System and method for secure account transfer

    公开(公告)号:US10755345B2

    公开(公告)日:2020-08-25

    申请号:US14952373

    申请日:2015-11-25

    发明人: Jian Sun

    IPC分类号: G06Q40/02 G06Q20/10

    摘要: One embodiment provides a system that facilitates secure transfer of funds. During operation, the system generates, by a server, an authentication identifier for a payee of a bank account, wherein the authentication identifier indicates the bank account and a corresponding payment account of the payee. The system receives, from a payer, a message which indicates a first command to transfer a payment amount to the payee, wherein the first command includes the authentication identifier. In response to successfully verifying the authentication identifier, the system extracts information associated with the payment account and the bank account from the authentication identifier. The system transfers the payment amount to the bank account of the payee based on the extracted information.

    Analyzing textual data
    2.
    发明授权

    公开(公告)号:US10176804B2

    公开(公告)日:2019-01-08

    申请号:US15404855

    申请日:2017-01-12

    摘要: Analyzing textual data is disclosed, including by: receiving textual data; determining that the textual data is a candidate for analogy analysis based at least in part on at least a portion of the textual data matching an analogical question template; extracting a source substantive from the textual data; using the source substantive to determine a target substantive from a word vector model that is trained on a set of training data; and generating an answer including the target substantive based at least in part on an analogical answer template corresponding to the analogical question template.

    COMMUNICATION DATA ACCOUNT PROCESSING METHOD AND DEVICE THEREOF

    公开(公告)号:US20170251110A1

    公开(公告)日:2017-08-31

    申请号:US15593167

    申请日:2017-05-11

    IPC分类号: H04M15/00 H04W4/24

    摘要: A communication data account processing method is disclosed. The method includes: establishing a communication data account associated with a terminal user for the terminal user, and storing communication data resource information corresponding to the communication data account; receiving an operation instruction of the terminal user for the communication data account, the operation instruction including a mobile communication identifier; identifying a communication service provider corresponding to the mobile communication identifier; establishing a connection with a system interface of the communication service provider, and sending the mobile communication identifier and the operation instruction of the user to the system interface of the communication service provider; receiving response information of the system interface of the communication service provider; and performing an operation on the communication data account according to the response information. By using the present disclosure, a data allotment can be transferred conveniently without suffering any limitation due to an operator.

    ONLINE SHOPPING SERVICE PROCESSING
    5.
    发明申请

    公开(公告)号:US20180293545A1

    公开(公告)日:2018-10-11

    申请号:US16008999

    申请日:2018-06-14

    发明人: Jian Sun

    IPC分类号: G06Q10/08 G06Q30/06 G06Q30/02

    摘要: An order request including a plurality of selected items listed on an online shopping platform is received from a mobile device. A plurality of combinations of suppliers located within a predetermined distance from a delivery address of the order is determined, where each combination of suppliers supplies the plurality of selected items. A price rating of each of the plurality of supplier combinations is determined based on prices of the plurality of selected items offered by the corresponding supplier combination. A recommendation rating of each of the plurality of supplier combinations is determined based on customer review ratings of the plurality of selected items offered by the corresponding supplier combination. A first one or more combinations of suppliers with price ratings that satisfy a first condition and second one or more combinations of suppliers with recommendation ratings that satisfy a second condition are presented to the mobile device.

    Text segmentation with multiple granularity levels
    6.
    发明授权
    Text segmentation with multiple granularity levels 有权
    具有多个粒度级别的文本分割

    公开(公告)号:US09223779B2

    公开(公告)日:2015-12-29

    申请号:US14514279

    申请日:2014-10-14

    IPC分类号: G06F17/27 G06F17/28

    摘要: Text processing includes: segmenting received text based on a lexicon of smallest semantic units to obtain medium-grained segmentation results; merging the medium-grained segmentation results to obtain coarse-grained segmentation results, the coarse-grained segmentation results having coarser granularity than the medium-grained segmentation results; looking up in the lexicon of smallest semantic units respective search elements that correspond to segments in the medium-grained segmentation results; and forming fine-grained segmentation results based on the respective search elements, the fine-grained segmentation results having finer granularity than the medium-grained segmentation results.

    摘要翻译: 文本处理包括:基于最小语义单元的词典对接收的文本进行分段,以获得中粒度分割结果; 合并中粒度分割结果以获得粗粒度分割结果,粗粒度分割结果具有比中粒度分割结果更粗糙的粒度; 在最小语义单元的词典中查找与中粒度分割结果中的段对应的相应搜索元素; 并且基于相应的搜索元素形成细粒度分割结果,细粒度分割结果具有比中粒度分割结果更精细的粒度。

    SYSTEM AND METHOD FOR SECURE ACCOUNT TRANSFER
    7.
    发明申请
    SYSTEM AND METHOD FOR SECURE ACCOUNT TRANSFER 审中-公开
    用于安全转帐的系统和方法

    公开(公告)号:US20160162894A1

    公开(公告)日:2016-06-09

    申请号:US14952373

    申请日:2015-11-25

    发明人: Jian Sun

    IPC分类号: G06Q20/40 G06F17/30 G06Q40/02

    摘要: One embodiment provides a system that facilitates secure transfer of funds. During operation, the system generates, by a server, an authentication identifier for a payee of a bank account, wherein the authentication identifier indicates the bank account and a corresponding payment account of the payee. The system receives, from a payer, a message which indicates a first command to transfer a payment amount to the payee, wherein the first command includes the authentication identifier. In response to successfully verifying the authentication identifier, the system extracts information associated with the payment account and the bank account from the authentication identifier. The system transfers the payment amount to the bank account of the payee based on the extracted information.

    摘要翻译: 一个实施例提供一种促进资金安全转移的系统。 在操作期间,系统由服务器生成银行帐户的收款人的认证标识符,其中认证标识符指示银行帐户和收款人的相应支付账户。 该系统从付款人接收指示将付款金额转移给收款人的第一命令的消息,其中第一命令包括认证标识符。 响应于成功验证认证标识符,系统从认证标识符中提取与支付帐户和银行帐户相关联的信息。 系统根据提取的信息将付款金额转入收款人的银行帐户。

    TEXT SEGMENTATION WITH MULTIPLE GRANULARITY LEVELS
    8.
    发明申请
    TEXT SEGMENTATION WITH MULTIPLE GRANULARITY LEVELS 审中-公开
    具有多个粒度级别的文本分段

    公开(公告)号:US20150100307A1

    公开(公告)日:2015-04-09

    申请号:US14514279

    申请日:2014-10-14

    IPC分类号: G06F17/28 G06F17/27

    摘要: Text processing includes: segmenting received text based on a lexicon of smallest semantic units to obtain medium-grained segmentation results; merging the medium-grained segmentation results to obtain coarse-grained segmentation results, the coarse-grained segmentation results having coarser granularity than the medium-grained segmentation results; looking up in the lexicon of smallest semantic units respective search elements that correspond to segments in the medium-grained segmentation results; and forming fine-grained segmentation results based on the respective search elements, the fine-grained segmentation results having finer granularity than the medium-grained segmentation results.

    摘要翻译: 文本处理包括:基于最小语义单元的词典对接收的文本进行分段,以获得中粒度分割结果; 合并中粒度分割结果以获得粗粒度分割结果,粗粒度分割结果具有比中粒度分割结果更粗糙的粒度; 在最小语义单元的词典中查找与中粒度分割结果中的段对应的相应搜索元素; 并且基于相应的搜索元素形成细粒度分割结果,细粒度分割结果具有比中粒度分割结果更精细的粒度。