公开(公告)号：US20220215416A1

公开(公告)日：2022-07-07

申请号：US17700859

申请日：2022-03-22

Applicant: Capital One Services, LLC

Inventor： Gopi KANCHARLA ,  Sanjiv YAJNIK ,  Raman BAJAJ ,  Praveen TANDRA ,  Parvesh KUMAR ,  Arjun DUGAL ,  Janardhan PRABHAKARA ,  James LAND ,  Haranatha IJJUROUTHU ,  Hanzhang ZHENG

IPC: G06Q30/02 ,  H04L65/60 ,  G06F11/14

Abstract: A campaign server is disclosed which includes a multi-level queue architecture that isolates campaign processing from the delays and inconsistencies of target population information retrieval and a data streaming service system with latency and error remediation measures are disclosed, where the campaign server and the data consumption system can be part of a consolidated system. The data consumption system may include various components to process one or more offers to one or more customers and component configured to detect an error associated the preparation of the errors and/or ii) initiate a retry attempt to process the one or more offers, and and/or storing an instruction in a storage component of the streaming data system to permanently prohibit an attempt to generate the one or more offers at a subsequent time if the retry attempt expires without processing the one or more offers.

公开(公告)号：US20240202364A1

公开(公告)日：2024-06-20

申请号：US18595786

申请日：2024-03-05

Applicant: Capital One Services, LLC

Inventor： Dinesh SUNDARAM ,  Raman BAJAJ ,  Jacques MOREL ,  Sanjiv YAJNIK ,  Trent JONES ,  Alan ILANGO ,  Jacob CREECH ,  Avijit SARKAR ,  Rajaboopathy VIJAYARAGHAVAN ,  Ishu GUPTA ,  Thomas SICKERT

IPC: G06F21/62 ,  G06F8/65 ,  G06F8/71 ,  G06F9/445 ,  G06F9/54 ,  G06F16/25 ,  G06F16/955 ,  G06F18/24 ,  G06F21/53 ,  G06F21/60 ,  G06F40/103 ,  G06F40/174 ,  G06F40/18 ,  G06K7/14 ,  G06N3/02 ,  G06N5/025 ,  G06N20/00 ,  G06Q10/10 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0201 ,  G06Q30/0601 ,  G06Q40/02 ,  G06Q40/03 ,  G06Q50/26 ,  H04L9/08 ,  H04L9/40 ,  H04L67/01

CPC classification number: G06F21/6245 ,  G06F9/44505 ,  G06F9/54 ,  G06F9/547 ,  G06F16/258 ,  G06F16/9558 ,  G06F16/9562 ,  G06F18/24 ,  G06F21/53 ,  G06F21/602 ,  G06F21/604 ,  G06F21/6227 ,  G06F40/103 ,  G06F40/174 ,  G06F40/18 ,  G06N3/02 ,  G06N5/025 ,  G06N20/00 ,  G06Q10/10 ,  G06Q20/382 ,  G06Q20/4014 ,  G06Q30/0185 ,  G06Q30/0206 ,  G06Q30/0601 ,  G06Q30/0613 ,  G06Q30/0619 ,  G06Q30/0637 ,  G06Q30/0643 ,  G06Q40/02 ,  G06Q40/03 ,  H04L9/0825 ,  H04L63/0435 ,  H04L63/08 ,  H04L63/0815 ,  H04L63/102 ,  H04L63/123 ,  H04L63/166 ,  H04L63/168 ,  H04L67/01 ,  G06F8/65 ,  G06F8/71 ,  G06F2221/2107 ,  G06K7/1417 ,  G06Q50/265 ,  G06Q2220/00 ,  H04L9/0822

Abstract: The system and methods described herein allow users to give their applicant information to at least one entity when seeking to submit an inquiry associated with an item, and have various lender microservices run in parallel, segregated by entity, in a jailed environment. The result of these microservices may be returned as a response to the inquiry, being determined autonomously for each respective entity based on one or more respective rule sets or executable logic for each respective entity. Payloads for multiple entities may be combined in a single output from the jailed environment due to outputs from the environment being encrypted in a universal format.

