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公开(公告)号：US09539901B1
公开(公告)日：2017-01-10
申请号：US14699582
申请日：2015-04-29
Inventor： Mark E. Clauss , Steve J. Balbach , Craig Cope , Jeff Riblet
CPC classification number: G01C21/3697 , B60K31/18 , B60Q9/00 , G01C21/3667 , G08B7/06 , G08B21/182 , G08G1/052 , G08G1/09626 , G08G1/0967 , G08G1/096716 , G08G1/096741 , G08G1/096775 , G08G1/096827 , G08G1/096844 , G08G1/096866 , G08G1/096883 , G08G1/0969
Abstract: A method and system may provide speed limit alerts to users driving in vehicles. A user's client device such as a smart-phone, smart watch, or tablet computer, may provide visual, audible, and/or haptic alerts to the user when the user exceeds a posted speed limit by more than a threshold amount. For example, when the user exceeds the posted speed limit by more than the threshold amount, the user's smart-phone may play a beeping sound and may announce the posted speed limit to the user. Moreover, the user's smart-phone may display an indication of the posted speed limit and a graphic notifying the user the she has exceeded the posted speed limit by more than the threshold amount. A map of a geographic area including the user's travelled route may also be displayed, with annotated areas along the route where the user exceeded the posted speed limit by more than the threshold amount.
Abstract translation: 方法和系统可以向在车辆中行驶的用户提供限速警报。 用户的客户端设备（例如智能手机，智能手表或平板电脑）可以在用户超过公布的速度限制超过阈值量时向用户提供视觉，听觉和/或触觉警报。 例如，当用户超过发布的速度限制超过阈值量时，用户的智能手机可能发出嘟嘟声，并且可以向用户通知发布的速度限制。 此外，用户的智能手机可以显示发布的速度限制的指示，以及通知用户她已超过发布的速度限制超过阈值量的图形。 还可以显示包括用户行进路线的地理区域的地图，其中沿用户超过发布速度限制的路线的注释区域大于阈值量。
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公开(公告)号：US20250091547A1
公开(公告)日：2025-03-20
申请号：US18971126
申请日：2024-12-06
Inventor： Thomas Michael Potter , Douglas Albert Graff , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
Abstract: A method of driver behavior that includes generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle, and transmitting, from the mobile device to one or more processors via wireless communication, the telematics data in real-time. The method also includes analyzing the telematics data to determine whether a driving score for a driver, determining whether the driving score is greater than a threshold value, determining a discount based upon the driving score being higher than the threshold, and generating a communication based upon the discount. The method further includes transmitting the communication.
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公开(公告)号：US20250026356A1
公开(公告)日：2025-01-23
申请号：US18664591
申请日：2024-05-15
Inventor： Craig Cope , Seth L. Corin , Megan Hucek
Abstract: A computer system is provided and is programmed to: (1) receive sensor data associated with a primary vehicle; (2) determine a current condition of a driver of the primary vehicle based upon the sensor data of the primary vehicle; (3) determine a threat level for the primary vehicle based upon the current condition of the driver of the primary vehicle and the sensor data of the primary vehicle; (4) activate at least one action in the primary vehicle based upon the threat level for the primary vehicle; and/or (5) electronically transmit the threat level of the primary vehicle to one or more additional vehicles.
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公开(公告)号：US12179696B2
公开(公告)日：2024-12-31
申请号：US18206122
申请日：2023-06-06
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
Abstract: In system and methods for pre-generating insurance claims, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. An estimated insurance claim may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver to facilitate presenting all, or a portion of, the estimated insurance claim to the driver or the insured. A wireless communication from the driver or insured indicating approval, rejection or modification of the estimated insurance claim may be received. The estimated insurance claim may be handled in accordance with the approval, rejection or modification.
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公开(公告)号：US12179695B2
公开(公告)日：2024-12-31
申请号：US18118487
申请日：2023-03-07
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann , Douglas Albert Graff
Abstract: A method of vehicle accident response includes generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle, and transmitting, from the mobile device to one or more processors via wireless communication, the telematics data. The method also includes analyzing the telematics data to determine that an accident involving the vehicle has occurred, analyzing the telematics data to determine a likelihood of injury due to the accident, and generating a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred. The method further includes transmitting, to the mobile device, the communication.
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Patent Agency Ranking
46.发明公开公开(公告)号：US20240029174A1
公开(公告)日：2024-01-25
申请号：US18478401
申请日：2023-09-29
Inventor： Craig Cope
IPC: G06Q40/08 , H04L67/12 , G06Q50/30 , G07C5/00 , H04Q9/00 , H04L67/306 , G06Q30/0283 , G06F16/2458 , G06Q20/12 , B60R25/20
CPC classification number: G06Q40/08 , H04L67/12 , G06Q50/30 , G07C5/008 , H04Q9/00 , H04L67/306 , G06Q30/0284 , G06F16/2477 , G06Q20/127 , B60R25/20 , B60R2325/205 , B60R2325/30 , B60R2325/10
Abstract: A transportation analytics (TA) computing device may be provided. The TA computing device may include at least one processor and/or associated transceiver. The at least one processor and/or associated transceiver may be configured to: (1) receive, from a user mobile device, telematics data including an indicator that the user mobile device is communicatively linked to a transportation device; (2) identify each period that the user mobile device is communicatively linked to a transportation device as a trip using the transportation device; (3) store, the telematics data in a database in association with a trip identifier corresponding to the identified trips and a time stamp; (4) perform a lookup in the database to identify, based upon the timestamps, telematics data corresponding to a time period; and/or (5) calculate, based upon the identified telematics data, a premium amount for insuring the user during the trips taken during the time period.
