公开(公告)号：US20240354843A1

公开(公告)日：2024-10-24

申请号：US18763956

申请日：2024-07-03

申请人： POLLEN, INC.

发明人： Alexander C. KEMPER ,  Roy E. OWENS ,  George Wesley HEDRICK ,  Peter THOMAS ,  Patricia IORIO ,  John G. CHRISTOPHER ,  Douglas A. MARTIN

IPC分类号： G06Q40/02 ,  G06Q30/0207 ,  G06Q30/08 ,  G06Q40/04

CPC分类号： G06Q40/02 ,  G06Q30/0207 ,  G06Q30/08 ,  G06Q40/04

摘要： A system and method for dynamically discounting trade debt through the use of a forward auction is provided. In one example, a system that allows a seller to auction inventory to a plurality of bidders. According to this embodiment, the system may determine eligibility for acceptance of bids submitted by the bidders and a plurality of bids may be determined to be eligible for acceptance. Further, a margin by which the bids are acceptable may be determined and a representation of the margin may be communicated. In another example, a method is provided for discounting debt using an auction system. According to this embodiment, a seller may configure an auction event with auction parameters, such as hurdle rates, that will best serve the goals of the auction. The seller may alter event parameters while the event is ongoing, thus further enhancing the ability of the seller to meet auction objectives.

公开(公告)号：US12125083B2

公开(公告)日：2024-10-22

申请号：US16807082

申请日：2020-03-02

申请人： ZONAR SYSTEMS, INC.

发明人： Charles Michael McQuade ,  Brett Brinton

IPC分类号： G06Q30/0601 ,  G06Q30/08

CPC分类号： G06Q30/0611 ,  G06Q30/08

摘要： In order to obtain competitive pricing for vehicle servicing, a pricing service provider is used to obtain pricing data from a plurality of service vendors. In at least some embodiments, one or more of the following types of additional information for each vendor will be provided along with the pricing data, to enable the consumer (the owner or operator of the vehicle) to make an informed selection: a rating of the vendor, a relative distance between the consumer (or known vehicle location) and the vendor, and a time period defining when the vendor will be able to accommodate the service. In at least some embodiments, a pricing service provider hosts a reverse auction for the benefit of the consumer. In at least some embodiment, the pricing service provider hosts a webpage upon which results of the service requests from the plurality of vendors are displayed.

公开(公告)号：US20240331027A1

公开(公告)日：2024-10-03

申请号：US18738792

申请日：2024-06-10

申请人： Yahoo Ad Tech LLC

发明人： Natalia Silberstein ,  Oren Shlomo Somekh ,  Yair Koren ,  Michal Aharon ,  Tingyi Wu ,  Dror Porat

IPC分类号： G06Q30/08 ,  G06F17/18

CPC分类号： G06Q30/08 ,  G06F17/18

摘要： One or more computing devices, systems, and/or methods for selecting content items for transmission to client devices are provided. A request for content associated with a client device may be received. Bid values and/or click probabilities associated with content items may be determined. A probability of receiving a negative signal associated with a content item of the content items from the client device responsive to presenting the content item via the client device may be determined based upon a user profile associated with the client device. A content item score, of content item scores associated with the content items, may be generated based upon the probability, a click probability and/or a bid value associated with the content item. The content item may be selected from the content items for presentation via the client device based upon the content item scores. The content item may be transmitted to the client device.

公开(公告)号：US12100037B2

公开(公告)日：2024-09-24

申请号：US17711251

申请日：2022-04-01

申请人： Jona Shreeves-Taylor

发明人： Jona Shreeves-Taylor

IPC分类号： G06Q30/00 ,  G06Q30/0601 ,  G06Q30/08 ,  G07F17/32

CPC分类号： G06Q30/0641 ,  G06Q30/08 ,  G07F17/3272

摘要： Exemplary embodiments are directed to a creative content interface system. The system includes first and second electronic devices, each including a graphical user interface, a non-transitory computer-readable medium, and a processing device. The system includes a database in electronic communication with the first and second electronic devices. The database is configured to electronically store user registration data and creative content data. The first processing device is configured to add creative content to the creative content data, interact with the creative content added to the creative content data, and transmit electronic correspondence between the first and second electronic devices.

公开(公告)号：US12093997B1

公开(公告)日：2024-09-17

申请号：US18323863

申请日：2023-05-25

申请人： United Services Automobile Association (USAA)

发明人： Ashley Raine Philbrick ,  Oscar Guerra ,  Kelly Q. Baker ,  Carlos J P Chavez ,  Yevgeniy Viatcheslavovich Khmelev ,  Theresa Marie Matowitz

IPC分类号： G06Q30/00 ,  G06Q30/08 ,  G06Q50/18 ,  H04L9/06 ,  H04L9/00

CPC分类号： G06Q30/08 ,  G06Q50/188 ,  H04L9/0643 ,  H04L9/50

摘要： Systems and methods described herein track bartering using distributed ledger techniques to, for example, facilitate the establishment of a bartering marketplace that enables users to barter for, and ultimately exchange, services and/or goods with each other. In certain embodiments, a monetary value may be assigned to each service and/or good to be bartered to establish appropriate bartering baselines. In addition, in certain embodiments, additional monetary value exchanges may be tracked for particular exchanges to make sure that the exchanges are fair.

公开(公告)号：US20240303724A1

公开(公告)日：2024-09-12

申请号：US18669448

申请日：2024-05-20

申请人： BYNFOR, INC.

