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    SMART CONTRACTS FOR VEHICLE EVENTS
    32.
    发明申请
    SMART CONTRACTS FOR VEHICLE EVENTS 有权

    公开(公告)号：US20210166327A1

    公开(公告)日：2021-06-03

    申请号：US17170613

    申请日：2021-02-08

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

    IPC: G06Q40/08 ,  G06Q10/00 ,  G06Q40/00

    Abstract: Systems and methods are disclosed for interacting with smart contracts stored on a blockchain to control vehicle related activity. The systems and methods may include (1) receiving one or more transactions from one or more computing devices, the transactions associated with a particular vehicle and include a VIN for the vehicle and indicative of at least one of a trigger condition associated with the vehicle; (2) compiling the one or more transactions into a block of transactions; (3) distributing the block to a plurality of validation entities to form a consensus on an update to the distributed ledger; (4) routing the one or more transactions within the block to respective smart contracts associated with the VIN; and/or (5) automatically executing an action the particular smart contract directs should be performed in response to the particular trigger condition.

    Using a Distributed Ledger for the Auto Claims Process
    33.
    发明申请
    Using a Distributed Ledger for the Auto Claims Process 有权

    公开(公告)号：US20210133888A1

    公开(公告)日：2021-05-06

    申请号：US15910352

    申请日：2018-03-02

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

    IPC: G06Q40/08 ,  G06Q30/06 ,  G06F17/30 ,  G06Q30/04

    Abstract: Systems and methods track a vehicle identifier or VIN on a blockchain maintained by a plurality of participants. One method may include (1) receiving, at a processor, a notification of a vehicle loss report from a first participant; (2) storing, at a memory coupled with the processor, the vehicle loss report on the blockchain; (3) generating, at the processor, a coverage amount based upon the vehicle loss report; (4) generating, at the processor, an order based upon the notification, wherein the order includes a repair assignment and a replacement vehicle request; (5) storing, at the memory, the repair assignment on the blockchain; (6) transmitting, at the processor, the order to at least a second participant; (7) receiving, at the processor, a repair estimate from the second participant; and/or (8) transmitting, at the processor, the repair estimate and the coverage amount to the first participant to facilitate maintaining a blockchain up-to-date.

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