公开(公告)号：US20160196556A1

公开(公告)日：2016-07-07

申请号：US14591830

申请日：2015-01-07

Applicant: Verizon Patent and Licensing Inc.

Inventor： Niloufer TAMBOLY ,  Kasinath IYER ,  Julie ABBOTT ,  Aneeta ARESTANI ,  Praveen ATREYA ,  Carl E. PALITTI, Jr.

IPC: G06Q20/40 ,  G06Q20/32 ,  H04W4/02 ,  G06Q20/38 ,  H04W4/00 ,  H04W4/12

CPC classification number: G06Q20/40 ,  G06Q20/10 ,  G06Q20/223 ,  G06Q20/3224 ,  G06Q20/3278 ,  G06Q20/3829 ,  H04W4/029 ,  H04W4/12 ,  H04W4/80

Abstract: Systems and methods for an enhanced fund transfer service are described. Some implementations include receiving, at a first mobile station, instructions to preauthorize a particular value of funds for a transaction, generating, at the first mobile station and based on the instructions, a preauthorization for the particular value of funds, where the preauthorization identifies one or more of: the particular value, a particular time when the preauthorization expires or a geographic location within which the preauthorization is valid, transmitting the generated preauthorization, from the first mobile station to a second mobile station, where the preauthorization is used by the second mobile station complete a transaction within the particular value, and displaying an indication at the first mobile station when the transaction using the preauthorization is completed using the second mobile station, where the indication includes a transacted value of funds and an identification of an entity that received the transacted funds.

Abstract translation: 描述了用于增强资金转移服务的系统和方法。 一些实现包括在第一移动站处接收预先授权交易的特定资金值的指令，在第一移动站处根据指令产生用于特定资金价值的预授权，其中预授权标识一个 或更多：特定值，预授权过期的特定时间或预授权有效的地理位置，将生成的预授权从第一移动站发送到第二移动站，其中预授权由第二移动站使用 移动台完成特定值内的交易，并且当使用第二移动站完成使用预授权的交易时，在第一移动站处显示指示，其中该指示包括资金的交易价值和接收到的实体的标识 交易资金。