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公开(公告)号:US10346924B1
公开(公告)日:2019-07-09
申请号:US15243000
申请日:2016-08-22
发明人: Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
摘要: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号:US12056772B2
公开(公告)日:2024-08-06
申请号:US17737647
申请日:2022-05-05
发明人: Garren King , Justin Devore , Holly Kay Sanderson , Barbara Williford , Andrew Mathes , Mehron Beheshti , Alexandria Pokorny , Merril Myers , Andy Pulkstenis
IPC分类号: G06Q40/08 , G06Q10/0639
CPC分类号: G06Q40/08 , G06Q10/06393
摘要: Variants of an application, such as user interface variants and/or logic variants, can be used in a production environment as part of a designed experiment. An experiment manager can cause the application to operate based on different variants for different users and/or instances of input data. Synchronous and/or asynchronous results can be collected that indicate impacts of the variants at the application and/or other downstream systems. Such asynchronous and/or synchronous results can be used to prove or disprove a hypothesis associated with the designed experiment.
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公开(公告)号:US11915323B2
公开(公告)日:2024-02-27
申请号:US18176280
申请日:2023-02-28
发明人: Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC分类号: G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
CPC分类号: G06Q40/08 , G06Q30/0623 , G06T19/006 , G06Q50/16 , G06T2219/004
摘要: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号:US11915167B2
公开(公告)日:2024-02-27
申请号:US17400921
申请日:2021-08-12
IPC分类号: G06Q10/0631 , G06F16/332 , G06F16/35 , G06Q40/08
CPC分类号: G06Q10/063112 , G06F16/3329 , G06F16/35 , G06Q40/08
摘要: Candidate function data can include data for multiple candidate functions that may indicate whether insurance claims are likely to involve certain issues, such as comparative negligence issues. A real-time claim identifier can use the candidate function data to determine, in near real-time, if claim data for a new insurance claim submitted to an insurance company satisfies at least one of the candidate functions. If the claim data satisfies at least one of the candidate functions, the insurance claim can be assigned to a corresponding destination in the insurance company, such as a department that processes comparative negligence claims, for further processing.
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公开(公告)号:US20230245241A1
公开(公告)日:2023-08-03
申请号:US17735995
申请日:2022-05-03
发明人: Thaddeus Robert Sulek , Ruth Anne Grosskopf , Justin Devore , Dayne Dalpoas , Sateesh K Nallamothu , Scott Page Keller , Jason Beckman
IPC分类号: G06Q40/08
CPC分类号: G06Q40/08
摘要: Insurance claims can be assigned to different claim processing groups within an insurance company. A machine learning liability classifier can evaluate claim data for an insurance claim, to predict a likelihood that an insured party has either 0% or 100% liability. If the likelihood of the insured party having either 0% or 100% liability meets or exceeds a threshold, the insurance claim can be assigned directly to a non-complex claim processing group that processes relatively simple insurance claims. Otherwise, one or more downstream claim routing elements can further process the claim data to determine whether the insurance claim is to be assigned to the non-complex claim processing group or to a complex claim processing group that processes more complex insurance claims.
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公开(公告)号:US20230135121A1
公开(公告)日:2023-05-04
申请号:US18091702
申请日:2022-12-30
发明人: Carlee A. Clymer , Gary Foreman , Ronald R. Duehr , Denson Smith , Vincent M. Hummel , Bradley J Walder , Chad Mychal Hirst , Justin Devore , Shane Tomlinson , David A Pluimer , Pavan Kumar Bhagavatula , John Westhues , Tracey Leigh Knorr , Erin E. Miller , Joshua T. Monk , Aaron Ames , John G. McConkey , Michael Cicilio Fresquez , Himanshu Chhita , Jason Beckman , Douglas A. Graff , Michele Wittman , Alexis Cates , Stephen Young , Rajesh Panicker , Yohan Santos , Stephen Wilson , Carrie A Read , Michael Brown , Robin A Rose
摘要: A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.
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公开(公告)号:US11631141B2
公开(公告)日:2023-04-18
申请号:US17573372
申请日:2022-01-11
发明人: Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC分类号: G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
摘要: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号:US20240354865A1
公开(公告)日:2024-10-24
申请号:US18763364
申请日:2024-07-03
发明人: Garren King , Justin Devore , Holly Kay Sanderson , Barbara Williford , Andrew Mathes , Mehron Beheshti , Alexandria Pokorny , Merril Myers , Andy Pulkstenis
IPC分类号: G06Q40/08 , G06Q10/0639
CPC分类号: G06Q40/08 , G06Q10/06393
摘要: Variants of an application, such as user interface variants and/or logic variants, can be used in a production environment as part of a designed experiment. An experiment manager can cause the application to operate based on different variants for different users and/or instances of input data. Synchronous and/or asynchronous results can be collected that indicate impacts of the variants at the application and/or other downstream systems. Such asynchronous and/or synchronous results can be used to prove or disprove a hypothesis associated with the designed experiment.
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公开(公告)号:US20240233033A1
公开(公告)日:2024-07-11
申请号:US18421699
申请日:2024-01-24
发明人: Garren King , Justin Devore , Andrew Mathes
IPC分类号: G06Q40/08 , G06F3/0483 , G06F3/0484 , G06N5/04 , G06N20/00 , G06Q10/10 , G06Q30/016
CPC分类号: G06Q40/08 , G06N5/04 , G06N20/00 , G06Q10/10 , G06Q30/016 , G06F3/0483 , G06F3/0484
摘要: During a communication session with a caller, a representative can enter information into a claim loss reporting tool to generate a loss report associated with an insurance claim. A dialogue advisor can cause the claim loss reporting tool to suggest questions that the representative should ask, and/or actions the representative should take, during the communication session. The dialogue advisor can make such suggestions, during the communication session, based at least in part on confidence levels of simulated destination predictions that correspond with destination predictions a claim router would make according to the same information associated with the loss report.
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公开(公告)号:US20240161200A1
公开(公告)日:2024-05-16
申请号:US18419137
申请日:2024-01-22
发明人: Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC分类号: G06Q40/08 , G06Q30/0601 , G06T19/00
CPC分类号: G06Q40/08 , G06Q30/0623 , G06T19/006 , G06Q50/16
摘要: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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