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公开(公告)号：US12106355B2
公开(公告)日：2024-10-01
申请号：US17901150
申请日：2022-09-01
发明人： Jeremy Phillips , Andrew Grossman , Ari Horowitz
IPC分类号： G06Q30/0601 , G06Q10/0836 , G06Q10/087
CPC分类号： G06Q30/0635 , G06Q10/0836 , G06Q10/087 , G06Q30/0633 , G06Q30/0639
摘要： In an automated product delivery method a request for delivery of a product is received from a user device. One or more product delivery options are determined and transmitted to the user device and a selected product delivery option is received from the user device. The product is provided to the selected delivery location in advance of the selected delivery time window. A delivery processing server receives user device location information and determines an estimated arrival time of the user at the delivery location. At the estimated arrival time, the product is securely staged for pickup by the user. The delivery processing server receives user validation information, and responsive to validation of the user information, transmits to the delivery location processing device, an instruction to allow access to the product by the user, and access to the product by the user is allowed.
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公开(公告)号：US12106262B2
公开(公告)日：2024-10-01
申请号：US18302918
申请日：2023-04-19
发明人： Jeremy Phillips , Kevin Park , Shane Blackman
IPC分类号： G06Q10/0833 , G06N20/00
CPC分类号： G06Q10/0833 , G06N20/00
摘要： An intelligence platform determines that a package was delivered to a location, and receives real-time information associated with the package or location. The real-time information includes sensor data received from one or more sensor devices disposed proximate to the package, or third party data received from one or more third party devices associated with a geographic region that includes the location to which the package was delivered. The intelligence platform determines, using a machine learning model, a score for the package based on the real-time information, where the score predicts a measure of vulnerability of the package, and determines whether to retrieve or protect the package based on the score. The intelligence platform selects an unmanned vehicle (UV) to retrieve or protect the package based on vehicular data, and transmits instructions to the UV to cause the UV to navigate to the package and retrieve or protect the package.
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公开(公告)号：US12095763B2
公开(公告)日：2024-09-17
申请号：US18371673
申请日：2023-09-22
发明人： Jeremy Phillips , Andrew Grossman , Rachel Collins
IPC分类号： G06F21/00 , G06F18/22 , G06F21/34 , G06F21/36 , G06F21/44 , G06K7/14 , G06K19/06 , G06V10/56 , G06V10/75 , G09G5/02 , H04L9/32 , H04L9/40 , G01S19/13
CPC分类号： H04L63/0869 , G06F18/22 , G06F21/34 , G06F21/36 , G06F21/445 , G06K7/1413 , G06K7/1417 , G06K19/06018 , G06K19/06037 , G06V10/56 , G06V10/75 , G09G5/02 , H04L9/3234 , H04L9/3273 , H04L63/0853 , G01S19/13 , G09G2354/00
摘要： Method and systems described herein may provide multifactor mutual authentication. A first server may provide a first party and a second party with at least two authentication components in order for the first party to authenticate the identity of the second party, and vice versa. The first authentication component may include a color-based authentication component, while the second authentication component may include a code-based authentication component. Both factors need to be validated in order for the authentication to be successful. The color-based authentication component, in combination with the code-based authentication component, may improve the speed with which the mutual authentication is performed.
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公开(公告)号：US11756135B2
公开(公告)日：2023-09-12
申请号：US17382652
申请日：2021-07-22
发明人： Jeremy Phillips , Joseph Goldstein
CPC分类号： G06Q40/128
摘要： Entities may reference ledgers in order to better understand a historic use and/or status of an account. For example, a user may track historic spending or received payments based on referencing a ledger, or an enterprise may check a balance of an account for a user based on a ledger. However, the utility of ledgers in estimating an amount of funds available for a user's use is limited. Embodiments of a financial analyzer as described herein may provide entities with estimations of finances that include contributions from one or multiple income sources, including irregular sources. Some embodiments may provide recommendations to customers to meet needs based on a financial estimation.
