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公开(公告)号:US20200372531A1
公开(公告)日:2020-11-26
申请号:US16882279
申请日:2020-05-22
IPC分类号: G06Q30/02 , G06Q40/02 , G06F16/955
摘要: In an embodiment, the system provides consistent pricing structures of a loan irrespective of the type of application requesting the pricing structure. The system generates a prequalification result for a product and user, in response to processing an initial prequalification request received from a given application. The system uses the prequalification result to generate a pricing structure. The prequalification result and pricing structure are stored. The system receives a subsequent purchase request for the product and user, from a different type of application. The system retrieves the prequalification result and pricing structure to generate a second pricing structure including the same pricing information as the previously generated pricing structure for the product and user. This ensures the customer is provided consistent pricing for a loan across platforms.
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公开(公告)号:US20200371779A1
公开(公告)日:2020-11-26
申请号:US16882286
申请日:2020-05-22
摘要: Described herein is a system for providing version control across APIs. In an embodiment, an application of a client device may transmit communications to a service application API that are in a format not accepted by the service application API, using the application API. A central (or public) API may receive the communication transmitted by the application's API. The central API may identify the versions of the application's API and the service application API. The central API may format the communication based on the mapped fields, to a format accepted by the service application API. The central API 106 may forward the formatted communication to the service application.
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公开(公告)号:US20240354440A1
公开(公告)日:2024-10-24
申请号:US18442687
申请日:2024-02-15
IPC分类号: G06F21/62 , G06F8/65 , G06F8/71 , G06F9/445 , G06F9/54 , G06F16/25 , G06F16/955 , G06F18/24 , G06F21/53 , G06F21/60 , G06F40/103 , G06F40/174 , G06F40/18 , G06K7/14 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/38 , G06Q20/40 , G06Q30/018 , G06Q30/0201 , G06Q30/0601 , G06Q40/02 , G06Q40/03 , G06Q50/26 , H04L9/08 , H04L9/40 , H04L67/01
CPC分类号: G06F21/6245 , G06F9/44505 , G06F9/54 , G06F9/547 , G06F16/258 , G06F16/9558 , G06F16/9562 , G06F18/24 , G06F21/53 , G06F21/602 , G06F21/604 , G06F21/6227 , G06F40/103 , G06F40/174 , G06F40/18 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q10/10 , G06Q20/382 , G06Q20/4014 , G06Q30/0185 , G06Q30/0206 , G06Q30/0601 , G06Q30/0613 , G06Q30/0619 , G06Q30/0637 , G06Q30/0643 , G06Q40/02 , G06Q40/03 , H04L9/0825 , H04L63/0435 , H04L63/08 , H04L63/0815 , H04L63/102 , H04L63/123 , H04L63/166 , H04L63/168 , H04L67/01 , G06F8/65 , G06F8/71 , G06F2221/2107 , G06K7/1417 , G06Q50/265 , G06Q2220/00 , H04L9/0822
摘要: The system and methods described herein allow users to give their applicant information when seeking to purchase a good with financing from multiple potential lenders, and may be pre-screened by one or more rule sets implemented by a marketplace client in an eligibility analysis to ultimately submit applicant information to a subset of the multiple potential lenders which are found to be suitable for lending to an applicant based on the applicant information, wherein lender microservices are then run in a jailed, firewalled, and self-contained, autonomous environment, and the results of said lender microservices are reported to the user and may be used to change the one or more rule sets implemented by the marketplace client for future pre-screening of applicants.
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公开(公告)号:US20230316228A1
公开(公告)日:2023-10-05
申请号:US18205870
申请日:2023-06-05
IPC分类号: G06Q10/10 , G06Q30/0201 , G06F16/955 , H04L9/40 , G06N20/00 , G06F9/54 , G06F21/60 , G06N3/02 , G06F9/445 , G06F16/25 , G06F21/62 , H04L9/08 , G06Q20/40 , G06Q30/018 , G06Q30/0601 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q40/02 , G06F21/53 , G06N5/025 , G06Q20/38 , H04L67/01 , G06F18/24 , G06Q40/03
CPC分类号: G06Q10/10 , G06Q30/0206 , G06F16/9562 , H04L63/0435 , H04L63/123 , G06N20/00 , G06F9/547 , G06F21/602 , G06N3/02 , H04L63/0815 , H04L63/102 , G06F9/44505 , G06F9/54 , G06F16/258 , G06F21/6227 , G06F21/6245 , H04L63/08 , H04L63/166 , H04L63/168 , H04L9/0825 , G06F16/9558 , G06Q20/4014 , G06Q30/0185 , G06Q30/0637 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q40/02 , G06Q30/0619 , G06Q30/0643 , G06F21/53 , G06N5/025 , G06Q20/382 , G06Q30/0601 , G06Q30/0613 , H04L67/01 , G06F21/604 , G06F18/24 , G06Q40/03 , G06F8/65
摘要: Described herein is a system for providing version control across APIs. In an embodiment, an application of a client device may transmit communications to a service application API that are in a format not accepted by the service application API, using the application API. A central (or public) API may receive the communication transmitted by the application's API. The central API may identify the versions of the application's API and the service application API. The central API may format the communication based on the mapped fields, to a format accepted by the service application API. The central API 106 may forward the formatted communication to the service application.
