning service. The backend system may receive the prequalification result from the decisioning service.
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公开(公告)号：US20200372575A1
公开(公告)日：2020-11-26
申请号：US16882112
申请日：2020-05-22
摘要： The system and methods described herein allow users to give their applicant information when seeking to purchase a good with financing from multiple potential lenders, and may be pre-screened by one or more rule sets implemented by a marketplace client in an eligibility analysis to ultimately submit applicant information to a subset of the multiple potential lenders which are found to be suitable for lending to an applicant based on the applicant information, wherein lender microservices are then run in a jailed, firewalled, and self-contained, autonomous environment, and the results of said lender microservices are reported to the user and may be used to change the one or more rule sets implemented by the marketplace client for future pre-screening of applicants.
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公开(公告)号：US20240354440A1
公开(公告)日：2024-10-24
申请号：US18442687
申请日：2024-02-15
IPC分类号： G06F21/62 , G06F8/65 , G06F8/71 , G06F9/445 , G06F9/54 , G06F16/25 , G06F16/955 , G06F18/24 , G06F21/53 , G06F21/60 , G06F40/103 , G06F40/174 , G06F40/18 , G06K7/14 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/38 , G06Q20/40 , G06Q30/018 , G06Q30/0201 , G06Q30/0601 , G06Q40/02 , G06Q40/03 , G06Q50/26 , H04L9/08 , H04L9/40 , H04L67/01
CPC分类号： G06F21/6245 , G06F9/44505 , G06F9/54 , G06F9/547 , G06F16/258 , G06F16/9558 , G06F16/9562 , G06F18/24 , G06F21/53 , G06F21/602 , G06F21/604 , G06F21/6227 , G06F40/103 , G06F40/174 , G06F40/18 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/382 , G06Q20/4014 , G06Q30/0185 , G06Q30/0206 , G06Q30/0601 , G06Q30/0613 , G06Q30/0619 , G06Q30/0637 , G06Q30/0643 , G06Q40/02 , G06Q40/03 , H04L9/0825 , H04L63/0435 , H04L63/08 , H04L63/0815 , H04L63/102 , H04L63/123 , H04L63/166 , H04L63/168 , H04L67/01 , G06F8/65 , G06F8/71 , G06F2221/2107 , G06K7/1417 , G06Q50/265 , G06Q2220/00 , H04L9/0822
摘要： The system and methods described herein allow users to give their applicant information when seeking to purchase a good with financing from multiple potential lenders, and may be pre-screened by one or more rule sets implemented by a marketplace client in an eligibility analysis to ultimately submit applicant information to a subset of the multiple potential lenders which are found to be suitable for lending to an applicant based on the applicant information, wherein lender microservices are then run in a jailed, firewalled, and self-contained, autonomous environment, and the results of said lender microservices are reported to the user and may be used to change the one or more rule sets implemented by the marketplace client for future pre-screening of applicants.
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公开(公告)号：US20230316228A1
公开(公告)日：2023-10-05
申请号：US18205870
申请日：2023-06-05
IPC分类号： G06Q10/10 , G06Q30/0201 , G06F16/955 , H04L9/40 , G06N20/00 , G06F9/54 , G06F21/60 , G06N3/02 , G06F9/445 , G06F16/25 , G06F21/62 , H04L9/08 , G06Q20/40 , G06Q30/018 , G06Q30/0601 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q40/02 , G06F21/53 , G06N5/025 , G06Q20/38 , H04L67/01 , G06F18/24 , G06Q40/03
CPC分类号： G06Q10/10 , G06Q30/0206 , G06F16/9562 , H04L63/0435 , H04L63/123 , G06N20/00 , G06F9/547 , G06F21/602 , G06N3/02 , H04L63/0815 , H04L63/102 , G06F9/44505 , G06F9/54 , G06F16/258 , G06F21/6227 , G06F21/6245 , H04L63/08 , H04L63/166 , H04L63/168 , H04L9/0825 , G06F16/9558 , G06Q20/4014 , G06Q30/0185 , G06Q30/0637 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q40/02 , G06Q30/0619 , G06Q30/0643 , G06F21/53 , G06N5/025 , G06Q20/382 , G06Q30/0601 , G06Q30/0613 , H04L67/01 , G06F21/604 , G06F18/24 , G06Q40/03 , G06F8/65
摘要： Described herein is a system for providing version control across APIs. In an embodiment, an application of a client device may transmit communications to a service application API that are in a format not accepted by the service application API, using the application API. A central (or public) API may receive the communication transmitted by the application's API. The central API may identify the versions of the application's API and the service application API. The central API may format the communication based on the mapped fields, to a format accepted by the service application API. The central API 106 may forward the formatted communication to the service application.
