Method, system, and apparatus for application loading

    公开(公告)号:US10861000B2

    公开(公告)日:2020-12-08

    申请号:US15976656

    申请日:2018-05-10

    Abstract: Method and device for processing a payment are disclosed. The method is performed at a user device and includes: receiving a user instruction for starting a payment through a pre-set payment platform; selecting a respective loading process from a plurality of loading processes for invoking a payment application, wherein: the plurality of loading processes include: a first loading process for invoking the payment application immediately in a foreground process and a second loading process for simulating at least one payment interface of the payment application in the purchase application before loading the payment application in the user device; and presenting a first payment interface at the mobile terminal in response to the user instruction and the selection of the respective loading process.

    Method and system for processing secure offline transactions

    公开(公告)号:US10354249B2

    公开(公告)日:2019-07-16

    申请号:US15000581

    申请日:2016-01-19

    Abstract: This application discloses a method implemented at a server to facilitate secure offline transactions. The server receives, from a client device, an authorization request that includes a user identifier, first financial account information and a secure code. The server authenticates the authorization request, and sends a first transaction approval to the client device. Then, in accordance with the information received in the authorization request, the server facilitates a secure transaction between the client device and a point-of-sale (POS) machine while the client device is offline. Specifically, the server receives, from the POS machine, a transaction request that includes at least the user identifier and the security code. The server retrieves the first financial account information from a memory according to the user identifier and the security code, performs a transaction operation associated with the first financial account information, and sends a second transaction approval to the POS machine.

    INFORMATION PROCESSING METHOD AND SERVER
    6.
    发明申请

    公开(公告)号:US20180260852A1

    公开(公告)日:2018-09-13

    申请号:US15976328

    申请日:2018-05-10

    CPC classification number: G06Q30/0261 G06F16/9537 G06Q30/0267 H04W4/02

    Abstract: This application discloses an information processing method and a server. The server provides an information service interface externally and performs information interaction with at least one third-party application system through the information service interface. The method includes: sending, to a user terminal, electronic information obtained from the third-party application system through the information service interface, the electronic information including a numerical value and provider information; obtaining at least one of first geographical location information or first time information reported by the user terminal; and determining whether one of the at least one of the first geographical location information or the first time information reported by the user terminal satisfies an adjustment condition, and if yes, updating the numerical value in the electronic information, and sending the updated numerical value of the electronic information to the user terminal.

    Method and system for processing secure offline transactions

    公开(公告)号:US11205174B2

    公开(公告)日:2021-12-21

    申请号:US16424099

    申请日:2019-05-28

    Abstract: This application discloses a method implemented at a server to facilitate secure offline transactions. The server receives, from a client device, an authorization request that includes a user identifier, first financial account information and a secure code. The server authenticates the authorization request, and sends a first transaction approval to the client device. Then, in accordance with the information received in the authorization request, the server facilitates a secure transaction between the client device and a point-of-sale (POS) machine while the client device is offline. Specifically, the server receives, from the POS machine, a transaction request that includes at least the user identifier and the security code. The server retrieves the first financial account information from a memory according to the user identifier and the security code, performs a transaction operation associated with the first financial account information, and sends a second transaction approval to the POS machine.

    Method, system and server system of payment based on a conversation group

    公开(公告)号:US10970692B2

    公开(公告)日:2021-04-06

    申请号:US16258323

    申请日:2019-01-25

    Abstract: A method and device of requesting and receiving payment in a group chat environment are disclosed. The method includes: displaying a conversation interface of a group chat session for a pre-established conversation group, the pre-established conversation group including a user of the user device and a plurality of other users participating in the pre-established conversation group; providing, in the conversation interface of the group chat session, a control for requesting payment from the pre-established conversation group; detecting an input from the user invoking the control for requesting payment from the pre-established conversation group; and in response to detecting the input from the user, posting a group payment request as a chat message to the group chat session.

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