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公开(公告)号：US11842300B1
公开(公告)日：2023-12-12
申请号：US16992198
申请日：2020-08-13
Inventor： Kristopher Keith Gaudin , Andrew Joseph Zeglin , Joseph Harr , Aaron Williams , Craig Cope
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: A system and computer-implemented method detect and act upon operator reliance to vehicle alerts. The system and method include receiving user profile data of an operator that includes a baseline of at least one driving activity aided by activation of an alert from a feature of an Advanced Driver Assistance System (ADAS). The system and method may include receiving historical ADAS alert frequency data including a history of at least one driving activity aided by activation of the alert from the ADAS feature. The system and method may compare the user profile data with the historical ADAS alert frequency data, determine a reliance level based upon the comparing, and set at least a portion of an operator profile associated with the operator with the reliance level. As a result, a risk averse driver, and/or proper responsiveness to vehicle alerts may be rewarded with insurance-cost savings, such as increased discounts.
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48.发明授权公开(公告)号：US11810199B1
公开(公告)日：2023-11-07
申请号：US17037161
申请日：2020-09-29
Inventor： Craig Cope
IPC: G06Q40/08 , G06Q50/30 , G06Q30/0283 , G06Q20/12 , G07C5/00 , G06F16/2458 , H04Q9/00 , H04L67/12 , B60R25/20 , H04L67/306
CPC classification number: G06Q40/08 , B60R25/20 , G06F16/2477 , G06Q20/127 , G06Q30/0284 , G06Q50/30 , G07C5/008 , H04L67/12 , H04L67/306 , H04Q9/00 , B60R2325/10 , B60R2325/205 , B60R2325/30
Abstract: A transportation analytics (TA) computing device may be provided. The TA computing device may include at least one processor and/or associated transceiver. The at least one processor and/or associated transceiver may be configured to: (1) receive, from a user mobile device, telematics data including an indicator that the user mobile device is communicatively linked to a transportation device; (2) identify each period that the user mobile device is communicatively linked to a transportation device as a trip using the transportation device; (3) store, the telematics data in a database in association with a trip identifier corresponding to the identified trips and a time stamp; (4) perform a lookup in the database to identify, based upon the timestamps, telematics data corresponding to a time period; and/or (5) calculate, based upon the identified telematics data, a premium amount for insuring the user during the trips taken during the time period.
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49.发明授权公开(公告)号：US11769206B1
公开(公告)日：2023-09-26
申请号：US17037065
申请日：2020-09-29
Inventor： Craig Cope
IPC: G06Q40/08 , G06Q50/30 , G06Q30/0283 , H04L67/306 , G06Q10/10 , G06F16/22 , G07C5/08 , G06Q20/12
CPC classification number: G06Q40/08 , G06F16/2282 , G06Q10/10 , G06Q20/127 , G06Q30/0284 , G06Q50/30 , G07C5/085 , H04L67/306
Abstract: A transportation analytics (TA) computing device may be provided. The TA computing device may include at least one processor in communication with at least one memory device. The at least one processor may be configured to: (1) receive, from a user mobile device corresponding to a user, telematics data corresponding to a trip taken using a transportation platform; (2) store, for each trip, the telematics data in a database in association with a trip identifier and a timestamp; (3) perform a lookup in the database to identify, based upon the timestamps, telematics data corresponding to a time period; (4) calculate, in response to identifying the telematics data, based upon the identified telematics data, a premium amount; and/or (5) transfer, in response to calculating the premium amount, the premium amount from a transportation platform account associated with the transportation platform to an insurer account associated with an insurer.
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50.发明公开公开(公告)号：US20230267694A1
公开(公告)日：2023-08-24
申请号：US18111208
申请日：2023-02-17
Inventor： Edward W. Breitweiser , Ryan Gross , Jeffrey W. Stoiber , Craig Cope , Christopher N. Kawakita , Matthew L. Floyd
CPC classification number: G06T19/006 , G06V10/44 , G06V10/70 , G06Q40/08 , G06V2201/07
Abstract: Embodiments of extended reality (XR) methods and systems for handling home-related information are disclosed. In one embodiment, a computer-implemented method may include (1) obtaining one or more XR preferences for a party; (2) presenting, using one or more devices associated with the party instructions constructed to guide the party to move throughout or around a real property, and prompts constructed to direct the party to capture data representing one or more of the real property or belongings; (3) determining, by one or more processors processing the captured data, asset data representing one or more of the real property or the belongings; and/or (4) presenting, in a virtualized environment in accordance with the party's XR preferences via an XR device, one or more visual depictions of the determined asset data such that the party or an insurance representative can at least one of view, modify, or approve the asset data.
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