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    Assigning mobile device data to a vehicle
    1.
    发明授权
    Assigning mobile device data to a vehicle 有权

    公开(公告)号：US11182859B2

    公开(公告)日：2021-11-23

    申请号：US14096709

    申请日：2013-12-04

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Nicholas U. Christopulos ,  Nicholas R. Baker ,  Eric Bellas ,  Benjamin F. Bowne

    IPC: G06Q40/08 ,  G06Q30/02 ,  G01C21/36 ,  G01C21/34

    Abstract: A method for identifying a primary vehicle associated with a user of a mobile device includes receiving an indication of a vehicle entry event from a mobile device and retrieving sensor data from the mobile device. The method further includes receiving an indication of a vehicle exit event from the mobile device, generating a trip log including portions of the sensor data, and storing the trip log in a trip database. A server, or other suitable computing device, then analyzes the trip log and a plurality of previously stored trip logs in the trip database to determine a primary vehicle corresponding to the user of the mobile device. The method may allow a computing device to assign gathered mobile device data to a specific household vehicle.

    Systems And Methods Using A Mobile Device To Collect Data For Insurance Premiums
    2.
    发明申请
    Systems And Methods Using A Mobile Device To Collect Data For Insurance Premiums 审中-公开
    使用移动设备收集保险费用数据的系统和方法

    公开(公告)号：US20150170289A1

    公开(公告)日：2015-06-18

    申请号：US14630738

    申请日：2015-02-25

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Benjamin F. Bowne ,  Jufeng "James" Peng ,  Nicholas R. Baker ,  Duane Lee Marzinzik ,  Matthew Eric Riley ,  Nick U. Christopulos ,  Brian Mark Fields ,  J Lynn Wilson ,  Bryan T. Wilkerson ,  David W. Thurber

    IPC: G06Q40/08 ,  G07C5/08 ,  G01S19/13

    CPC classification number: G06Q40/08 ,  B60W40/09 ,  G01C21/3676 ,  G01C21/3697 ,  G01S19/13 ,  G06Q10/0639 ,  G06Q10/0833 ,  G06Q30/0283 ,  G06Q40/04 ,  G07C5/008 ,  G07C5/08 ,  G07C5/0858 ,  H04L67/12 ,  H04W4/026 ,  H04W4/046

    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

    Abstract translation: 一种用于至少部分地基于收集的车辆操作数据来确定一段时间的车辆保险费的系统和方法，所述系统包括：移动设备，包括：与所述移动设备相关联并被配置为自动收集的一个或多个传感器 数据采集​​期间的车辆操作数据; 处理器 非暂时性存储介质; 一个显示器 发射机 以及一组存储在非暂时性存储介质中的计算机可读指令，并且当被处理器执行时被配置为允许移动设备收集车辆操作数据并发送所收集的车辆操作数据; 以及远程处理计算机，包括：服务器，其接收收集的车辆操作数据; 存储收集的车辆操作数据的数据库; 以及评级引擎，其至少部分地基于收集的车辆操作数据来确定车辆保险费。

    ASSIGNING MOBILE DEVICE DATA TO A VEHICLE
    7.
    发明申请
    ASSIGNING MOBILE DEVICE DATA TO A VEHICLE 有权

    公开(公告)号：US20220036476A1

    公开(公告)日：2022-02-03

    申请号：US17504183

    申请日：2021-10-18

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Nicholas U. Christopulos ,  Nicholas R. Baker ,  Eric Bellas ,  Benjamin F. Bowne

    IPC: G06Q40/08 ,  G06Q30/02

    Abstract: A method for identifying a primary vehicle associated with a user of a mobile device includes receiving an indication of a vehicle entry event from a mobile device and retrieving sensor data from the mobile device. The method further includes receiving an indication of a vehicle exit event from the mobile device, generating a trip log including portions of the sensor data, and storing the trip log in a trip database. A server, or other suitable computing device, then analyzes the trip log and a plurality of previously stored trip logs in the trip database to determine a primary vehicle corresponding to the user of the mobile device. The method may allow a computing device to assign gathered mobile device data to a specific household vehicle.