公开(公告)号：US20230261936A1

公开(公告)日：2023-08-17

申请号：US18112313

申请日：2023-02-21

Applicant: Capital One Services, LLC

Inventor： Gopi KANCHARLA ,  Anurag ANDOJI ,  Praveen K. TANDRA ,  Raman BAJAJ ,  Parvesh KUMAR ,  Sanjiv YAJNIK

IPC: H04L41/0806 ,  H04L9/40 ,  H04L67/10 ,  G06F9/50 ,  H04L43/065 ,  H04L43/16

CPC classification number: H04L41/0806 ,  H04L63/1425 ,  H04L63/0263 ,  H04L67/10 ,  G06F9/5072 ,  H04L43/065 ,  H04L43/16

Abstract: Embodiments generally relate to a cloud computing infrastructure and method of operating the same including at least: receiving a configuration file from a configuration repository; receiving a request from a first device to configure an application rule set of one or more nodes based on the configuration file; transmitting the request to a receiver node selected from the one or more nodes; generating a notification alerting the one or more nodes that the request is stored on a database; distributing the configuration file to a subset of the one or more nodes based on receipt of an access request from the one or more nodes; and updating the application rule set of the subset of the one or more nodes based on the configuration file.

公开(公告)号：US20210065254A1

公开(公告)日：2021-03-04

申请号：US16559818

申请日：2019-09-04

Applicant: Capital One Services, LLC

Inventor： Hanzhang ZHENG ,  Praveen TANDRA ,  Mahesh SENNIAPPAN ,  Raman BAJAJ ,  Sanjiv YAJNIK ,  Parvesh KUMAR ,  Gopi KANCHARLA

IPC: G06Q30/02 ,  H04L29/08

Abstract: An ad simulator having at least in-browser simulation capabilities is provided. In examples, the ad simulator may be a web browser extension, which a media developer, designer, etc. may use for ad display simulation. The browser extension may locate existing display ads on a webpage, one or more of which can be selected to be replaced with a new ad. A HyperText Transfer Protocol (HTTP) request may be made to an ad template rendering engine that returns a HyperText Markup Language (HTML) of a new ad personalized and targeted to a customer. The browser extension may then replace the existing ad with the new ad.

公开(公告)号：US20210334135A1

公开(公告)日：2021-10-28

申请号：US17305461

申请日：2021-07-08

Applicant: Capital One Services, LLC

Inventor： Gopi KANCHARLA ,  Sanjiv YAJNIK ,  Raman BAJAJ ,  James LAND ,  Susmitha GANGARAPU ,  Praveen TANDRA ,  Parvesh KUMAR ,  Janardhan PRABHAKARA

IPC: G06F9/48 ,  G06F9/54

Abstract: A set of computing nodes may receive a corresponding set of heartbeat messages that originated at the set of computing nodes. The set of heartbeat messages may relate to selecting, among the set of computing nodes, a leader computing node to process a set of jobs. State information included in the heartbeat messages may be provided to a leader election algorithm that outputs information indicating one or more computing nodes that are most qualified to process the set of jobs based on processing capabilities of the computing nodes and processing constraints associated with the set of jobs. The computing node may select itself as the leader computing node to process the set of jobs based on determining, from the information output by the leader election algorithm, that the computing node is most qualified to process the set of jobs and no other computing nodes are processing the set of jobs.

公开(公告)号：US20200372574A1

公开(公告)日：2020-11-26

申请号：US16881897

申请日：2020-05-22

Applicant: Capital One Services, LLC

Inventor： Dinesh Sundaram ,  Rajaboopathy VIJAYARAGHAVAN ,  Sanjiv YAJNIK ,  Raman BAJAJ ,  Jacques MOREL ,  Trent JONES ,  Thomas SICKERT ,  Jacob CREECH ,  Alan ILANGO ,  Alex BAIRD

IPC: G06Q40/02 ,  G06F21/60 ,  G06F9/54

Abstract: The system and methods described herein allow users to apply for a purchase of a good from multiple providers using provider specific methodologies for generating offers for the product. For example, the system described herein may include a multi-layer architecture that includes interactive micro-services that communicate together in a bi-directional manner to create a normalized process for the purchase of a good, such as commercial goods/products (e.g. a vehicle) or real property. The micro-services may assess prequalification for a loan or financing for a good, followed by determining eligibility of the good for financing, and further followed by calculating pricing details for loans (e.g. for financing purchase of the good) that would be offered for a consumer's particular financial credentials, for each of a plurality of lenders. Prequalification and pricing may be performed on a good by good basis, or for a plurality of goods near or substantially simultaneously.

