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公开(公告)号:US20220358598A1
公开(公告)日:2022-11-10
申请号:US17737647
申请日:2022-05-05
Inventor: Garren King , Justin Devore , Holly Kay Sanderson , Barbara Williford , Andrew Mathes , Mehron Beheshti , Alexandria Pokorny , Merril Myers , Andy Pulkstenis
Abstract: Variants of an application, such as user interface variants and/or logic variants, can be used in a production environment as part of a designed experiment. An experiment manager can cause the application to operate based on different variants for different users and/or instances of input data. Synchronous and/or asynchronous results can be collected that indicate impacts of the variants at the application and/or other downstream systems. Such asynchronous and/or synchronous results can be used to prove or disprove a hypothesis associated with the designed experiment.
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公开(公告)号:US10346924B1
公开(公告)日:2019-07-09
申请号:US15243000
申请日:2016-08-22
Inventor: Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
Abstract: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号:US12211620B2
公开(公告)日:2025-01-28
申请号:US17685683
申请日:2022-03-03
Inventor: Justin Devore , Sateesh K Nallamothu , Dayne Dalpoas , Ruth Anne Grosskopf , Jason Beckman , Kathleen Cordiner , Jennifer Megargell
Abstract: Techniques described herein relate to training and executing machine learning models configured to determine injury probabilities based on vehicle accident data. In some cases, a decision tree model may be constructed including various branching criteria based on particular vehicle accident data and injury ground truth data, including leaf nodes storing corresponding injury probabilities. A model execution component may execute the trained models to determine the probability of potential injuries associated with vehicle accidents. Based on the potential injury probabilities, a vehicle accident analysis system may identify target computer systems and/or target processes to be initiated on the target systems, based on the injury probabilities. In some example, the model execution architecture may be implemented using an event-driven system and/or cloud-based data storage and services to receive, store, and process data events associated with individual vehicle accidents.
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公开(公告)号:US12056772B2
公开(公告)日:2024-08-06
申请号:US17737647
申请日:2022-05-05
Inventor: Garren King , Justin Devore , Holly Kay Sanderson , Barbara Williford , Andrew Mathes , Mehron Beheshti , Alexandria Pokorny , Merril Myers , Andy Pulkstenis
IPC: G06Q40/08 , G06Q10/0639
CPC classification number: G06Q40/08 , G06Q10/06393
Abstract: Variants of an application, such as user interface variants and/or logic variants, can be used in a production environment as part of a designed experiment. An experiment manager can cause the application to operate based on different variants for different users and/or instances of input data. Synchronous and/or asynchronous results can be collected that indicate impacts of the variants at the application and/or other downstream systems. Such asynchronous and/or synchronous results can be used to prove or disprove a hypothesis associated with the designed experiment.
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公开(公告)号:US11915323B2
公开(公告)日:2024-02-27
申请号:US18176280
申请日:2023-02-28
Inventor: Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC: G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
CPC classification number: G06Q40/08 , G06Q30/0623 , G06T19/006 , G06Q50/16 , G06T2219/004
Abstract: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号:US11915167B2
公开(公告)日:2024-02-27
申请号:US17400921
申请日:2021-08-12
Inventor: Jeremy David Dickerson , Matthew Marsh , Garren King , Justin Devore
IPC: G06Q10/0631 , G06F16/332 , G06F16/35 , G06Q40/08
CPC classification number: G06Q10/063112 , G06F16/3329 , G06F16/35 , G06Q40/08
Abstract: Candidate function data can include data for multiple candidate functions that may indicate whether insurance claims are likely to involve certain issues, such as comparative negligence issues. A real-time claim identifier can use the candidate function data to determine, in near real-time, if claim data for a new insurance claim submitted to an insurance company satisfies at least one of the candidate functions. If the claim data satisfies at least one of the candidate functions, the insurance claim can be assigned to a corresponding destination in the insurance company, such as a department that processes comparative negligence claims, for further processing.
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公开(公告)号:US20230245241A1
公开(公告)日:2023-08-03
申请号:US17735995
申请日:2022-05-03
Inventor: Thaddeus Robert Sulek , Ruth Anne Grosskopf , Justin Devore , Dayne Dalpoas , Sateesh K Nallamothu , Scott Page Keller , Jason Beckman
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: Insurance claims can be assigned to different claim processing groups within an insurance company. A machine learning liability classifier can evaluate claim data for an insurance claim, to predict a likelihood that an insured party has either 0% or 100% liability. If the likelihood of the insured party having either 0% or 100% liability meets or exceeds a threshold, the insurance claim can be assigned directly to a non-complex claim processing group that processes relatively simple insurance claims. Otherwise, one or more downstream claim routing elements can further process the claim data to determine whether the insurance claim is to be assigned to the non-complex claim processing group or to a complex claim processing group that processes more complex insurance claims.
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公开(公告)号:US20230135121A1
公开(公告)日:2023-05-04
申请号:US18091702
申请日:2022-12-30
Inventor: Carlee A. Clymer , Gary Foreman , Ronald R. Duehr , Denson Smith , Vincent M. Hummel , Bradley J Walder , Chad Mychal Hirst , Justin Devore , Shane Tomlinson , David A Pluimer , Pavan Kumar Bhagavatula , John Westhues , Tracey Leigh Knorr , Erin E. Miller , Joshua T. Monk , Aaron Ames , John G. McConkey , Michael Cicilio Fresquez , Himanshu Chhita , Jason Beckman , Douglas A. Graff , Michele Wittman , Alexis Cates , Stephen Young , Rajesh Panicker , Yohan Santos , Stephen Wilson , Carrie A Read , Michael Brown , Robin A Rose
Abstract: A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction. A computing system includes a transceiver; a processor; and a memory storing instructions that, when executed by the processor, cause the computing system to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when the prediction is total loss, generate a settlement offer. A non-transitory computer readable medium containing program instructions that when executed, cause a computer to receive answers, transmit the answers, receive a prediction, when the prediction is repairable, generate a repair suggestion, and when prediction is total loss, generate a settlement offer.
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公开(公告)号:US11631141B2
公开(公告)日:2023-04-18
申请号:US17573372
申请日:2022-01-11
Inventor: Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC: G06Q40/08 , G06Q30/0601 , G06T19/00 , G06Q50/16
Abstract: A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号:US20240354865A1
公开(公告)日:2024-10-24
申请号:US18763364
申请日:2024-07-03
Inventor: Garren King , Justin Devore , Holly Kay Sanderson , Barbara Williford , Andrew Mathes , Mehron Beheshti , Alexandria Pokorny , Merril Myers , Andy Pulkstenis
IPC: G06Q40/08 , G06Q10/0639
CPC classification number: G06Q40/08 , G06Q10/06393
Abstract: Variants of an application, such as user interface variants and/or logic variants, can be used in a production environment as part of a designed experiment. An experiment manager can cause the application to operate based on different variants for different users and/or instances of input data. Synchronous and/or asynchronous results can be collected that indicate impacts of the variants at the application and/or other downstream systems. Such asynchronous and/or synchronous results can be used to prove or disprove a hypothesis associated with the designed experiment.
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