- 专利标题： SYSTEM AND PROCESS FOR ELECTRONIC PAYMENTS
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申请号： US18403546申请日： 2024-01-03
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公开(公告)号： US20240135352A1公开(公告)日： 2024-04-25
- 发明人: Brian Chan , Kashif Arshad , Peter Hing-Cheong Poon , Vikram Pal
- 申请人： Bank of Montreal
- 申请人地址： CA Toronto
- 专利权人： Bank of Montreal
- 当前专利权人： Bank of Montreal
- 当前专利权人地址： CA ON Toronto
- 主分类号： G06Q20/14
- IPC分类号： G06Q20/14 ; G06Q20/38 ; G06Q20/40 ; G06Q20/42
摘要：
A platform and process for electronic payment processing using electronic communications from different communication channels or bands. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The system and process can categorize images and extract payment data.
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