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公开(公告)号：US20220092691A1
公开(公告)日：2022-03-24
申请号：US17545003
申请日：2021-12-08
IPC分类号： G06Q40/02 , G06Q30/02 , G06F16/955 , H04L29/06 , G06N20/00 , G06F9/54 , G06F21/60 , G06K9/62 , G06N3/02 , G06F8/65 , G06F8/71 , G06F9/445 , G06F16/25 , G06F21/62 , H04L9/08 , G06Q20/40 , G06Q30/00 , G06Q30/06 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q10/10 , G06F21/53 , G06N5/02 , G06Q20/38
摘要： The system and methods described herein allow users to give their applicant information when seeking to purchase a good with financing from multiple potential lenders, and may be pre-screened by one or more rule sets implemented by a marketplace client in an eligibility analysis to ultimately submit applicant information to a subset of the multiple potential lenders which are found to be suitable for lending to an applicant based on the applicant information, wherein lender microservices are then run in a jailed, firewalled, and self-contained, autonomous environment, and the results of said lender microservices are reported to the user and may be used to change the one or more rule sets implemented by the marketplace client for future pre-screening of applicants.
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9.发明申请公开(公告)号：US20200372574A1
公开(公告)日：2020-11-26
申请号：US16881897
申请日：2020-05-22
发明人： Dinesh Sundaram , Rajaboopathy VIJAYARAGHAVAN , Sanjiv YAJNIK , Raman BAJAJ , Jacques MOREL , Trent JONES , Thomas SICKERT , Jacob CREECH , Alan ILANGO , Alex BAIRD
摘要： The system and methods described herein allow users to apply for a purchase of a good from multiple providers using provider specific methodologies for generating offers for the product. For example, the system described herein may include a multi-layer architecture that includes interactive micro-services that communicate together in a bi-directional manner to create a normalized process for the purchase of a good, such as commercial goods/products (e.g. a vehicle) or real property. The micro-services may assess prequalification for a loan or financing for a good, followed by determining eligibility of the good for financing, and further followed by calculating pricing details for loans (e.g. for financing purchase of the good) that would be offered for a consumer's particular financial credentials, for each of a plurality of lenders. Prequalification and pricing may be performed on a good by good basis, or for a plurality of goods near or substantially simultaneously.
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10.发明公开公开(公告)号：US20240320367A1
公开(公告)日：2024-09-26
申请号：US18419670
申请日：2024-01-23
发明人： Dinesh SUNDARAM , Rajaboopathy VIJAYARAGHAVAN , Sanjiv YAJNIK , Raman BAJAJ , Jacques MOREL , Trent JONES , Thomas SICKERT , Jacob CREECH , Alan ILANGO , Alex BAIRD , Vikramaditya REPAKA , Hala Salim EL-ALI
IPC分类号： G06F21/62 , G06F8/65 , G06F8/71 , G06F9/445 , G06F9/54 , G06F16/25 , G06F16/955 , G06F18/24 , G06F21/53 , G06F21/60 , G06F40/103 , G06F40/174 , G06F40/18 , G06K7/14 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/38 , G06Q20/40 , G06Q30/018 , G06Q30/0201 , G06Q30/0601 , G06Q40/02 , G06Q40/03 , G06Q50/26 , H04L9/08 , H04L9/40 , H04L67/01
CPC分类号： G06F21/6245 , G06F9/44505 , G06F9/54 , G06F9/547 , G06F16/258 , G06F16/9558 , G06F16/9562 , G06F18/24 , G06F21/53 , G06F21/602 , G06F21/604 , G06F21/6227 , G06F40/103 , G06F40/174 , G06F40/18 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/382 , G06Q20/4014 , G06Q30/0185 , G06Q30/0206 , G06Q30/0601 , G06Q30/0613 , G06Q30/0619 , G06Q30/0637 , G06Q30/0643 , G06Q40/02 , G06Q40/03 , H04L9/0825 , H04L63/0435 , H04L63/08 , H04L63/0815 , H04L63/102 , H04L63/123 , H04L63/166 , H04L63/168 , H04L67/01 , G06F8/65 , G06F8/71 , G06F2221/2107 , G06K7/1417 , G06Q50/265 , G06Q2220/00 , H04L9/0822
摘要： The system and methods described herein allow users to apply for a purchase of a good from multiple providers using provider specific methodologies for generating offers for the product. For example, the system described herein may include a multi-layer architecture that includes interactive micro-services that communicate together in a bi-directional manner to create a normalized process for the purchase of a good, such as commercial goods/products (e.g. a vehicle) or real property. The micro-services may assess prequalification for a loan or financing for a good, followed by determining eligibility of the good for financing, and further followed by calculating pricing details for loans (e.g. for financing purchase of the good) that would be offered for a consumer's particular financial credentials, for each of a plurality of lenders. Prequalification and pricing may be performed on a good by good basis, or for a plurality of goods near or substantially simultaneously.
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