    Split sensing method
    8.
    发明授权
    Split sensing method 有权

    公开(公告)号：US10600126B1

    公开(公告)日：2020-03-24

    申请号：US15782382

    申请日：2017-10-12

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Nicholas R. Baker ,  David W. Thurber ,  Paul Christopher Rutkowski ,  Benjamin F. Bowne

    IPC: G06Q40/08 ,  G07C5/00

    Abstract: Client side and server side methods for combining data originating from an On Board Diagnostics (OBD) cap with data originating from a client computing device are presented. The method includes receiving, from a client computing device via a computer network, a plurality of OBD cap data originating from an OBD cap and receiving, from the client computing device via the computer network, a plurality of client computing device data originating from the client computing device. The method also includes selecting, at a processor, a first data parameter from the plurality of OBD cap data and selecting, at the processor, a second data parameter from the plurality of client computing device data. The method further includes analyzing, at the processor, the first data parameter and the second data parameter and flagging, at the processor, an insurance account associated with the OBD device as a result of the analysis.

    Split sensing method
    9.
    发明授权
    Split sensing method 有权

    公开(公告)号：US09830662B1

    公开(公告)日：2017-11-28

    申请号：US14215789

    申请日：2014-03-17

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Nicholas R. Baker ,  David W. Thurber ,  Paul Christopher Rutkowski ,  Benjamin F. Bowne

    IPC: G06Q40/08 ,  G07C5/00 ,  G06Q40/00

    CPC classification number: G06Q40/08 ,  G07C5/008

    Abstract: Client side and server side methods for combining data originating from an On Board Diagnostics (OBD) cap with data originating from a client computing device are presented. The method includes receiving, from a client computing device via a computer network, a plurality of OBD cap data originating from an OBD cap and receiving, from the client computing device via the computer network, a plurality of client computing device data originating from the client computing device. The method also includes selecting, at a processor, a first data parameter from the plurality of OBD cap data and selecting, at the processor, a second data parameter from the plurality of client computing device data. The method further includes analyzing, at the processor, the first data parameter and the second data parameter and flagging, at the processor, an insurance account associated with the OBD device as a result of the analysis.

    ASSIGNING MOBILE DEVICE DATA TO A VEHICLE
    10.
    发明申请
    ASSIGNING MOBILE DEVICE DATA TO A VEHICLE 审中-公开
    将移动设备数据分配给车辆

    公开(公告)号：US20150154711A1

    公开(公告)日：2015-06-04

    申请号：US14096709

    申请日：2013-12-04

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Nicholas U. Christopulos ,  Nicholas R. Baker ,  Eric Bellas ,  Benjamin F. Bowne

    IPC: G06Q10/00 ,  G06Q30/02

    CPC classification number: G06Q40/08 ,  G06Q30/0201

    Abstract: A method for identifying a primary vehicle associated with a user of a mobile device includes receiving an indication of a vehicle entry event from a mobile device and retrieving sensor data from the mobile device. The method further includes receiving an indication of a vehicle exit event from the mobile device, generating a trip log including portions of the sensor data, and storing the trip log in a trip database. A server, or other suitable computing device, then analyzes the trip log and a plurality of previously stored trip logs in the trip database to determine a primary vehicle corresponding to the user of the mobile device. The method may allow a computing device to assign gathered mobile device data to a specific household vehicle.

    Abstract translation: 用于识别与移动设备的用户相关联的主要车辆的方法包括从移动设备接收车辆入场事件的指示并从移动设备检索传感器数据。 该方法还包括从移动设备接收车辆出口事件的指示，生成包括传感器数据的部分的行程日志，以及将行程日志存储在行程数据库中。 服务器或其他合适的计算设备然后分析行程数据库中的行程日志和多个先前存储的行驶记录，以确定与移动设备的用户对应的主要车辆。 该方法可以允许计算设备将收集的移动设备数据分配给特定的家用车辆。

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