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公开(公告)号:US20220092691A1
公开(公告)日:2022-03-24
申请号:US17545003
申请日:2021-12-08
IPC分类号: G06Q40/02 , G06Q30/02 , G06F16/955 , H04L29/06 , G06N20/00 , G06F9/54 , G06F21/60 , G06K9/62 , G06N3/02 , G06F8/65 , G06F8/71 , G06F9/445 , G06F16/25 , G06F21/62 , H04L9/08 , G06Q20/40 , G06Q30/00 , G06Q30/06 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q10/10 , G06F21/53 , G06N5/02 , G06Q20/38
摘要: The system and methods described herein allow users to give their applicant information when seeking to purchase a good with financing from multiple potential lenders, and may be pre-screened by one or more rule sets implemented by a marketplace client in an eligibility analysis to ultimately submit applicant information to a subset of the multiple potential lenders which are found to be suitable for lending to an applicant based on the applicant information, wherein lender microservices are then run in a jailed, firewalled, and self-contained, autonomous environment, and the results of said lender microservices are reported to the user and may be used to change the one or more rule sets implemented by the marketplace client for future pre-screening of applicants.
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6.
公开(公告)号:US20230259881A1
公开(公告)日:2023-08-17
申请号:US18141633
申请日:2023-05-01
发明人: Satish KESIBOYANA , Rajaboopathy VIJAYARAGHAVAN , Kush PATEL , Jeffrey ROBERTS , Dustin Ryan NATION , Jonathan DARLING , Venkata Sudharsan DASA
IPC分类号: G06Q10/10 , G06Q30/0201 , G06F16/955 , H04L9/40 , G06N20/00 , G06F9/54 , G06F21/60 , G06N3/02 , G06F9/445 , G06F16/25 , G06F21/62 , H04L9/08 , G06Q20/40 , G06Q30/018 , G06Q30/0601 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q40/02 , G06F21/53 , G06N5/025 , G06Q20/38 , H04L67/01 , G06F18/24 , G06Q40/03
CPC分类号: G06Q10/10 , G06F9/54 , G06F9/547 , G06F9/44505 , G06F16/258 , G06F16/9558 , G06F16/9562 , G06F18/24 , G06F21/53 , G06F21/602 , G06F21/604 , G06F21/6227 , G06F21/6245 , G06F40/18 , G06F40/103 , G06F40/174 , G06N3/02 , G06N5/025 , G06N20/00 , G06Q20/382 , G06Q20/4014 , G06Q30/0185 , G06Q30/0206 , G06Q30/0601 , G06Q30/0613 , G06Q30/0619 , G06Q30/0637 , G06Q30/0643 , G06Q40/02 , G06Q40/03 , H04L9/0825 , H04L63/08 , H04L63/102 , H04L63/123 , H04L63/166 , H04L63/168 , H04L63/0435 , H04L63/0815 , H04L67/01 , G06F8/65
摘要: A system for interfacing with a decisioning service from a third-party domain. A backend system may receive a request to interface with the decisioning service to generate a prequalification result for a user for a specified product, in response to the actuation of a button included in a third-party web domain rendering a product. The backend system may execute a call on a website of the decisioning service. The backend system may receive the product information from the button. The backend system may generate the website within the third-party domain, including a request for information about the user, in response to executing the call to the website. The backend system may transmit a request for generating prequalification result for the product to the decisioning service. The backend system may receive the prequalification result from the decisioning service.
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公开(公告)号:US20220335522A1
公开(公告)日:2022-10-20
申请号:US17735350
申请日:2022-05-03
摘要: In one aspect, the present disclosure relates to a multi-lender loan management system comprising an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.
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公开(公告)号:US20220292599A1
公开(公告)日:2022-09-15
申请号:US17831624
申请日:2022-06-03
IPC分类号: G06Q40/02 , G06Q30/02 , G06F16/955 , H04L9/40 , G06N20/00 , G06F9/54 , G06F21/60 , G06K9/62 , G06N3/02 , G06F9/445 , G06F16/25 , G06F21/62 , H04L9/08 , G06Q20/40 , G06Q30/00 , G06Q30/06 , G06F40/103 , G06F40/174 , G06F40/18 , G06Q10/10 , G06F21/53 , G06N5/02 , G06Q20/38 , H04L67/01
摘要: Described herein is a system for providing version control across APIs. In an embodiment, an application of a client device may transmit communications to a service application API that are in a format not accepted by the service application API, using the application API. A central (or public) API may receive the communication transmitted by the application's API. The central API may identify the versions of the application's API and the service application API. The central API may format the communication based on the mapped fields, to a format accepted by the service application API. The central API 106 may forward the formatted communication to the service application.
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公开(公告)号:US20200372519A1
公开(公告)日:2020-11-26
申请号:US16881909
申请日:2020-05-22
发明人: Vikramaditya REPAKA , David GILLAM , Shiv SOMASHEKHAR , Russel COVEY , Gurucharan Manadavadi PRAKASH , Jameskutty MONY , Satish KESIBOYANA , Nag Prajval Bindumalyam CHANDRASHEKAR , Gerardo FANG
摘要: The system described herein provides a secure unified system for users to get prequalified for a loan based on a link provided by a seller. The link may include seller identification information. A user can use a user device to launch a website by actuating a link. The user device may receive input corresponding to the user's personal information on the website. The user may transmit a prequalification request using the website, to a central system. The central system may generate prequalification results. The central system may ensure the pricing structures generated for a given product are consistent with the generated prequalification results within a specified time period.
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10.
公开(公告)号:US20230305839A1
公开(公告)日:2023-09-28
申请号:US18327587
申请日:2023-06-01
CPC分类号: G06F8/77 , G06F8/71 , G06F8/34 , G06N20/00 , G06F11/3438
摘要: Methods and systems for monitoring contributor performance for source code programming projects in order to increase the velocity of workflow and the efficiency of project teams. In particular, the methods and systems record the particular type of issue that is tagged for a given contribution, if any, and monitor the amount of programming time of the contributor that is required to resolve the issue. The programming time required to resolve the issue, the type of issue, and/or other characteristics of contributors are then used to generate real-time recommendations related to the performance of the contributor relative to the project team.
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