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公开(公告)号：US12093949B2
公开(公告)日：2024-09-17
申请号：US18133236
申请日：2023-04-11
发明人： Wesley Perkins , Venkata Satya Sriram Kalyan Namuduri , David Ross , Andrew Coulson , Hunter Roberts
CPC分类号： G06Q20/40 , G06Q20/389
摘要： Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.
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公开(公告)号：US12093918B2
公开(公告)日：2024-09-17
申请号：US17228639
申请日：2021-04-12
发明人： Drew Jacobs , Daniel Beck , Hannes Jouhikainen
CPC分类号： G06Q20/3224 , G06Q20/367 , G06Q20/385
摘要： Methods and systems are provided for secure payment using tokens. Consistent with disclosed embodiments, a token may be used to authenticate a transaction. The token may include token information configured to replace at least a portion of static information required to authenticate a transaction. A financial services system may provide the token to a digital wallet. The digital wallet may communicate the token to a payment application. A user-associated device may implement the digital wallet and a payment device may implement the payment application. The payment application may provide the token information to a merchant system. The merchant system may provide the token information to the financial services system. The financial services system may authenticate the transaction using the token information received from the merchant system. The disclosed methods may further include determining the proximity of the user-associated device and the payment device to authenticate the request for secure payment.
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公开(公告)号：US12093764B2
公开(公告)日：2024-09-17
申请号：US18154605
申请日：2023-01-13
发明人： Bryant Yee , Tyler Maiman , Cruz Vargas
IPC分类号： G06K19/063 , G06K19/04
CPC分类号： G06K19/063 , G06K19/044
摘要： In some implementations, a transaction card may include a card body, a magnetic stripe connected to the card body at a magnetic stripe region of the card body, and a tactile element at the magnetic stripe region of the card body.
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公开(公告)号：US12093733B2
公开(公告)日：2024-09-17
申请号：US17512709
申请日：2021-10-28
CPC分类号： G06F9/5022 , G06F9/485 , G06F9/5055 , G06F11/1458 , G06F2201/815 , G06F2201/865
摘要： A system including: one or more processors; a memory storing instructions that, when executed by the one or more processors are configured to cause the system to: scan a plurality of distributed cloud servers to identify a plurality of distributed cloud applications comprising a scheduler configuration file; determine whether each identified distributed cloud application includes a standard or nonstandard environment; shutdown each distributed cloud application of having a standard environment based on a shutdown schedule; reinitialize each distributed cloud application having a standard cloud environment based on the shutdown schedule; create a restore point for each distributed application having a nonstandard environment; convert the nonstandard environments into standard environments; shut down each distributed cloud application having a nonstandard environment, reinitialize each distributed cloud application having a nonstandard environment, and restore the nonstandard cloud environment based on the created restore points.
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公开(公告)号：US12093599B2
公开(公告)日：2024-09-17
申请号：US17822163
申请日：2022-08-25
发明人： Alexander Link , Geeta Shyamala , Benjamin Polk , Lee Adcock
IPC分类号： G06F3/14 , H04L65/1096
CPC分类号： G06F3/1462 , H04L65/1096
摘要： Systems and methods for generating a preview stream for a user of a video conferencing service. In some aspects, the systems and methods provide for receiving a video stream of at least a portion of a display screen of a user device and determining whether the user device has been designated as a receiving device for receiving a version of the video stream. In response to determining that the user device has not been designated as a receiving device for receiving a version of the video stream, a request is generated to designate the user device as a receiving device in addition to being a presenting device. Based on images of the video stream, a preview stream (e.g., of at least a portion of the display screen) is generated and transmitted for display at the user device.
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公开(公告)号：US12093266B2
公开(公告)日：2024-09-17
申请号：US17820051
申请日：2022-08-16
IPC分类号： G06F16/00 , G06F16/2457 , G06F16/2458
CPC分类号： G06F16/24575 , G06F16/2477
摘要： In some implementations, a system may receive interaction data associated with interactions between a user and subsets of a plurality of interaction parties. The system may store the interaction data and the as historical interaction data associated with historical interactions of the user. The system may provide the historical interaction data as input to a machine learning model, which may be trained using supervised learning and the historical interactions of the user or historical interactions of one or more other users with one or more of the plurality of interaction parties. The system may receive an output, based on applying the machine learning model to the historical interaction data, that may indicate one or more recommended interaction parties based at least in part on one or more factors, wherein the one or more recommended parties may be local entities local to a geographic location associated with the user.