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公开(公告)号：US20220405725A1
公开(公告)日：2022-12-22
申请号：US17350645
申请日：2021-06-17
摘要： An automated method is provided for enabling and implementing a beacon-based service location application in a user device having a beacon monitoring application. A service location facilitation server establishes service need criteria for a user of the user device and estimates a service need state for the user. The service need state includes information indicative of a relative need for a desired service. The service location facilitation server then determines whether the service need state meets the service need criteria, and, if so, transmits an instruction to the user device to transition the beacon monitoring application from an inactive state to an active monitoring state.
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公开(公告)号：US11120448B2
公开(公告)日：2021-09-14
申请号：US16358100
申请日：2019-03-19
发明人： Jeremy Phillips , Zhe Liu , Catherine Bousquet
IPC分类号： G06Q20/40 , H04L9/32 , G06K19/06 , G06Q20/26 , G06Q20/24 , G06Q20/32 , G06Q20/38 , G06F21/34 , G06Q20/02 , G06F21/33 , G06F21/35 , G06F21/62
摘要： An example device may include one or more processors to receive a request for a service from a requestor user device; provide transaction information associated with the service to a provider user device, where the transaction information may include location information corresponding to a location at which the service may be provided; obtain verification information from the requestor user device based on an interaction associated with the requestor user device or the provider user device at the location, where the verification information may include one or more characteristics of the requestor user device; generate a verification token based on the one or more characteristics of the requestor user device; provide the verification token to the requestor user device; and provide the verification information to the provider user device to permit the provider user device to verify the requestor user device, in connection with performance of the service, based on receiving the verification information and obtaining the verification token from the requestor user device.
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公开(公告)号：US10963832B2
公开(公告)日：2021-03-30
申请号：US16195111
申请日：2018-11-19
发明人： Jeremy Phillips , Zhe Liu , Kurry Tran
摘要： A device may receive a request for a product. Based on the request, the device may determine a geographic location and delivery time for delivery of the product, and the device may identify product locations that are capable of providing the product and located near the geographic location. The device may determine, for each of the product locations and based on the product and at least one product location characteristic, a fulfillment time indicating when the product will be prepared for delivery. In addition, the device may identify at least one potential courier capable of transporting the product. Based on the fulfillment time, the delivery time, the geographic location for delivery, and at least one courier characteristic associated with the potential courier, the device may select a particular product location and a particular courier and perform an action based on the particular product location or the particular courier.
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公开(公告)号：US20210026988A1
公开(公告)日：2021-01-28
申请号：US16910260
申请日：2020-06-24
发明人： Jeremy Phillips , Zachary Podbela
IPC分类号： G06F21/62 , G06F16/9035 , G06F21/60 , G06Q40/06 , G06F16/903
摘要： Methods and systems described herein provide for protecting user information in an overlay service. Protecting user information may include redacting personally identifiable information (PII) from information that may be exposed to third parties. Additionally, protecting user information may include opening a second account on behalf of the user using a plurality of unique identifiers in lieu of information identifying the user. This protects users' identities and privacy as their assets are transferred between various institutions.
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公开(公告)号：US10853792B1
公开(公告)日：2020-12-01
申请号：US16678200
申请日：2019-11-08
发明人： Jeremy Phillips , Kevin Park , Thomas Dodson
摘要： A system and method are disclosed in which cash deposits may be made at merchant locations who support such deposits. Using a mobile phone or other hand-held device, a bank customer requests a cash deposit from a banking app, receives a barcode on the mobile device, the barcode containing embedded information indicating the cash deposit amount, and presents the barcode to the merchant, along with the cash to be deposited. Once the transaction with the merchant is complete, the account of the bank customer's account is credited with the cash amount. The bank uses behavioral and historical data of the bank customer to customize a cash deposit limit for the customer.
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公开(公告)号：US10776584B2
公开(公告)日：2020-09-15
申请号：US16410042
申请日：2019-05-13
发明人： Jeremy Phillips , Andrew Beane
IPC分类号： G06F40/30 , G06K9/00 , G06F3/0484 , G06F3/0481 , G08B21/18 , A61B5/00 , A61B5/01 , A61B5/021 , A61B5/16 , G06F40/253
摘要： The present disclosure provides computing systems and techniques for indicating an emotional and/or environmental state of a user in a digital messaging application. A computing device can determine an emotional and/or environmental state of a first user responsive to reading or responding to a message and can convey the determined emotional and/or environmental state to a second computing device, to be transiently presented by the second computing device.
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