发明人： Kevin Sunlin Wang

IPC分类号： G06Q30/08 ,  G06F16/00

CPC分类号： G06Q30/08 ,  G06F16/00

摘要： Disclosed is system and method for sealed bid reverse online auctions through remote computer devices according to a set of predetermined rules, where the reverse auction includes sealed bids, and assigned random identification numbers for auction bidders. The system allows bidders to opt into one of two different bidding categories. Category one requires payment of the winning bid amount. Category two requires a commitment to purchase a price-protection policy, allowing recalculation of the final winning bid amount based on a price-protection formula calculated by subtracting the price-protection fee from a sum of the lowest or winning bid amount and an amount equal to a predetermined percentage of a difference between a next lowest bid amount and the lowest winning bid amount. The system also allows for the allocation of at least a portion of the price-protection fee.

公开(公告)号：US12081913B2

公开(公告)日：2024-09-03

申请号：US18302714

申请日：2023-04-18

申请人： eBay Inc.

发明人： Shuai Zheng ,  Fan Yang ,  Mohammadhadi Kiapour ,  Qiaosong Wang ,  Japjit S. Tulsi ,  Robinson Piramuthu

IPC分类号： H04N7/18 ,  G06F18/214 ,  G06N20/00 ,  G06Q30/0601 ,  G06Q30/08 ,  G06T7/60 ,  G06T11/60 ,  G06V10/10 ,  G06V20/20 ,  G06V30/194 ,  H04N23/63 ,  G06F3/04842 ,  G06F18/2431 ,  H04N23/61

CPC分类号： H04N7/185 ,  G06F18/214 ,  G06N20/00 ,  G06Q30/0623 ,  G06Q30/08 ,  G06T7/60 ,  G06T11/60 ,  G06V10/10 ,  G06V20/20 ,  G06V30/194 ,  H04N23/63 ,  G06F3/04842 ,  G06F18/2431 ,  G06Q30/0631 ,  G06Q30/0643 ,  G06T2210/16 ,  H04N23/61 ,  H04N23/631

摘要： Camera platform techniques are described. In an implementation, a plurality of digital images and data describing times, at which, the plurality of digital images are captured is received by a computing device. Objects of clothing are recognized from the digital images by the computing device using object recognition as part of machine learning. A user schedule is also received by the computing device that describes user appointments and times, at which, the appointments are scheduled. A user profile is generated by the computing device by training a model using machine learning based on the recognized objects of clothing, times at which corresponding digital images are captured, and the user schedule. From the user profile, a recommendation is generated by processing a subsequent user schedule using the model as part of machine learning by the computing device.

公开(公告)号：US20240289888A9

公开(公告)日：2024-08-29

申请号：US18308851

申请日：2023-04-28

申请人： Scott C. Moore

发明人： Scott C. Moore

IPC分类号： G06Q40/08 ,  G06Q10/0635 ,  G06Q30/0283 ,  G06Q30/08

CPC分类号： G06Q40/08 ,  G06Q10/0635 ,  G06Q30/0283 ,  G06Q30/08

摘要： A computer-implemented method includes retrieving data associated with procurement of products; generating a first model training dataset for a machine-learning market module; training the market module to classify a suitability of each product for supply chain insurance; applying the market module to classify a first product of the products as suitable for supply chain insurance; generating a second model training dataset for a machine-learning contract term module; training the contract term module to determine terms of a supply chain insurance contract for the first product; applying the contract term module to determine terms of the supply chain insurance contract; presenting, on a user platform generated on a user interface, the terms of the supply chain insurance contract for the first product; receiving a user input that indicates whether the terms are agreeable; and updating the first model training dataset or the second model training dataset based on the user input.

公开(公告)号：US20240289872A1

公开(公告)日：2024-08-29

申请号：US18378512

申请日：2023-10-10

申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

发明人： Brian Mark Fields ,  Nathan L. Tofte ,  Joseph Robert Brannan ,  Vicki King ,  Justin Davis

IPC分类号： G06Q30/0645 ,  G06Q30/0202 ,  G06Q30/08 ,  G06Q40/08

CPC分类号： G06Q30/0645 ,  G06Q30/0202 ,  G06Q30/08 ,  G06Q40/08

摘要： Techniques for intelligent coordination between parties for short-term rental or lending of items are disclosed herein. An exemplary computer-implemented method includes aggregating party data from the plurality of parties, and determining, by executing a machine learning (ML) chatbot, one or more items associated with each party of the plurality of parties. The ML chatbot is trained using a plurality of training party data from a plurality of training parties as input to output a plurality of training items associated with the plurality of training parties. The computer-implemented method may further include generating, by executing the ML chatbot, a set of associated parties that includes at least a pair of parties from the plurality of parties for each item of the one or more items; and for each set of parties, initiating contact between parties.

公开(公告)号：US12073358B2

公开(公告)日：2024-08-27

申请号：US18136637

申请日：2023-04-19

申请人： QMS TECHNOLOGIES INC.

发明人： Scott Nicholas Dante Lionello ,  Viatcheslav Ivanov ,  Carlos Renato Salim Campos ,  Serena Elramley ,  Haitao Ma

IPC分类号： G06Q10/087 ,  G06Q30/08

CPC分类号： G06Q10/087 ,  G06Q30/08

摘要： A method for permissioning part manufacturing is provided, the method including associating a first user with a first part manufacturing template, the part manufacturing template defining a first vendor for providing a first part associated with the first part manufacturing template. The method then receives an indication from the first user to assign permissions associated with the first part manufacturing template to a second user. The method then provides the second user with limited access to the first part manufacturing template, such that the second user can order instances of the first part from the first vendor. The method then accepts an order for an instance of the first part placed by the second user and records analytics in a database accessible by the first user related to the order placed by the second user.