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公开(公告)号：US20240305964A1
公开(公告)日：2024-09-12
申请号：US18118680
申请日：2023-03-07
发明人： Jeffrey RULE , Kevin Osborn
摘要： Example embodiments of systems and methods for adaptive near field communication include receiving, by an application comprising instructions for execution on a client device, data indicating a type of device from the client device and performing, by the application, at least one selected from the group of an explicit detection process and an implicit detection process to determine a type of case expected to house the client device. Example embodiments further provide determining, by the application, an optimal positioning of a transmitting device for near field communication with the client device based on the type of device and type of case, and displaying, by the application, an indication of an optimal positioning of the transmitting device for near field communication.
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公开(公告)号：US20240305619A1
公开(公告)日：2024-09-12
申请号：US18666994
申请日：2024-05-17
发明人： Tyler Maiman , Viraj Chaudhary , Joshua Edwards , Jenny Melendez , Samuel Rapowitz , Daniel Miller , David Septimus
IPC分类号： H04L9/40 , G06F18/22 , G06F40/295 , G06N5/04 , G06Q30/0201 , G10L25/51
CPC分类号： H04L63/08 , G06F18/22 , G06F40/295 , G06N5/04 , G06Q30/0201 , G10L25/51 , H04L63/102
摘要： Methods, systems, and apparatuses are described herein for improving computer authentication processes through the exclusion of certain merchants that may cause confusion. Indications of a plurality of different merchants, including merchant logos may be received. The indications may be processed to identify at least one similarity between a first merchant and a second merchant. A request for access to an account associated with a user and transaction data corresponding to the account may be received. Based on the similarity between the first merchant and the second merchant, at least one transaction corresponding to the first merchant may be removed to generate processed transaction record. An authentication question may be generated and a candidate response to the authentication question may be received. Based on the candidate response, access to the account may be provided.
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公开(公告)号：US20240305530A1
公开(公告)日：2024-09-12
申请号：US18669832
申请日：2024-05-21
IPC分类号： H04L41/0893 , H04L41/0896 , H04L41/12 , H04L41/22 , H04L43/04 , H04L43/062 , H04L43/0876 , H04L47/20 , H04L47/2483
CPC分类号： H04L41/0893 , H04L41/0896 , H04L41/12 , H04L41/22 , H04L43/04 , H04L43/062 , H04L43/0876 , H04L47/20 , H04L47/2483
摘要： Various embodiments are generally directed to techniques for dynamic network management, such as by monitoring and analyzing network parameters, such as network traffic and network configurations, to enable visualization of network state and improved situational awareness. Some embodiments are particularly directed to providing a graphical user interface (GUI) that utilizes various network parameters to map, characterize, and/or assign attributes to network traffic and resources. In many embodiments, network traffic may be monitored and/or routed based on their attributes.
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公开(公告)号：US20240305453A1
公开(公告)日：2024-09-12
申请号：US18180263
申请日：2023-03-08
发明人： Hazar ALSAHNAWI , Mary SWEENEY , Joshua EDWARDS , Kevin OSBORN , Benjamin ENG
CPC分类号： H04L9/0861 , G06F21/554 , G06N5/022 , H04L9/50
摘要： A method and related system of operations that include retrieving a set of on-chain transactions of an on-chain address from a scan of on-chain transactions based on a request identifying the on-chain address and generating a sequence of embedding vectors by providing the set of on-chain transactions to a first machine learning model. The method further includes predicting a first use pattern of the on-chain address by providing the sequence of embedding vectors to a second machine learning model and determining whether the first use pattern matches with a second use pattern. The method further includes updating a record of the on-chain address in an off-chain database to indicate anomalous activity in response to a determination that the first use pattern does not match with the second use pattern.
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