公开(公告)号：US20200242645A1

公开(公告)日：2020-07-30

申请号：US16776051

申请日：2020-01-29

Applicant: Capital One Services, LLC

Inventor： Gopi KANCHARLA ,  Sanjiv YAJNIK ,  Raman BAJAJ ,  Praveen TANDRA ,  Parvesh KUMAR ,  Arjun DUGAL ,  Janardhan PRABHAKARA ,  James LAND ,  Haranatha IJJUROUTHU ,  Hanzhang ZHENG

IPC: G06Q30/02 ,  G06F11/14 ,  H04L29/06

Abstract: A campaign server is disclosed which includes a multi-level queue architecture that isolates campaign processing from the delays and inconsistencies of target population information retrieval and a data streaming service system with latency and error remediation measures are disclosed, where the campaign server and the data consumption system can be part of a consolidated system. The data consumption system may include various components to process one or more offers to one or more customers and component configured to detect an error associated the preparation of the errors and/or ii) initiate a retry attempt to process the one or more offers, and and/or storing an instruction in a storage component of the streaming data system to permanently prohibit an attempt to generate the one or more offers at a subsequent time if the retry attempt expires without processing the one or more offers.

公开(公告)号：US20200151006A1

公开(公告)日：2020-05-14

申请号：US16580459

申请日：2019-09-24

Applicant: Capital One Services, LLC

Inventor： Gopi KANCHARLA ,  Sanjiv YAJNIK ,  Raman BAJAJ ,  James LAND ,  Susmitha GANGARAPU ,  Praveen TANDRA ,  Parvesh KUMAR ,  Janardhan PRABHAKARA

IPC: G06F9/48 ,  G06F9/54

Abstract: A set of computing nodes may receive a corresponding set of heartbeat messages that originated at the set of computing nodes. The set of heartbeat messages may relate to selecting, among the set of computing nodes, a leader computing node to process a set of jobs. State information included in the heartbeat messages may be provided to a leader election algorithm that outputs information indicating one or more computing nodes that are most qualified to process the set of jobs based on processing capabilities of the computing nodes and processing constraints associated with the set of jobs. The computing node may select itself as the leader computing node to process the set of jobs based on determining, from the information output by the leader election algorithm, that the computing node is most qualified to process the set of jobs and no other computing nodes are processing the set of jobs.

公开(公告)号：US20230359986A1

公开(公告)日：2023-11-09

申请号：US18196598

申请日：2023-05-12

Applicant: Capital One Services, LLC

Inventor： Chandra DHANDAPANI ,  Raman BAJAJ ,  Gurmeet SINGH ,  Ajmal KARUTHAKANTAKATH ,  Frederick CRABLE ,  Nicholas DOLLE ,  Vikramaditya REPAKA ,  Sanjiv YAJNIK

IPC: G06Q10/087 ,  G06F30/20 ,  G06Q40/03 ,  G06N5/045

CPC classification number: G06Q10/087 ,  G06F30/20 ,  G06Q40/03 ,  G06N5/045 ,  G06N20/00

Abstract: Disclosed embodiments provide systems and techniques for mass execution of analytical models across multiple dimensions of client, collateral, deal structure, third party, and other data relevant to predicting optimal decisions in real-time. In some embodiments, disclosed systems and techniques increase decisioning speed through the reduction of computational loads on disclosed decisioning systems. Further disclosed systems and techniques may scale-out analytical modeling computations through, among other technological solutions, advanced execution environments that are asynchronous and non-blocking in nature so as to allow the execution of a plurality of analytical models in parallel and optimizing the results.

公开(公告)号：US20220309546A1

公开(公告)日：2022-09-29

申请号：US17723783

申请日：2022-04-19

Applicant: Capital One Services, LLC

Inventor： Hanzhang ZHENG ,  Praveen TANDRA ,  Mahesh SENNIAPPAN ,  Raman BAJAJ ,  Sanjiv YAJNIK ,  Parvesh KUMAR ,  Gopi KANCHARLA

IPC: G06Q30/02 ,  H04L67/02

Abstract: An ad simulator having at least in-browser simulation capabilities is provided. In examples, the ad simulator may be a web browser extension, which a media developer, designer, etc. may use for ad display simulation. The browser extension may locate existing display ads on a webpage, one or more of which can be selected to be replaced with a new ad. A HyperText Transfer Protocol (HTTP) request may be made to an ad template rendering engine that returns a HyperText Markup Language (HTML) of a new ad personalized and targeted to a customer. The browser extension may then replace the existing ad with the new ad.