公开(公告)号：US20230067616A1

公开(公告)日：2023-03-02

申请号：US17983105

申请日：2022-11-08

申请人： Bank of Montreal

发明人： Brian Chan ,  Kashif Arshad ,  Peter Hing-Cheong Poon

IPC分类号： G06Q30/04 ,  G06Q20/32 ,  G06Q20/38

摘要： A platform and process for electronic payment processing using electronic calendars and communications from a set of connected servers with logic code to automate machine operations relating to electronic payments. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The electronic calendar can be integrated into an electronic wallet application.

公开(公告)号：US11868979B2

公开(公告)日：2024-01-09

申请号：US17252488

申请日：2019-06-14

申请人： BANK OF MONTREAL

发明人： Brian Chan ,  Kashif Arshad ,  Peter Hing-Cheong Poon ,  Vikram Pal

IPC分类号： G06Q20/10 ,  G06Q20/14 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/42

CPC分类号： G06Q20/14 ,  G06Q20/389 ,  G06Q20/3821 ,  G06Q20/4016 ,  G06Q20/42

摘要： A platform and process for electronic payment processing using electronic communications from different communication channels or bands. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The system and process can categorize images and extract payment data.

公开(公告)号：US20240135352A1

公开(公告)日：2024-04-25

申请号：US18403546

申请日：2024-01-03

申请人： Bank of Montreal

发明人： Brian Chan ,  Kashif Arshad ,  Peter Hing-Cheong Poon ,  Vikram Pal

IPC分类号： G06Q20/14 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/42

CPC分类号： G06Q20/14 ,  G06Q20/3821 ,  G06Q20/389 ,  G06Q20/4016 ,  G06Q20/42

摘要： A platform and process for electronic payment processing using electronic communications from different communication channels or bands. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The system and process can categorize images and extract payment data.

公开(公告)号：US12079850B2

公开(公告)日：2024-09-03

申请号：US17983105

申请日：2022-11-08

申请人： Bank of Montreal

发明人： Brian Chan ,  Kashif Arshad ,  Peter Hing-Cheong Poon

IPC分类号： G06Q30/04 ,  G06Q20/32 ,  G06Q20/38

CPC分类号： G06Q30/04 ,  G06Q20/326 ,  G06Q20/38

摘要： A platform and process for electronic payment processing using electronic calendars and communications from a set of connected servers with logic code to automate machine operations relating to electronic payments. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The electronic calendar can be integrated into an electronic wallet application.

公开(公告)号：US11514490B2

公开(公告)日：2022-11-29

申请号：US17263107

申请日：2019-07-31

申请人： BANK OF MONTREAL

发明人： Brian Chan ,  Kashif Arshad ,  Peter Hing-Cheong Poon

IPC分类号： G06Q30/04 ,  G06Q20/32 ,  G06Q20/38

摘要： A platform and process for electronic payment processing using electronic calendars and communications from a set of connected servers with logic code to automate machine operations relating to electronic payments. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The electronic calendar can be integrated into an electronic wallet application.